Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Mark & Spencers, through its M&S Financial Services website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Besides Marks & Spencers Car Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spenser purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Car Insurance, but Marks & Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Buildings & Contents Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Ultimate Fishnet Tights, at Marks & Spencers
The ultimate in stylish design, these fishnet tights have added stretch so they'll always keep in shape. They're finished with a reinforced sole and toe section so toes won't get caught in the netting

Pure Cotton Contrast Stitch Jeans, at Marks and Spencers
Fun and fashionable, these easycare pure cotton jeans are outstanding value

Pure Cotton Stripe Apron, at Marks and Spencer
Tie bow fastening at back Front pocket Stripe design, Manufacturer: Marks & Spencer

Text Husband Birthday Card, at Marks & Spenser
Cover Text: To my wonderful Husband Inside Message: Blank for your own message Approx size: 215 x 150mm

Collezione Suede Moccasin Loafers, at Mark's & Spencer
Square toe Raised apron stitch Plain Block heel

125 Years Retro Apron, at MarksandSpencer
Manufacturer: Marks & Spencer

Collezione Pure Wool Single Pleat Stripe Trousers, at Marks & Spencer
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Cashmilon™ Long Sleeve V-neck Cardigan, at Marks and Spencer
Fashionable and flattering, this deep v-neck cardigan is made from supersoft cashmilon™

Autograph Anodised Aluminium 20cm Saucepan, at Mark & Spensers
Charcoal-coloured aluminium design Riveted handle for durability Clear lid with handle Excellent heat distribution with no hot spots Non-stick interior for low-fat cooking and easy cleaning Suitable for all cooker types except induction Handwash only Diam: 20cm Capacity: 3 litre Oven safe to 180C/350F/gas mark 4, Manufacturer: Marks & Spencer

Satin Spot Print Shirt with Belt, at Marks and Spencer
This fab short sleeve shirt features a stunning spot and empire line design. A sophisticated new look, perfect for this season

Keep Talking Card Game, at Marks & Spencer
Number of players: 2+ teams, 6+ players Suitable for ages 8+ Pack contains: 90 large game cards, instructions, card holder Approx. card size: 83 x 116mm This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Green Floral Cushion, at M+S
L30 x W50cm Floral embroidered design Pure Cotton Rectangular shape, Manufacturer: Marks & Spencer

Linen Blend Single Breasted 2 Button Plain Jacket, at Marks and Spencer
Smart and stylish, this tailored single breasted jacket is made from a crisp, cool linen blend

Fairtrade Pure Organic Cotton Casual Cargo Trousers With Belt, at Marks and Spencers
Look below to see a video clip about Fairtrade Fairtrade certification shows that suppliers have been paid a fair price for their products and their work. Our organic cotton is grown without harmful chemicals, using traditional farming methods

Bright Butterflies Daughter Birthday Card, at Mark & Spensers
Cover text: Happy birthday to a special daughter Inside message: With lots of love Approx size: 174 x 126mm

Large Value Soft Leaf Print Rollercase, at MarksandSpencer
Capable of expanding to provide an extra 20% of luggage space, a tough, hardwearing fabric and fitted padlock for extra security helps ensure your peace of mind while on the move

3 Pairs of Spot & Stripe Design Socks, at Marks & Spencer
Get a fabulous, fashionable look with these assorted spot and stripe print socks. They're made from comfortable soft stretch fabric for a great fit and shape retention

Feather Patch Lilac Bedset, at Mark & Spencers
Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in) and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases Embroidered feather patch design

Autograph Pure Cotton Parisian Damask Duvet Cover, at Marks and Spenser
Floral design Comes in single (3ft), double (4ft 6in), kingsize (5ft) and super-kingsize (6ft), Manufacturer: Marks & Spencer

Château La Roseraie Dumont 2007 - Case of 12, at Marks & Spencers
Style: Medium bodied Grape variety: Merlot & Cabernet Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Sapporo Bookcase & Desk Set, at Marks and Spencer
2 piece set Bookcase:H180 x W80 x D37cm Desk set: H180 x W80 x D50 Made from solid bamboo and bamboo veneer Finished with a matt lacquer that provides the pieces with extra protection and durability Legs made from solid wood All joints are glued and pressed together in the factory, giving ore inherent strength than flat pack fittingsm Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Tassel Necklace Made with CRYSTALLIZED™ - Swarovski Elements, at Mark's & Spencer
Clasp fastening Adjustable length Tassel design Made with CRYSTALLIZED™ - Swarovski Elements Necklace length 41cm, extendable by 8cm

Big & Tall Blue Harbour Cotton Rich Stretch Jeans, at M&S
Relaxed and casual, these cotton rich straight leg jeans are made with stretch for comfort and ease of movement

Pure Cotton Scoop Neck Stripe T-Shirt, at Marks & Spencer
This fashionable top features a stylish scoop neck and stripe design for a cool contemporary look

Beaded Rope Necklace & Earring Set, at Marks & Spencer
2 part set Mixed beads Drop earrings with hook fastening Rope design necklace with clasp fastening and adjustable length Necklace length: 102cm, extendable by 8cm

Disney Winnie the Pooh Wrap Pack, at Marks and Spencers
2 sheets, 2 tags Each sheet: 495 x 695mm Tags: 80 x 55mm (folded) Disney

Autograph Mock Layer Crew Neck T-Shirt, at Marks & Spencers
Whether you're heading for bed or relaxing at home, this comfortable t-shirt is great for chilling out in style. Mix and match with our pyjama bottoms

Pure Cotton Cap Sleeve Multi Stripe T-Shirt, at Mark's & Spencer
For casual elegance, you can't beat this scoop neck top. A great value cotton essential

Padded Drawstring Waist Hooded Gilet, at Marks and Spencer
Warm and cosy, this padded gilet features faux fur trim hood and a drawstring waist. A modern casual look

Tiga Bookcase, at Mark & Spencers
H192 x W80 x D35cm 4 shelves 1 drawer Made from sheesam wood Finished with a protective matt lacquer for added durability Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.