Besides Mark & Spencers Motor Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark & Spensers purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

M&S Money Direct offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Direct Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks&Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money Direct UK and European Breakdown Cover, since it covers you as a passenger too.

Sonoma Dark Display Shelving Unit, at Marks and Spencer
H160 x W147 x D40cm 4 shelves Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength Shelves made from White Oak veneer Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Linen Blend Short Sleeve Stripe Shirt, at Marks & Spencers
Chic and modern, this short sleeve shirt is made from a cool crisp linen blend and features stripe design

TomTom XL IQ Routes™ Edition Regional Satellite Navigation System, at Mark's & Spencer
Maps: Full door to door maps of the UK and Ireland Display: XL 4.3" widescreen Safety Camera Database: Comes with fixed safety camera alerts pre-installed, to help you to drive more safely and responsibly Easyport™ Mount: EasyPort™ mount folds neatly onto the back of your device, making the whole navigation package fit into your pocket, bag or glove compartment Latest Map Guarantee: The latest map guarantee keeps you right up to date. If a new version of any map on this device is released within 30 days of your purchase, you can download a new one via TomTom HOME for free TomTom Mapshare™ Technology: Make corrections to your own map and benefit from thousands of corrections made by TomTom users every day - free of charge Updates from TomTom HOME: Get new software and download new maps via TomTom Home site, includes free and subscription services Sound: Loud and clear voice instructions Points of Interest: Pre-installed map has Points of Interest from petrol stations to hotels. Can be updated via TomTom HOME Traffic-Ready: Compatible with TMC Traffic Receivers, so your route can be altered to avoid the traffic ahead Plug & Go: Just plug in and tap the touch screen to begin using the intuitive user friendly interface Advanced lane guidance: Gives you extra clarity when navigating difficult junctions IQ Routes™ technology: Get a faster route to your destination, up to 35% of the time QuickGPSfix™: Get a faster route to your destination, up to 35% of the time Speeding alert: Alerts you that youre speeding, even if you''re not in navigation mode Help Me! menu: You can find help with local emergency service information at your fingertips. From hospitals to roadside assistance, this information will be useful in any area Accessories: Comes with USB car charger and USB cable TomTom Ticket 2 Drive savings when you purchase this product before 30th September 2009. Click here for more information

Sony Cyber-shot™ DSC-W270S Digital Camera, at M+S
Pixels: 12.1 Megapixels Zoom: optical x 5, digital x 10 (aprrox), Carl Zeiss Vario-Tessar lens with 28mm wide angle for panoramic landscapes and large group shots Screen: 2.7-inch (230K dot) Clear Photo LCD plus screen with wide viewing angle ISO: Auto, 100, 200, 400, 800, 1600, 3200 Dimensions: W97.6 x H56.6 x L22.6mm Enhanced Face Detection Enhanced Face Detection with selectable adult/child priority high-speed subject tracking for clearer portraits. Includes Face Motion Detection Enhanced Smile Shutter Enhanced Smile Shutter automatically fires shutter when subject smiles: now easier to use with adjustable smile threshold Intelligent Scene Recognition Intelligent Scene Recognition simplifies shooting by choosing best settings for difficult conditions such as twilight portraits and backlit scenes Optical SteadyShot High sensitivity ISO 3200 and Clear RAW Noise Reduction for high-quality images with reduced blur during handheld shooting in low light HD Output HD output to view video and still images on HD TV (requires optional cable). PhotoTV HD enhances still image viewing on compatible BRAVIA TV BIONZ processor BIONZ processor for enhanced image quality, reduced image noise and fast shooting response HD Slideshow HD Slideshow with music offers fun image display with effects and music on LCD or connected HD TV Free 2 year guarantee M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Petite Single Breasted Water Repellent Mac, at Marks & Spencers
Practical and fashionable, this water repellent mac is perfect for drizzly days

Embroidered Frosted Circle Shower Curtain, at Marks and Spencer
Embroidered frosted circle design L180 x W180cm, Manufacturer: Marks & Spencer

Classic Collection Short Sleeve Swirl Print Top, at M+S
Modern and stylish, this versatile top is made from soft easycare fabric and features a swirl print. A fashionable style with a comfortable, flattering fit

Per Una 3/4 Sleeve Knitted Top, at Marks n Spencer
Comes with the neckalce shownA fashionable 3/4 sleeve knitted top featuring lace trim

Pure Cotton Short Sleeve Lifeguard Top, at Marks & Spencers
Cute and comfy, this practical cotton top features a 'lifeguard in training' slogan and motif. The envelope neckline makes it easier to dress him

Pure Cotton Embroidered Owl Booties, at Marks & Spencers
Cute and comfy, these practical booties feature an embroidered owl design. A soft stretchy cuff keeps them on securely

3 Pairs of Cotton Rich Assorted Ankle Socks, at Marks & Spenser
Cute and comfy, these soft cotton rich socks feature assorted designs

Per Una Jersey Pencil Skirt with Belt, at Marks and Spencer
A modern pencil skirt featuring stitch detailing, the belt makes it extra stylish

Autograph Velvet Bed Cover, at Marks & Spencers
Square design Quilted look Stitched detail, Manufacturer: Marks & Spencer

Maxim Creamer, at MarksandSpencer
Nibbed Versatile fine dining range Pure white porcelain Suitable for everyday use Diameter 9.5cm Height 10cm, Manufacturer: Marks & Spencer

The Top 100 Diet Secrets: 100 Ways to Lose Weight and Stay Slim Book, at Marks and Spencers
Have you struggled for years without managing to lose those all-important last few pounds? Do you ever look at a slim woman and wonder what her secret is? Have you ever thought that slim women might know something you don't...? Well, help is at hand, in the form of this pocket-sized book full of 100 diet secrets - packed with real info on the diets that actually work, and on specific foods, culinary herbs and supplements that will help you lose weight. "The Top 100 Diet Secrets" offers you a straightforward guide to the most effective ways of losing weight, from the importance of a low-carb, high-protein diet that is low in saturated fat, to explanations of nutritional concepts such as the Glycaemic Index and Glycaemic Load. Along the way are simple, helpful tips on every aspect of losing weight - from the truth about food combining, to useful exercise techniques, to why you should eat breakfast

Per Una Floral Print Blouse, at Marks and Spencers
A beautiful long sleeve blouse featuring fan cuff detail and bold floral print

Long Sleeve Multi Pocket Hooded Coat, at MarksandSpencer
Fashionable and practical, this long sleeve hooded coat is fully lined and features a rouched design and multi pocket. A comfortable, easycare style

Autograph Pure Cotton Cargo Shorts, at Marks and Spencer
Fashionable and contemporary, these cargo shorts are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Sonoma Extending Dining Table & 6 Alton Antiqued-Leather Chairs Set, at Marks and Spencers
7 piece set Table: H76 x L180 x W100cm Extends to L230cm Seats 6-8 people, comes with extension leaf to seat 8 Chair: H99 x W46 x D56cm Made from solid walnut with fabric seat Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Bay Tree Pyramid, at Marks and Spencer
Presented in a large square planter, this beautiful bay tree is the perfect addition to any outdoor space Available for delivery from 28th April to 30th September 2009

Leather Tassel Shoulder Bag, at Marks and Spencer
Stylish and practical, this handbag is made from luxurious hardwearing leather. A useful and fashionable accessory

Sunny Town Police Station, at Marks and Spencer
With 2 realistic sounds Sounds located on the desk and the doorway Promotes imaginative play Suitable for ages 12 + months Contains 3 x LR44 button cell batteries M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Photographic Toy Cat Daughter Birthday Card, at Marks and Spencers
Cover text: Happy birthday to a special daughter Inside message: Blank for your own message Approx size: 150 x 150 mm

Lace Wing Multiway Push Up Bra, at Marks and Spenser
Add a confident boost to your silhouette by gently uplifting your figure with the push-up design of this appealing bra. Underwiring and added stretch provide essential comfort that's perfectly suited for everyday wear

Cotton Rich Scallop Trim Low Rise Shorts, at Marks and Spencer
These cotton rich shorts are shapely and modern. They have been designed with added stretch for a snug, comfortable and figure-flattering fit

Johnny Cash - The Legend CD, at Marks and Spencers
Album, Marks & Spencer

Plush Noisy Bus Toy, at Marks and Spencers
Plush toy Brightly coloured soft bus Textured fabric windows Realistic sound This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Sonoma 2-Door Glazed Top Unit with Lights, at Marks & Spencer
H110 x W123 x D33cm 2 doors 2 adjustable glass shelves Shelves are made from safety-tested toughened glass Made from solid oak and oak veneer Sits on top of sideboard This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

2 Pure Cotton Assorted Heart Joggers, at Marks and Spencer
These cute pure cotton assorted heart joggers are outstanding value. Hardwearing, practical and comfortable

Autograph Pomegranate Infusion Sticks, at Mark & Spensers
Pomegranate scented Long lasting infusion sticks, Manufacturer: Marks & Spencer

When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Marks and Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."