Besides Mark & Spensers Car Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks n Spencer purchases are also protected while you take them home.

Also, on both M&S Finance Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

There are lots of ways to save money using M&S Finance. Not least of these is Marks & Spensers Standard Car Insurance. With M&S Finance you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks n Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money, you get more, and you pay less.

M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Abbot Chair, at Marks and Spencer
H78 x W76 x D78cm Seat H43cm, arm H71cm Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Solid birch feet with a dark finish Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Seams and pattern match on fabrics - Please note that the images of fabrics displayed here are overlaid onto models. These images act as a guide and may not be representative of the finished product. Seams and pattern match may differ from what is shown This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

M&S Stick Blender with Accessories, at Mark's & Spencer
300 watt 2-speeds Stainless steel blade Includes: wall-mount bracket, mixing beaker, chopper, detachable plastic blending rod, whisk Dimensions: H38cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Petite Single Breasted 1 Button Chevron Dart Jacket, at Marks and Spencer
Fashionable and modern, this tailored single breasted jacket features chevron dart stitch detail. A smart and stylish choice. Specially designed and perfectly proportioned for the petite frame

Ambassador Summer Hat, at Mark's & Spencer
Keep your cool in this ambasador sun hat, a summer and holiday essential

Anthony Bear and Heart Mum Birthday Card, at Marks & Spencer
Cover text: With love To a very special Mum x Inside message: Happy birthday Approx size: 150 x 150mm

Petite Linear Colour Block Dress, at Marks & Spenser
Chic and contemporary, this linear dress features a colour block design. A fabulous fashionable look. Specially designed and perfectly proportioned for the petite frame

Flat Front Crease Resistant Trousers, at Marks and Spencers
Adopt a fuss-free approach to formal dressing with the crease resistant fabric of these sharp trousers, allowing you to stay looking smarter for longer

Samsung 19'' LE19B541 HD Ready LCD TV - White, at Marks and Spencer
HD Ready: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Display: 19" Widescreen LCD TV, 1366 x 768 resolution Contrast Ratio: 5000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W477.1 x H65.5 x D326.9mm (without stand) W477.1 x D180.2 x H374mm (with stand) Weight: 4.8kg (with stand), 4.2kg (without stand) SRS TruSurround HD: For enhanced surround sound effect Connectors: 1 x HDMI, 1 x composite (AV), 1 x PC input (D-sub), 1 x RF input, 1x headphone, 1x scart Wide Colour Enhancer 2: Primary colours are strengthened to increase depth and intensity to show pictures in all their natural beauty Clear Panel Prevents glare to keep images clean and clear M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial This product is not available for international delivery. Find out more Use wall mount

Per Una Essentials Clover Embroidered DD-G Bra, at Marks & Spencer
Modern and elegant, this stylish bra features stretch lace fabric and a clover embroidered design. It's underwired and structured to give great support and a natural uplifted shape. Pretty everyday fashion

Per Una Pure Cotton Check Design Pyjamas, at Marks n Spencer
Modern and feminine, these pretty pyjamas are made from soft cotton so you can relax in comfort and style. Part of Per Una's sleepwear collection

Watercolour Floral Multipack of Easter Cards, at Mark's & Spencer
Cover text: design 1: Happy Easter, design 2: Easter Wishes Inside message: All designs, blank for your own message 6 cards, 2 designs Approx size: 145 x 70mm

Autograph Merano 1 Seater Unit (No Arms), at Marks and Spencer
H84 x W76 x D102cm Seat H47cm, top back rail H63cm (all dimensions are approximate) Seat cushions made from shape-retaining foam with extra-thick fibre wrap - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Glide feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

The Floral Collection Lavender Moisture Rich Hand Wash, at Marks and Spenser
Lavender fragrance Moisture rich Hand wash 250ml

Detachable Clear Bra Straps, at Marks & Spencers
These clear straps attach to our multiway bras to give you a more discreet option

Cotton Rich Stripe Hooded Top, at Mark's & Spencer
Smart and stylish, this hooded top features a stripe design and heart shape motif

Adored Comfort All Over Lace Non-Padded E-G Bra, at Marks & Spencers
This non-padded bra is made from the softest fabric, embroidery and lace, so it's blissfully comfortable to wear. It's underwired and structured to give fuller busts great support and a natural uplifted shape

Pacific 2 Seater Sofa, at M & S
H90 x W136 x D90cm Seat H50cm, arm H68cm, top back rail H67cm Seat cushions made from Quallofil Extralife filling. Click here for more information on Quallofil Extralife Other cushions made from polyester fibre All cushions are reversible Cushion covers can be removed Pine feet with a light finish This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure ChargePAK B1 Rechargeable Battery Pack, at MarksandSpencer
Replaces the need for alkaline batteries Easy to install - can be fitted in seconds Charges inside the radio, no separate charging unit required Increased battery life per charge over standard rechargeable batteries Provides up to 20 hours wireless listening Specification: lithium-ion 3.7V 4200mAh. Compatible with Pure ONE Mini M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

3/4 Sleeve Spot Design Mesh Tunic, at Marks n Spencer
Stylish and versatile, this 3/4 sleeve tunic has a fabulous spot design and features a fashionable mesh sleeve. An irresistible style that's just right for this season

Leather Square Prong Skinny Belt, at Mark & Spensers
Add a smart finishing touch with this leather skinny belt

Outstanding Value Polyester Bed Cover, at Marks & Spenser
Manufacturer: Marks & Spencer

Pure Cotton Quick Iron Long Sleeve Stripe Shirt, at Marks and Spencer
Stylish and innovative, this pure cotton easycare shirt is quick and easy to iron for a smart crisp look.

Pure Cotton Quick Iron Stripe Shirt, at Marks & Spencer
Stylish and innovative, this pure cotton easycare shirt is quick and easy to iron for a smart crisp look

Chablis Grand Cru Grenouille 2004 - Case of 6, at Marks & Spenser
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Nifty at 50 Dotty Dave Card, at Marks and Spencer
Cover text: Nifty at 50 Inside message: Happy Birthday This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 178 x 125mm

Mini Roll Platter, at Marks & Spencers
16 rolls Serves 4-6 4 different sandwich fillings Ready to eat Contains sesame seeds As featured on page 8 in the food to order brochure Order by 5pm to collect in 2 days Available for collection in the majority of our UK mainland stores

Autograph Essentials Short Sleeve Ribbed Jacket, at Marks and Spencers
Chic and stylish, this single breasted jacket is tailored to fit and flatter. A great choice for work or smart occasions. Exclusive, luxurious and beautiful

Children's Party Platter, at Marks & Spencers
Contains 16 quarters plus veg batons Serves 4-6 4 different sandwich fillings Ready to eat Made in a factory that uses sesame ingredients As featured on page 8 of the Food to Order brochure Order by 5pm to collect in 2 days Available for collection in the majority of our UK mainland stores

Panasonic 46'' TX-P46G10 Full HD Plasma TV with freesat HD, at Marks & Spensers
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 46 inch plasma screen, 2,073,600 (1,920 x 1,080) pixels Contrast ratio (in dark surroundings): Native 40,000:1, Dynamic 2,000,000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W113.2 x H76.7 x D40.1cm (with stand) H749 x 113.2 x 72.2 x 10.6cm (without stand) Weight: 32kg (with stand) 29kg (without stand) V-Audio with SRS TruSurround XT: V-Audio delivers crystal-clear sound with superior bass performance while the SRS TruSurround produces enhanced surrounding effects Connectors: 3 x HDMI, 2 Scart, PC Input, S-Video, Component Video Input, Headphone Jack VIERA Superior Picture Quality: The VIERA system provides richly expressed images with enhanced contrast and deeper natural colours, thanks to the wider x.v.Colour palette Digital Cinema Colour: Superb colour reproduction with 5,1200 steps of gradation Intelligent Frame Creation With 24p Playback: With 50Hz video signal input, the Intelligent Frame Creation achieves high moving picture resolution even in fast-motion scenes. 24p Playback creates high speed playback of images to recreate the full cinematic experience SD Card Slot: View your treasured photos on the big screen by simply removing your camera's memory card and sliding it into the SD card slot VIERA Link: Enables you to control all your AV systems with only one remote Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Embroidered Lace Non-Wired Bra, at Marks & Spencer
Feminine and pretty, this non-wired bra is structured for secure support and an enhanced natural shape. Ideal for everyday wear

M&S Finance offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spenser 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.