Besides Marks and Spencers Car Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencers purchases are also protected while you take them home.

Also, on both M&S Finance Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

There are lots of ways to save money using M&S Finance. Not least of these is Marks and Spencers Standard Car Insurance. With M&S Finance you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M+S Money, you get more, and you pay less.

Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

Slim Hide Away Umbrella in Walker, at Marks and Spencer
Stylish and practical, this large traditional umbrella gives good coverage to protect you from the elements

Portland 2-Seater Sofa, at Marks and Spenser
H76 x W200 x D102cm Seat: H52cm (all dimensions are approximate) Cushions made from shape-retaining foam with thick fibre wrap Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options have reversible seat cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

2 First T-Shirt Bras, at Marks and Spencers
These simply styled great value bras are ideal for everyday wear. They're woven with stretchy fabric for a supportive and comfortable fit and the non-wired design is the best choice for first bras

Younger Girls' Little Miss Sunshine Sunglasses, at M+S
Cute and colourful, these Little Miss Sunshine sunglasses give 100% UV protection for safer style in the sun

Official ECB Cotton Rich T-Shirt, at Marks and Spencers
A must for cricket fans! This official t-shirt features the England Cricket logo. An easycare style in soft comfortable cotton

Jacquard Lace DD-G Minimiser Bra, at Marks&Spencer
Soft and comfortable, this minimiser bra de-emphasises your bust with gentle shaping. A flattering, supportive style

Bright Butterflies Nana Birthday Card, at Marks & Spencer
Cover text: Love you Nana Message: Blank for your own message Approx size: 150 x 150mm

2 Pairs of Younger Girls' Cotton Rich Stripe & Heart Socks, at Marks & Spencer
Cute and comfy, these soft cotton rich socks feature stripe and heart design

Buckle Jersey Knitted Gloves, at Marks & Spencers
Keep out the cold in style and comfort with these flattering soft stretchy jersey gloves finished with a buckle detail

Per Una Sleeveless Faux Fur Gilet, at Marks n Spencer
A stylish gilet featuring a faux fur collar and finished with front and rear seam detail

Cotton Rich Below The Waist Skinny Jeans, at Mark's & Spencer
Long and lean, skinny jeans are an edgy modern style. This stretchy pair sits below the waist and is cut to fit and flatter. Wear with some volume on your top half to balance the shape and give an even leggier look

Toshiba Satellite U400-22N Laptop, at Marks & Spencer
Processor: Intel Pentium dual-core processor T4200, 2.00 GHz clock speed, 800 MHz Front Side Bus and 1 MB 2nd level cache Memory: 4,096 (2,048 + 2,048) MB DDR2 RAM (800 MHz) Hard Drive: 250 GB (S.M.A.R.T) Display: 13.3 " Toshiba TruBrite WXGA TFT High Brightness display Operating System: Genuine Windows Vista Home Premium 32-bit Edition (pre-installed, Toshiba-HDD recovery) Graphics Card: Mobile Intel GMA 4500MHD, up to 1,340 MB total available graphics memory with 4 GB system memory DVD Super Multi Drive (Double Layer) : CD-ROM, CD-R, CD-RW, DVD-ROM, DVD-R, DVD-R(DL), DVD-RW, DVD+R, DVD+R(DL), DVD+RW, DVD-RAM Expansion: 2 x memory slots (1 to configure), 1 x ExpressCard slot Interfaces: 1 x DC-in, 1 x external monitor, 1 x RJ-11, 1 x RJ-45, 1 x i.LINK (IEEE 1394), 1 x external microphone, 1 x headphone (stereo), 1 x SP/DIF (optical) shared with headphone socket, 1 x integrated 1.3 Megapixels Web Camera with built-in microphone, 1 x HDMI-CEC (REGZA-Link) supporting 1080p signal format, 1 (shared with one USB port) x eSATA, 1 x 5-in-1 Bridge Media slot (supports SD™ Cards up to 16 GB, Memory Stick up to 256 MB, Memory Stick Pro™ up to 4 GB, MultiMedia Card™ up to 2 GB and xD-Picture Card™ up to 2 GB) USB Ports: 3 (Left 2, Right 1) x USB 2.0 (supporting USB Sleep-and-Charge) Connectivity: Wi-Fi (802.11b/g) Wireless LAN, Fast Ethernet LAN (10BASE-T/100BASE-TX) , international V.90 modem (V.92 ready), 56 Kbps data and 14.4 Kbps fax Bundled software: Toshiba Disc Creator, Toshiba User's Manual, Supervisor Password Utility, Toshiba Assist, Chicony Camera Assistant Software, Toshiba DVD Player, Ulead DVD MovieFactory for TOSHIBA, Toshiba Face Recognition, Microsoft Works, McAfee Internet Security Suite - Toshiba Edition (includes free Internet updates for 30 days), Toshiba Recovery Disc Creator, Dolby Control Center, HDMI Control Manager, Microsoft Office Home and Student 2007 (free 60-day trial), Toshiba Value Added Package (Toshiba Power Saver, Toshiba Zooming Utility, Toshiba PC Diagnostic Tool, Toshiba Flash Cards, Toshiba Components Common Driver, Toshiba Accessibility, Toshiba Button Support), Google Software (Google Toolbar for Internet Explorer, Google Desktop, Picasa), Connectivity Doctor, ConfigFree™, Toshiba utilities and drivers Toshiba EasyMedia : Google Software (Google Toolbar for Internet Explorer, Google Desktop, Picasa), Toshiba TEMPRO Performance Tuning Service, USB & USB/eSATA Sleep-and-Charge, HDMI-CEC (REGZA-Link), McAfee Internet Security Suite - Toshiba Edition, Toshiba Face Recognition, Smart Display Support, Toshiba Flash Cards, Easy Keys, Built-in camera & microphone, Diversity Antenna, Integrated Bridge Media Adapter, Toshiba ConfigFree™, Internal HD 720p support, S/PDIF Security features : HDD password on request, supervisor password, slot for Kensington Cable Lock, user password, wireless LAN switch, main battery pack (by sliding latch), main memory (by screw), main hard disk (by screw) Dimensions : W314 x D229 x H27.5 (front) / 35 (rear) mm Weight : starting at 2.0 kg M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Snow Patrol - A Hundred Million Suns CD, at Marks & Spensers
Audio CD, Marks & Spencer

2 Cotton Rich Cropped Leggings, at Marks and Spencers
Stock up on essentials for less! This great value pack of 2 cropped leggings is comfortable, practical, fashionable and easycare

Autograph Front Pleat Top with Silk, at Marks & Spencers
Part of Autograph's Luxe Tradition trend. Luxurious and contemporary with a sense of British heritage, this trend features a soft colour palette, modern prints and beautiful fabrics. A sophisticated look for the new season

5 Scalloped Trim Shorts, at Marks and Spencer
Cute and trendy, this 5 pack of cotton knickers makes a great way to stock up on essential style

Sprung Edge Divan with 4 Large Drawers, at Marks & Spensers
Layer of springs to provide comfort and support while prolonging the life of your mattress Solid pine frame Sprung edge 4 x large drawers All our mattresses and divans are anti-allergy, which means the provide effective protection against dust mite allergies, so you'll have a trouble free sleep H41cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Stainless Steel Solid Spoon, at Mark & Spensers
Stainless steel Dimensions: W6.5 x L35cm, Manufacturer: Marks & Spencer

Thermal Performance Active Long Sleeve Top, at Marks&Spencer
Innovative and high-performance, this top is made with moisture control and anti-odour technology. They're designed to keep you at a comfortable temperature so you feel warm, fresh and dry

Maxim Salad Bowl, at Marks & Spencer
Versatile fine dining range Pure white porcelain Suitable for everyday use Makes an ideal gift Diam 16cm, Manufacturer: Marks & Spencer

Blue Harbour Heritage Pure Cotton Self Stripe Jacket, at Marks & Spensers
A smartly tailored Blue Harbour self-stripe jacket in pure cotton fabric

Milk & White Chocolate Three-Present Stack Cake, at Marks and Spencers
64 portions Chocolate cake: A rich chocolate cake filled with chocolate ganache. Chocolate sponge cakes can be eaten up to 5 days after collection 3 cakes: 19.5cm square/15cm square/11cm square 3.3kg total weight Not suitable for nut allergy sufferers Suitable for vegetarians As featured on page 67 of the Food to Order brochure Available for collection in the majority of our UK mainland stores

Autograph Pure Cotton Hooded Zip Fastening Top, at Marks & Spenser
Fashionable and contemporary, this hooded top is part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail makes it exceptionally stylish and comfortable

Maternity 3/4 Sleeve Wrap Jersey Dress, at Marks & Spencer
Fashionable and modern, this 3/4 sleeve wrap dress is designed to flatter you and your bump. Added stretch and a clever cut give a neat, comfortable fit with room for growth. Enjoy your pregnancy in style!

Limited Collection Cheryl Sunglasses, at Marks & Spenser
Bold, dark and oversized, these stunning shades make a fabulous way of wearing this seasons hot trend for classic glamour

First Mummy's Day Card, at Marks & Spencer
Cover text: 1st Mummy's Day Inside message: A Special Day for a Special Mummy Approx size: 150 x 150mm

Blue Harbour Pure Cotton Long Sleeve Ombre Check Shirt, at Marks & Spencers
Smart casual style for less! This pure cotton shirt is outstanding value

Per Una Roma Pure Cotton Havana Shorts, at M & S
A fashionable pair of shorts in pure soft cotton with textured stripes and front patch pockets

Stainless Steel Food Timer, at Marks and Spencer
Twist setting timer, Manufacturer: Marks & Spencer

Griffin iTrip 6298-NTRPDA for Nano 4G, at Marks and Spenser
SmartScan finds the best FM settings for you SmartSound technology delivers clear audio under real-world conditions Designed to complement 4th generation iPod nano (but it works great with other iPod models, as well) Weight: 200g

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Property Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencers insurance products in document format too.