When you're shopping at Marks and Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks & Spensers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencers online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark's & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

3 Layer Faceted Bead Necklace, at Marks and Spencer
3 layers Multi coloured beads Facet detail Adjustable length Clasp fastening Necklace length: 43cm

Print Weave Holiday Hat, at Marks and Spencers
This stylish weave hat is finished with a floral trim. Perfect for holidays or a sunny day

Underwired Comfort Minimiser Bra, at Marks & Spensers
Reduce the visual size of your bust while maximising your support with the underwiring and added stretch of this attractive minimiser bra. A great option for everyday wear

Diagonal Cut Cufflinks, at M&S
Add a smart finishing touch with these diagonal cut cufflinks

Classic Collection Floral Embroidered Pump Slippers, at Marks and Spenser
Round toe Pump style Floral embroidered design Slip on Flat sole Comes in sizes 3-8

Handcrafted Love Birds Fabric Valentine Card, at Marks and Spencer
Cover Text: Valentine Love Birds Together Forever Inside Message: Be my Valentine x Approx size: 178 x 127mm

Mamma Mia! Blu-ray DVD, at Mark's & Spencer
Rating Parental Guidance,

Body Tape, at Marks & Spensers
Body tape is ideal for securing very low cut garments, attaching bra straps to cloths and holding your clothes in place just where you want them

5 Pairs of Younger Girls' Sparkle Stripe Socks, at Marks & Spencers
Stock up on stylish essentials with this pack of 5 sparkle detail socks

Soft Vanilla Pot Pourri Box, at Marks & Spencer
Soft vanilla fragrance Presented in a box, Manufacturer: Marks & Spencer

Collezione Gradient Stripe Tie, at Marks and Spencer
Stylish and luxurious, this pure silk tie is part of Collezione, a sophisticated menswear collection inspired by Italian tailoring

Stainless Steel Handheld Grater, at Mark & Spensers
Loop in the handle for hanging Contemporary design L30cm x W9cm x H2cm, Manufacturer: Marks & Spencer

Per Una 3/4 Sleeve Floral Longline Tunic, at Marks&Spencer
A fashionable 3/4 sleeve tunic featuring a floral print and ruched detail

Pure Stripe Mug, at Marks and Spenser
Stripe design H10cm, Manufacturer: Marks & Spencer

Per Una Check Lace Brazilian Knickers, at Marks and Spencer
Feminine and delicate, these stylish brazilian knickers feature a lace design. The modern Brazilian style gives a close fit and a flattering shapely look. Pretty everyday fashion

Kodak Zx1 Pocket Video Camera, at Marks n Spencer
Sensor type: 1 / 4.5type 1.6 MP CMOS Lens: 4.1 mm, f/2.8, fixed focus Zoom: 2X digital Display: 2.0 in. LCD Storage: 128 MB internal memory*, SD/SDHC card expansion slot Focus system: fixed Focus modes: normal Focus range: 27.6 in. (70 cm)infinity White balance: auto Video capture: H.264 (MOV), AAC LC Video quality: HD60: 720p at 60 fps16:9; HD: 720p at 30 fps16:9 (default); VGA: 640 4804:3 Still format: JPEG Picture quality: 3 MP (stills, interpolated) Playback mode: FF & REW: 2X, 4X, 8X, 16X; slow motion FF & REW: 1/2X, 1/4X, 1/8X, 1/16X Microphone: mono Speaker: yes I/O interface: USB 2.0 (high speed); HDMI output; AV output; DC in; SD/SDHC card slot Tripod mount: 1/4 in. standard Power: KODAK Li-Ion Rechargeable Digital Camera Battery KLIC-8000; KODAK Lithium Digital Camera Battery CRV3; (2) Ni-MH Rechargeable Batteries; (2) Alkaline Batteries; DC-in for 5 V AC Adapter Dimensions: 5 11 2cm Weight: 90g (without batteries) Package contents: KODAK Zx1 Pocket Video Camera; (2) AA Pre-Charged Ni-MH Rechargeable Batteries; Battery charger; HDMI, AV, and USB cables; Wrist strap; Camera pouch; Designer cover; User Guide; On-camera software: ARCSOFT MEDIA IMPRESSION Software for Kodak (PC only) M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

I Love Sugar Recipe Book, at Marks and Spencer
Over 100 easy-to-follow recipes for all manner of sweet treats. Each illustrated with a beautiful colour photograph of the finished dish. Handy square format

Wide Strap Plain Swimsuit, at Mark & Spensers
Modern and fashionable, this wide strap swimsuit is outstanding value

Double Breasted Chunky Knitted Cardigan, at Marks & Spencers
Fashionable and flattering, this cardigan features front pockets. A glamorous modern look

Pure Cotton Reversible Print Hooded Top, at Marks&Spencer
Long sleeves and a hood make this practical top warm, cosy and snuggly. It's made from soft comfy cotton and features a reversible option

Metallic Square Face Watch, at Mark & Spensers
Square face Buckle fastening Analogue Metallic

Crossover Strap Sandals, at Marks & Spenser
Crossover straps Stitch detail

Watercolour Floral Calendar, at Marks & Spencer
Month to view Dimensions: 150 x 400mm

Pure Cotton Short Sleeve Pyjama Top, at Marks & Spencers
Pretty and feminine, this short sleeve pyjama top is made from soft breathable cotton for a comfortable night's sleep

Albany Mug, at Marks and Spencers
Round mug Plain Height 8cm, Manufacturer: Marks & Spencer

Faux Leopard Skin Waist Belt, at Marks and Spencers
Define your waistline with this fashionable faux leopard skin waist belt

8 Mini Craft Floral Cards Multipack, at Mark & Spencers
Contains: 8 cards, 4 designs Cover text: Design 1: Blank, design 2: Just to say..., design 3: Blank, design 4: Thank you Approx size: 95 x 80mm

Collezione Zip Luxury Wash Bag, at Marks & Spensers
Take the hassle out of transporting your toiletries with the zip fastening design of this travel essential

3 Pairs of Cotton Rich Contrast Heel & Toe Socks, at Marks & Spencer
These classic cotton rich socks are soft, breathable and comfortable. Added stretch gives a great fit

Angled Pleat Sleeveless Dress, at Marks and Spenser
Smart and stylish, this sleeveless dress features an angled pleat design above the waist. A great choice that will take you from the office to an evening out. Machine washable for convenience

M&S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco's:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.