Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark's & Spencer insurance products in document format too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Mark's & Spencer are so useful. M&S Money financial products are, of course, designed to make Mark & Spensers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Home Insurance than you will anywhere else, and you may even pay less with M&S.

There are lots of ways to save money using M&S Money. Not least of these is Mark's & Spencer Standard Car Insurance. With M&S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks&Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencers Money, you get more, and you pay less.

Maxim Champagne Flute, at Mark's & Spencer
Tinted glass Slim stem H23cm 18cl, Manufacturer: Marks & Spencer

Blue Harbour Pure Linen Multi Stripe Shirt, at M&S
Relaxed and stylish, this multi stripe shirt is cut for a great fit. It's made from pure linen so it feels cool and comfortable to wear

Autograph Microfibre & Cashmere All Seasons Filled Duvet, at M+S
2 part set Splits into 2 seperate covers or combined 4.5 tog: the coolest of all duvets, designed for summer use 9 tog: ideal for Spring and Autumn use, or all round use in homes with central heating Non-allergenic 300 thread count and 100% cotton jacquard cover Pocket construction for even warmth Comes in single (3ft), double (4ft 6in), king size (5ft) and super king size (6ft)x Which tog? Tog measures the warmth of a duvet based on its ability to trap warm air. The higher the tog rating, the warmer the duvet. The perfect tog is a personal choice which can depend upon you and your home, Manufacturer: Marks & Spencer

Adored Floral Embroidered Non Padded Bra, at Marks and Spenser
Elegant and stylish, this non-padded bra is made from the softest fabric, embroidery and lace, so it's blissfully comfortable to wear. It's underwired and shaped for an uplifted natural look. Feminine everyday lingerie

Exotic Print Halterneck Bikini Top, at Marks & Spenser
Modern and stylish, this flattering bikini is designed in the latest shape. Make a splash!

Waterproof Mattress Protector, at Mark & Spensers
Quilted for comfort Completely waterproof Comes in 4 sizes - single, double, kingsize, super king size, Manufacturer: Marks & Spencer

A Year In Your Garden Book, at Marks & Spencer
A beautiful range of 5 gardening titles, full of inspiring ideas and tips both for the novice and more experienced gardener. From pots and small backyards to larger gardens, feel confident in choosing the right flowers and shrubs for the right place all year round! Packed full of wonderful colour photography, these books will prepare and motivate you to garden

Cotton Rich Embroidered Trim High Leg Knickers, at Mark & Spensers
A great style for making your legs look longer, these embroidered cotton knickers are designed with a flattering high cut

Ultimate Non Iron Pure Cotton Classic Bengal Shirt, at Marks and Spencer
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

LEGO® City Transporters, at Marks and Spencers
Suitable for ages 5+ Includes transporter, helicopter, motorbike and other pieces This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Pure Cotton Long Sleeve Simple Stripe Shirt, at Marks n Spencer
Smart and stylish, this long sleeve stripe shirt is made from pure cotton

Pure Cotton Cropped Denim Trousers with Belt, at Mark's & Spencer
Fresh and fashionable, these cropped denim trousers look chic with wedges, sandals or flat pumps. Tie waist fastening adds an extra touch of style

Perfect Autograph Double Tramline Slip-On Shoes, at Marks & Spencer
Square toe Stitch detail Slip-on Block heel

Per Una Short Sleeve Cornelli Embellished Top, at Marks and Spencers
A feminine neck embellished top featuring pleated front detail, finished with a scallop trim on sleeve

Per Una Embroidered Jersey Top with Camisole, at Marks & Spensers
A gorgeous jersey top with camisole featuring an embroidered neckline and diamonte button detail

Nintendo Wii™ LEGO® Batman™ : The Videogame, at M+S
Fight for justice as Batman and Robin or create chaos as The Joker, Catwoman and other villains, as you save or wreak havoc in Gotham City Rocket through sewers and bound across rooftops as you take the fight to the criminals across classic locations in Gotham City Fight on land, sea and in the air using a number of powerful Batman, Robin and villain-controlled vehicles, including the rocket-powered Batmobile, sleek Batboat and stealthy Batwing Enhance the abilities of the Dynamic Duo by unlocking Batman's Demolition, Sonic and Glide suits and Robin's Gravity, Magnetic and Dive suits to help fight Gotham's villains Play through the game in Story Mode from both the hero and villain sides You must be 7 years of age or over to purchase this product M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund, Platforms: Nintendo Wii, ESRB Rating: Everyone 10+

3 Easycare Long Sleeve Blouses, at Marks & Spencer
This 3 pack of easycare long sleeve blouses is outstanding value. Reinforced seams give extra strength and durability

Modal Rich Vintage Lace Bow Shorts, at Marks & Spencer
These shorts are made with supersoft modal. They feel incredibly comfortable and silky smooth against the skin

Double Twisted Stick Drop Earrings, at M&S
Hook fastening Twisted design For hygiene reasons, refunds will only be given in accordance with your legal rights

125 Years Pure Wool 3 Button Stripe Jacket, at Marks and Spenser
Part of the Commemorative Collection, celebrating 125 years of M&S. Featuring smart styles inspired by our archives

Per Una Cap Sleeve Stripe Top, at Mark & Spencers
A fashionable mandarian collar top. Curved neckline gives it Per Una touch

Pure Cotton Pinstripe Jacket Outfit, at Marks and Spenser
Perfect for smart occasions, pinstripe jacket outfit makes a fashionable and practical choice

Blue Harbour Stormwear™ + Fairtrade Cotton Straight Leg Chinos, at Marks & Spencers
Look below to see a video clip about Fairtrade Fairtrade certified cotton is a new initiative that we're the first major high street retailer to support. Like all Fairtrade products, it helps local farmers to invest in developing their own communities

Base & Top Coat Nail Polish, at Marks and Spencer
2 x 11ml Protects your nails from staining Prolonged wear for your nail colour Lasting and brilliant shine Protection against chips

Multi Stripe Hipster Bikini Bottoms, at Marks & Spencer
Fashionable and flattering, these bikini bottoms feature a striking multi stripe design

Autograph Short Sleeve Bow Top, at Marks and Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look.

Silver Plated Barrel Snake Drop Earrings, at Marks and Spencer
3 strand design Barrel feature Butterfly fastening

Navarra Coffee Table, at M & S
H40 x W86 x D86cm Made from solid oak and oak veneer Finished with a low-sheen lacquer that provides added durability Shelves are bevelled and made from safety-tested toughened glass Legs made from solid wood Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Stainless Steel Meat Prong, at Marks & Spenser
Loop in the handle for hanging Stainless steel This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

5 Cotton Rich Seamfree Full Briefs, at M+S
These seamfree cotton rich briefs are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

M&S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.