M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

There are lots of ways to save money using M+S Money. Not least of these is Marks and Spencer Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.

Magic Loc Collection Towel Stand, at Marks and Spenser
3 hanging rails Free standing H91 x Diam 39cm, Manufacturer: Marks & Spencer

Gold Foil Cake 80th Card, at Marks and Spencer
Cover text: 80 Congratulations Inside message: Blank for your own message Approx size: 175 x 126mm

125 Years A5 Diary, at Marks & Spencers
Approx size: 153 x 212mm

Autograph Radiance Blusher, at Marks & Spencers
Hypoallergenic Includes compact mirror inside

Autograph Essentials Vintage Rose Embroidered Thong, at Mark's & Spencer
Elegant and feminine this modern thong features rose embroidered details. The modern, high leg styling gives a flattering shapely fit. Beautiful exclusive lingerie

Pure Wool Polonious Rug, at Marks and Spencer
Rectangular shape Patterned Small: L140 x W80cm Medium: L180 x W120cm Large: L230 x W160cm, Manufacturer: Marks & Spencer

Classic Square Watch, at Mark's & Spencer
Square face Analogue Roman numerals Cushioned strap Buckle fastening

Dolly Dress Up Ballerinas Sticker Book, at Marks & Spensers
This sticker book will keep them busy as they look for an incredible over 400 stickers inside!

2 Pure Cotton Thomas & Friends© Mock Layer T-Shirts, at Marks & Spencers
Fans of Thomas & Friends will love these mock layered t-shirts featuring Thomas. A practical, easycare style

Autograph Cotton Rich Jeans, at Mark & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

The Floral Collection Rose Hand & Nail Cream, at Marks n Spencer
Rose fragrance Moisturising 100ml

Fabulous at 40 Dotty Birthday Card, at M&S
Cover text: Fabulous at 40 Inside message: Happy Birthday! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future 178 x 125mm

The Floral Collection Magnolia Pomander Pack, at MarksandSpencer
Magnolia fragrance

M&S 1.7L Midnight Ruby Kettle, at M&S
1.7 litre capacity 2500-3000 watt Polished red and stainless steel finish 360 degree rotating base with cord storage Water window and contrasting on/off switch Concealed element for fast boiling and easy cleaning Comfortable black grip handle Anti-slip base

Twin Stitch Large Purse, at Marks and Spenser
Practical and stylish, this purse features compartments for your cash and cards and a secure popper fastening, making it an ideal choice for everyday use.

Sun Formula Self Tan Body Applicator Mitt, at Marks and Spencers
Makes self tanning easy Smooth streak free application Use with self tan cream, lotion, mousse or spray This product is not available for international delivery. Find out more

The Floral Collection Rose Talcum Powder, at Marks and Spencer
Rose fragrance 200g

50/50 Bed Linen - Valance, at Marks and Spencer
Single: L190 x W91cm, frill depth 39cm Double: L190 x W137cm, frill depth 39cm King Size (5ft): L200 x W152cm, frill depth 39cm Super King Size (6ft): L200 x W183cm, frill depth 39cm Plain dye bed linen Easy to iron Plain fabric (no design) Care instructions: Machine washable, Tumble dry Composition:50% cotton, 50% polyester, Manufacturer: Marks & Spencer

Anthony Bear Have Fun Birthday Card, at Marks & Spencers
Cover text: Have Fun! It's Your Birthday! Inside message: Have a great time! Approx size: 174 x 126mm

Angel Sleeve Tie Front Cardigan, at Marks and Spencer
Modern and stylish, this cardigan features a tie fastening. A great work-to-evening style

Cotton Rich Star Print Bikini Knickers, at Marks & Spencer
Pretty and feminine, these cute star print bikini briefs sit low on the waist - perfect for wearing under hipsters. They're cut away at the front and sides and cover the bottom for a comfortable and flattering fit

Under the Weather Ducks Get Well Card, at M+S
Cover text: Sorry you're under the weather... Inside message: ...get well soon Approx size: 150mm x 150mm

UEFA EURO 08 PC Game, at Mark & Spencers
UEFA EURO 2008 features stunning visual representations of the world's best players, playing in a more accessible, faster-paced and responsive version of the market-leading EA SPORTS football engine, and all of the teams and official stadiums that will be part of UEFA EURO 2008. Take on the challenge of leading one of over 50 European national teams to glory as UEFA EURO 2008 recreates all of the drama and excitement of the official tournament in Austria and Switzerland. Play as your favourite country from qualification right through to a virtual reproduction of the championship tournament

Woven Silk Multi Stripe Tie, at Marks and Spencer
Add a luxurious finishing touch with this contemporary multi stripe tie in pure silk

Flavour of South America - Case of 12, at Marks & Spencer
2 Casablanca Sauvignon Blanc 2008: A lively, zesty dry white with an inviting, fresh, slightly grassy aroma and mouthwatering flavours of gooseberry, pear and melon... 2 Casa Leona Chardonnay 2008: A ripe, fruity, modern Chardonnay bursting with peach, pineapple and yellow plum flavours... 2 Tupungato Chardonnay 2007: A wonderful fruity white wine, made by one of Argentina's best winemakers from 100% Chardonnay... 2 Casablanca Pinot Noir 2007: An exceptionally fruity, soft and moreish red wine that is aromatic with juicy flavours of cherry and mulberry... 2 Casa Leona Cabernet Sauvignon 2008: The rich aroma and flavour of cassis distinguishes this fine Chilean Cabernet Sauvignon... 2 Tupungato Cabernet Sauvignon Malbec 2007: A deep rich red wine made of Cabernet Sauvignon and Malbec. The wine shows the classic body and structure of Cabernet Sauvignon... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Sprung-Edge Non-Storage Divan & M400 Mattress, at Marks and Spenser
Single Mattress (3ft): W90 x L190cm Double Mattress (4ft 6in): W135 x L190cm King Size Mattress (5ft): W150 x L200cm Super King Size Mattress (6ft): W180 x L200cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Mattress depth: 24cm Divan Height: 41cm Mattress filling made from resilient foam and polyester fibre Further filling layers of cotton and lambs wool keeps you warm in summer and cool in winter Two rows of hand side-stitching give the mattress edge-to-edge support. This allows you full use of the sleeping surface Individually pocketed springs Mattress Spring Count: 1054 Sprung-Edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Kaituna Hills Merlot Cabernet 2007 - Case of 12, at Marks and Spencer
Style: Medium bodied Grape variety: Merlot and Cabernet Sauvignon Country of origin: New Zealand Closure: Screw cap Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml:1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Chianti Colli Fiorentini DOCG 2005 - Case of 6, at Mark's & Spencer
Style: Full bodied Grape variety: Mixed Red Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml:1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

1 Pair of Cotton Rich Footsies, at M & S
These soft cotton rich footsies are designed to hide inside your shoes for extra comfort

Per Una Pure Cotton Floral Kimono, at Mark's & Spencer
Modern and feminine, this pretty kimono is made from soft cotton so you can relax in comfort and style. Part of Per Una's sleepwear collection

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencers online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.