When you're shopping at Mark & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M+S Money financial products are, of course, designed to make M+S a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Home Insurance than you will anywhere else, and you may even pay less with M&S.

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

Acrylic Collection Small Bowl, at Mark's & Spencer
Dishwasher safe Diam 15 x H7cm, Manufacturer: Marks & Spencer

Leather Mini Cross-Over Bag, at MarksandSpencer
Designed to be worn across the body, this stylish and fantastic value bag is crafted in wonderfully durable real leather. Perfect for keeping things close when you're out and about the zip pockets offer extra security

Sony NAS-SC500PKE Giga Juke Hi-Fi System, at Marks&Spencer
Multi-room package for wireless streaming New design refresh and superb sound quality speakers 160GB HDD (store up over 40,000 songs) Total 100w RMS (50w x2) with digital amplifier iPod Cradle Direct WALKMAN dock on top DAB/FM/AM tuner Auto title labelling (update through Internet) Quick and easy music file transfer (import from PC) USB MP3 Recording/ Playback/Charging Sense Me

Château Desmirail 2005 - Case of 6, at Marks & Spencers
Style: Full bodied Grape variety: Cabernet Sauvignon & Merlot Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

5 Assorted Butterfly Hair Bands, at Marks & Spensers
Tie back those tresses in style with these pretty butterfly hair bands

Autograph Multi Bar Cufflinks, at MarksandSpencer
Provide the perfect finish to your smart attire with the elegant design of these sophisticated cufflinks

Machine Washable & Tumble Dry Single Breasted 3 Button Plain Jacket, at Marks and Spencer
Put an end to tiresome trips to the dry cleaners. Our range of machine washable and tumble dry suits combine the best in convenience and contemporary style

Sonoma 2 Door Sideboard and Glass Top Unit Set, at MarksandSpencer
2 door glazed top unit: H110 x W122.5 x D33cm 2 drawer sideboard :H88 x W122 x D50cm 2 door sideboard with 6 shelves Shelves made from safety-tested toughened glass Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Drawer boxes and fronts made from solid Oak. Drawer bottoms made from White Oak veneer Handles made from solid wood Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

5 Moulded Utensils, at Marks & Spensers
5 piece set Non-stick surface Includes potato masher, pasta spoon, straining spoon, spatula and serving spoon, Manufacturer: Marks & Spencer

Machine Washable & Tumble Dry Single Breasted 2 Button Black Stripe Jacket, at Marks & Spencer
Put an end to tiresome trips to the dry cleaners. Our range of machine washable and tumble dry suits combine the best in convenience and contemporary style

Safe Sun Lobster Swimwear, at Marks & Spencers
Play it safe with this cute sunsuit and desert cap set. It is designed for good coverage while the comfy stretch fabric lets him run around freely

Perfect Pleat Front Satin Shell Top, at Mark's & Spencer
It's all about shades of green this autumn. This pretty satin shell top is perfect for adding a flash of colour under a suit

Heart Embroidered Towelling Slippers, at Marks and Spencers
Dip your feet into lush comfort with the slip-on design of these cosy mule slippers. The non-slip sole ensures peace of mind, while the inner lining feels like a heavenly treat

Per Una 3/4 Sleeve Bolero with Vest & Scarf, at Marks & Spensers
A fabulous 3/4 length sleeve bolero in textured fabric, featuring a scarf and vest

Collezione Silk Rich Ethnic Self Print Tie, at Marks and Spencer
Stylish and luxurious, this silk rich tie is part of Collezione, a sophisticated menswear collection inspired by Italian tailoring

Dainty Handbag Large Gift Bag, at Marks & Spencer
1 gift bag Approx size: H270 x W360 x D100 mm

Adored Comfort Embroidered Orchid Padded Bra, at Marks & Spensers
Pretty and elegant, this underwired padded bra is made from the softest fabric and embroidery, so it feels blissfully comfortable to wear. Underwiring and padding give an uplifted and enhanced natural shape. Feminine everyday lingerie

Two Tone Sunglasses, at Marks and Spencers
A hot look for summer, these fabulous sunglasses add instant style and glamour

Per Una Floral Print Bikini Top, at Marks and Spencer
A stunning halterneck bikini top featuring removeable pads and a floral print

Per Una 3/4 Sleeve Floral Tunic, at Marks and Spencer
A fashionable floral print tunic in a soft cotton blend featuring tie waist detail, finished with a frill neckline

Blue Harbour Cashmilon™ V-Neck Stripe Jumper, at Marks & Spencers
Soft and comfortable, this smart v-neck jumper is outstanding value and made from supersoft Cashmilon™

2 Autograph Positano Chairs, at Mark's & Spencer
All-weather synthetic rattan Aluminium frame Sold as a pair Includes seat pads H83.5 x W58.5 x D58cm, Manufacturer: Marks & Spencer

Contino Estate Rioja 2004 - Case of 6, at Marks and Spencer
Style: Full bodied Grape variety: Tempranillo, Graciano & Mazuelo Country of origin: Spain Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml:1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Cotton Rich Straight Leg Denim Jeans, at Marks & Spencer
These straight leg jeans in cotton rich are great value. A practical, easycare style

Adored All Over Lace Non-Padded Bra, at Mark's & Spencer
Delicate and pretty, this soft lace bra is exceptionally comfortable and gently supportive. Underwiring and gentle shaping give secure support and an enhanced natural look. Feminine everyday lingerie

2 Pairs of Older Boys' Cotton Rich Bart Simpson Socks, at Mark's & Spencer
A must for fans of The Simpsons, these socks feature Bart skateboarding

Pure Cotton Jersey Woven Pyjamas, at Marks & Spensers
Pretty and feminine, these jersey woven pyjamas are made from soft breathable cotton for a comfortable night's sleep

Per Una Styled Embroidered Padded Bra, at Marks and Spencer
Elegant and feminine, this bra is beautifully embellished with delicate embroidery. Soft padding and underwiring give support and an enhanced natural shape. Pretty everyday fashion

Artificial Cymbidium in Ceramic Vase, at Marks and Spenser
Artificial cymbidium Ceramic bottle vase No watering required therefore easy care Fresh looking throughout the year Height: 88cm, Manufacturer: Marks & Spencer

Monsters Inc DVD, at Marks and Spencer
Rating Universal, suitable for all,

Besides Mark's & Spencer Car Insurance, M+S Money Credit Cards and other financial products, M+S Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark's & Spencer purchases are also protected while you take them home.

Also, on both M+S Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.