Marks & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Property Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M & S insurance products in document format too.

Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M&S Money Direct financial products are, of course, designed to make Marks n Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Direct Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Direct Property Insurance than you will anywhere else, and you may even pay less with M&S.

Older Girls' Lace-Up Basic Trainers, at Mark & Spencers
Sporty and stylish, these comfortable trainers feature mesh detail and lace-up fastening

Autograph Wool Rich Flat Front Trousers, at Marks and Spencer
Fashionable and contemporary, these flat front trousers are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Collezione Pure Wool Single Breasted 2 Button Charcoal Stripe Jacket, at Mark & Spensers
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Cotton Rich Double Button Skinny Jeans, at Marks & Spensers
Long and lean, skinny jeans are an edgy modern style. This stretchy pair sits below the waist and is cut to fit and flatter. Wear with some volume on your top half to balance the shape and give an even leggier look

Droplets Silver Wedding Anniversary Card, at Marks and Spencer
Cover text: Congratulations on your Silver Wedding Anniversary Inside message: Blank for your own message Approx size: Unfolded: 176 x 126mm

2 Big & Tall Cotton Rich °Climate Control Sleeveless Vests, at Marks and Spencer
Climate control fabric absorbs and stores body heat when you're too hot and releases the heat when you're too cold. The result is the perfect body temperature so you'll feel comfortable all day. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology

Fresh Rose Inclusion Pillar Candle, at Marks & Spencer
Fresh rose scented Includes dish With dried flowers, Manufacturer: Marks & Spencer

Classic Duckling New Baby Card, at Marks & Spencer
Covert text: New baby...These little friends went out one day, over the hills and far away... Inside message: Congratulations on your new bundle of joy Approx size: 150 x 150mm

Per Una Roma Linen Blend Wide Leg Trousers, at Marks & Spenser
A beautiful pair of wide leg trousers in a linen blend with belt loops and sundial button feature

Collezione Single Breasted 2 Button Self Stripe Suedette Jacket, at Mark's & Spencer
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

5 Pairs of Cushioned Trainer Liners, at Marks & Spencers
These trainer liners are outstanding value! Cotton rich for comfort and durability, they feature a reinforced heel and toe for extra durability and stretch fabric to improve fit

Panelled Herringbone Knee Length Skirt, at Marks & Spencers
Elegant and feminine, this herringbone skirt makes a fashionable, flattering choice. A smart modern choice

Bright Prints Range Blue Water Bottle, at Marks&Spencer
Circle design 'Sipper' lid Dimensions: 7 x 19 cm

Autograph Le Baron® Lilies, at Marks and Spencer
Especially chosen for their beautiful and impressive flowers, this stunning bouquet of Le Baron lilies is from our new luxury Autograph flowers collection. Long-lasting flowers and a beautiful scent make these lilies an impressive display and a stunning gift All Autograph bouquets are beautifully presented, wrapped by hand and finished with Autograph branded cellophane & a black organza ribbon Available for delivery from 23rd October to 25th November 2008

Cotton Rich Zip Funnel Neck Jumper, at MarksandSpencer
A practical, casual jumper in a cotton rich fabric featuring a zip fastening. A great value easycare style

The Floral Collection Magnolia Liliflora Anti-Perspirant Deodorant, at Marks and Spencer
Alcohol free 150ml

Butternut Squash Terrine, at M&S
Serves 14 Ready to eat Suitable for vegetarians 1kg total weight As featured on page 21 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Maxim Square Dip Bowl, at Marks and Spencer
Versatile fine dining range Suitable for everyday use Pure white porcelain L9 x W9cm, Manufacturer: Marks & Spencer

Older Girls' Riptape Glitter Shoes, at M&S
Round toe Single riptape fastening Glitter design Flat sole Lined Comes in sizes 1-6

Long Sleeve Thermal Vest, at MarksandSpencer
Soft, warm and cosy, this long sleeve thermal vest is designed to give comfy insulation, perfect for chilly weather

Marlow Triple Wardrobe, at Marks & Spenser
H182 x W137 x D52cm With 1 hanging rail and 3 shelves Crafted predominantly from solid pine and fibreboard Assembled for you in the home This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this wardrobe as part of a set. Click here to view the Marlow Collection Set. Click here to view the internal layout of this furniture, Manufacturer: Marks & Spencer

5 Lace High Leg Knickers, at Marks & Spencers
Add a ladylike finish to practical comfort with the beautiful lace adorning these cotton rich briefs. A high leg cut and added stretch creates a fit that's truly flattering

Die Cut Floral Card, at M&S
Cover Text: My Wonderful Mum Inside Message: Happy Mother's Day Approx size: 178 x 126mm

Autograph Pure Cotton Floral Print Shirt, at Marks and Spencers
Feminine and elegant, this sophisticated shirt is beautifully designed and cut for a flattering shape and features a stunning floral print

Hamilton 2-Seater Sofa, at Mark's & Spencer
50% reduction on Dakota Leather Espresso applied 21 May - 1 June 2009. 30% reduction on all fabrics applied 9 April - 20 May 2009. Higher prices applied between at least 25 February - 8 April 2009. H95 x W202 x D99cm Seat H49cm, arm H66cm, top back rail H73cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet All of our fabrics are treated with Stain-Defence™ - a stain resistant finish at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

High Impact Underwired Sports Bra, at Marks & Spenser
Comfortable and secure, this high impact sports bra gives firm, gentle support for active wear

The Top 100 Diet Secrets: 100 Ways to Lose Weight and Stay Slim Book, at Marks and Spenser
Have you struggled for years without managing to lose those all-important last few pounds? Do you ever look at a slim woman and wonder what her secret is? Have you ever thought that slim women might know something you don't...? Well, help is at hand, in the form of this pocket-sized book full of 100 diet secrets - packed with real info on the diets that actually work, and on specific foods, culinary herbs and supplements that will help you lose weight. "The Top 100 Diet Secrets" offers you a straightforward guide to the most effective ways of losing weight, from the importance of a low-carb, high-protein diet that is low in saturated fat, to explanations of nutritional concepts such as the Glycaemic Index and Glycaemic Load. Along the way are simple, helpful tips on every aspect of losing weight - from the truth about food combining, to useful exercise techniques, to why you should eat breakfast

Per Una Cotton Rich Straight Leg Jeans, at Mark's & Spencer
A fashionable pair of straight leg jeans in stretch cotton. Matt button feature gives it the Per Una touch

Autograph Weekend Pure Linen Pleated Neck Top with Belt, at Marks & Spencer
Comes with belt shown in image Part of Autograph Weekend's Summer Escape trend, featuring crisp separates in cool, sophisticated white and shades inspired by nature. A laid back, luxurious look

Underwired Lace Strap Minimiser Bra, at Marks & Spensers
Reduce the visual size of your bust while maximising your support with the underwiring and added stretch of this attractive minimiser bra. A great option for everyday wear

There are lots of ways to save money using M&S Money Direct. Not least of these is Marks & Spenser Standard Car Insurance. With M&S Money Direct you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money Direct, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencers Money, you get more, and you pay less.