Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencers online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks & Spencer Standard Motor Insurance. With Marks & Spencer Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Finance, you get more, and you pay less.

Besides Marks and Spencers Motor Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Urbino Corner Group, at Mark & Spencers
H92 x W260 x D102cm Seat H48cm, arm H69cm, top back rail H77cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish Can be arranged to fit both left and right room corners All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Per Una Face Palette, at Marks & Spencer
Hypoallergenic Includes: 18 eyeshadows, 12 lip colours, a bronzer and 3 cheek colours

Classic Collection Cotton Rich Pull On Corduroy Trousers, at Marks and Spencers
Effortlessly stylish, these easycare pull on casual trousers are finished with a smart decorative fob at the waist. They're designed to give a comfortable, flattering fit and make a perfect match for fashionable tops and t-shirts.

Collezione Italian Pure Silk Kennedy Stripe Tie, at Marks & Spencers
Stylish and luxurious, this pure silk tie is part of Collezione, a sophisticated menswear collection inspired by Italian tailoring

Sonoma Dark Coffee & Side Table Set, at MarksandSpencer
2 piece set Coffee table: H45 x L135 x W50cm Coffee table has a glass lower shelf Side table: H60 x W44 x D45cm Side table has 1 drawer and a glass lower shelf Glass shelves are made from safety-tested toughened glass Made from solid oak and oak veneer Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength Handles made from solid wood Drawer boxes and fronts made from solid hardwood. Drawer bottoms made from White Oak veneer Legs made from solid hardwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

The Floral Collection Lavender Bath Beads, at M+S
350g Lavender scented Comes in a decorative glass jar

Limited Collection Cotton Rich Dogtooth Mini Skirt, at Marks and Spenser
Part of Limited Collection's Club Rio trend - get tropical in a heady mix of hot, sun-drenched hues and modern graphic prints with fresh white accents. A fashion-conscious holiday look

Black & White Floral Tracing Paper Birthday Card, at Marks and Spencer
Cover text: birthday Inside message: blank for your own message Approx size: 150 x 150mm

Autograph Patterned Cushion, at Marks and Spencer
Herringbone pattern Quilted Square design, Manufacturer: Marks & Spencer

Portland Pasta Bowl, at Mark & Spencers
Portland dining range Multi stripe design H4.5 x Diam 23.5cm Dishwasher and microwave safe, Manufacturer: Marks & Spencer

Autograph Pure Wool Flat Front Broken Stripe Trousers, at Marks and Spencer
Fashionable and contemporary, these flat frot trousers are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Disney Fairies Colour and Activity Pad, at Marks & Spencer
Tink and all of her fairy friends are waiting for you to open up this book and join the pixie fun! They'll keep you busy for hours with lots of fabulous fairy activities to complete and magical pictures for you to bring to life with colour.

Cotton Rich Spot Print Bikini Knickers, at Marks and Spencer
Pretty and feminine, these cute spot print bikini briefs sit low on the waist - perfect for wearing under hipsters. They're cut away at the front and sides and cover the bottom for a comfortable and flattering fit

Flat Front Crease Resistant Trousers, at Marks and Spencer
Stay smarter for longer with these innovative crease resistant trousers.

Mixed Faux Pearl & Bead Tassel Necklace, at Marks & Spencer
Clasp fastening Tassel detail Mixed Faux pearl and bead design Necklace length: 76cm

Autograph Patent Leather High Heel Buckle Shoes, at Marks and Spenser
Round toe Buckle feature Slip on Stitch detail High heel Heel height: 80mm Comes in sizes 3-8, including half sizes Made with Insolia technology, an exclusive innovation that makes high heels more comfortable to wear and better for your body's alignment and balance. They work by taking the weight off your toes, so there's less pressure and more stability. Your legs, back and feet stay more comfy all day

2 Cotton Rich Classic Sleeveless Vests, at Marks and Spenser
A seam free design along the sides and the soft cotton rich quality ensures these great vests provide the ultimate in everyday comfort

Miele S7210 Upright Vacuum Cleaner, at Mark's & Spencer
1800 watts Motor protection filter and super air clean filter Electronic suction power controls - to adjust the suction power for different floorings Rotating Electrobrush - can be switched on for carpets and off for hard floors Easy to use on/off switches on the handle for the electrobrush and power to the vacuum Rotary dial controls for selecting the power level required Main floorhead with comfort swivel neck, the body of the cleaner can be rotated for easy cleaning around obstacles LED headlight: Even in the darkest corners of the room and those hidden places under the sofa won't be missed 3 accessories all stored on board the cleaner - Upholstery nozzle - Ideally suited for cleaning upholstery, mattresses, cushions, curtains, covers etc. Dusting Brush, natural bristles - For cleaning skirting boards, ornate or carved objects Long Crevice nozzle (30 cm) - Excellent for getting dust out of folds, crevices and corners Dustbag capacity is a huge 6 litres with an automatic hygiene shutter Includes 2 dustbags Change dustbag indicator signals when dustbag needs to be replaced Overheating indicator Operating radius 14.5 meters Dimensions: H116 x W34.9 x D37cm Main floorhead cleaning width: 35cm Main floorhead height 7.5cm Weight: 9.5kg M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Graphic Floral Thank You Card, at Marks and Spencer
Cover text: Thank you Inside message: Blank for your own message Approx size: 150 x 150mm

Per Una Roma Cotton Rich Bootleg Trousers with Belt, at Marks and Spencer
A fashionable pair of bootleg trousers in soft cotton rich fabric featuring a weaved belt

Pure Cotton 3/4 Sleeve Spot Print Top, at MarksandSpencer
Pretty pintuck and spot print makes this soft cotton top extra special

Leather Hip Coin ID Wallet, at Marks and Spencer
Smart, stylish and practical, this leather wallet makes it easy to organise cards, notes and coins

Panasonic NN-CD767MBPQ 1000W Combination Oven, at Marks and Spencers
Oven capacity: 27 Litre Output power: 1000W Grill power: 1300W quartz grill Inverter: Inverter power supply system ensures cooking performance is fast and even Auto defrost: Auto weight chaos defrost Control panel: Dial Interior dimensions: W35.9 x H21.7 x D35.2cm Exterior dimensions: W51 x H30.4 x D47.7cm Features: Auto guide, child lock M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Hopskotch, at Marks & Spencer
10 foam pieces 2 hopscotch stones Suitable for indoor and outdoor use Suitable for ages 3-6 years, Manufacturer: Marks & Spencer

Pure Cotton Combat Trousers with Belt, at Marks and Spenser
Sporty and stylish, these pure cotton combats are a practical easycare choice

Natural Wool Duvet, at Marks and Spencer
Naturally breathable Comes in single (3ft), double (4ft 6in), kingsize (5ft) and super kingsize (6ft), Manufacturer: Marks & Spencer

Leather Reversible Gunmetal Buckle Belt, at Marks and Spencer
Add a smart finishing touch with this reversible leather belt.

Playmobil Police Motorbike Toy, at Marks and Spencer
Suitable for ages 4+ Flash light Includes motorbike, detachable policeman This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Footglove™ Wide Fit Slingback Wedge Shoes, at Marks&Spencer
Round toe Ruched detail Slingback style Buckle fastening Wedge heel Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Limited Collection Triple Seam Pump Shoes, at Marks and Spenser
Pointed toe Triple seam design Slip on Flat sole Comes in sizes 3-8, including half sizes

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.