When you're shopping at Mark's & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at M&S than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M&S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Floral Detail Plimsolls, at M+S
Round toe Riptape fastening Flower detail Contrast stitch Ribbed flat sole

Platinum Plated Marquise Promise Ring, at Marks&Spencer
Cubic stone Platinum plated

Petit Chablis 2007 - Case of 6, at Marks & Spencer
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Limited Collection Brushed Hoop Earrings, at Marks and Spencers
Hoop style Brushed detail Butterfly fastening

Andante Square Side Plate, at Mark & Spensers
Ideal for everyday use, durable Square edge design Diam 20.5cm, Manufacturer: Marks & Spencer

Hellboy 2 Blu-ray DVD, at Mark's & Spencer
Rating Suitable for 12 years and over,

Laus Flor de Chardonnay 2007 - Case of 6, at Marks and Spencer
Style: Dry, medium bodied, lightly oaked Grape variety: Chardonnay Country of origin: Spain Closure: Natural cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Limited Collection Butterfly Rope Necklace, at Marks and Spencer
Butterfly design charms Adjustable length Clasp fastening Length: 96cm, extendable by 8cm

Print Your Own Wedding Stationery: Die Cut Pink Heart Menu / Order of the Day, at Mark & Spencers
Pack contains: 10 x order of the day / service or menu cards, 12 x folded insert sheets, 10 ribbons, 1 sheet of glue dots and an instruction leaflet It's as easy as 1, 2, 3! 1. Follow the easy steps on the CD-ROM to create your personalised invitations. Print the insert sheets 2. Use the glue dots to secure the inserts inside the cards 3. Glue on the ribbon and tie in a bow to secure N.B. The CD-ROM is not included in the pack and is available separately Spend 10 on 'print your own' stationery and receive the CD-ROM FREE Approx size: 218 x 154mm

50/50 Bed Linen - Valance, at Marks and Spencers
Single: L190 x W91cm, frill depth 39cm Double: L190 x W137cm, frill depth 39cm King Size (5ft): L200 x W152cm, frill depth 39cm Super King Size (6ft): L200 x W183cm, frill depth 39cm Plain dye bed linen Easy to iron Plain fabric (no design) Care instructions: Machine washable, Tumble dry Composition:50% cotton, 50% polyester, Manufacturer: Marks & Spencer

3 Pack Easycare White Long Sleeve Shirts, at Marks and Spencer
Smart and stylish, this pack of 3 easycare shirts is great value. An ideal choice for everyday wear

Tie Dye Crinkle Scarf, at Marks & Spencer
This sophisticated tie dye scarf is the perfect accessory to this season's fashions. The crinkle effect adds a stylish finishing touch

Cotton Rich Long Sleeve Top, at Marks and Spencer
Chic and modern, this round neck top is made from stretch cotton for a flattering and fashionable fit

Sony Memory Stick PRO Duo 8GB, at Mark & Spensers
Optimum for storing, sharing and transferring thousands of high quality pictures, videos and music Memory: Flash Memory Storage Capacity: 8GB Dimensions: 20 x 31 x 1.6mm Weight: 2g Operating Voltage: 2.7 V - 3.6 V Environmental temperature: -25C to 85C Minimum write speed: 15 Mbps(1875MB/sec) Free to Download, the Memory Stick Data Rescue Service enables quick recovery of deleted photographs and files(www.sonydigital-link.com/memstick/) Warranty: 5 years Delivered with a standard size adaptor Ideal for high resolution video recording Compatible with all Sony Cyber-shot, Handycam, VAIO, PSP & Alpha released after 2007 Compatible with copyright protection technology ("MagicGate")

Japanese Floral Cushion With Recycled Filling, at Mark & Spencers
Floral design 50 x 50cm, Manufacturer: Marks & Spencer

5 Pairs of Assorted Marl Stripe Ankle High Socks, at Marks & Spencer
Perfect for everyday wear, these great value socks feature added stretch to provide a long lasting fit and comfort

Classic Collection Cashmilon™ Floral Cardigan, at Marks and Spencers
Stylish and so comfortable, this cardigan in softest cashmilon™ feels as good as it looks and the pretty floral design adds the perfect finishing touch

Modern Blocks Bathroom Mats, at Marks & Spencer
Block design Thick texture Bathmat: L80 x W50cm Pedestal: L55 x W50cm Bathmat and pedestal mat must be purchased separately, Manufacturer: Marks & Spencer

18 Oak Smoked Salmon Appetisers, at Marks & Spencer
18 pieces Serves 4 Ready to eat Suitable for freezing 180g As featured on page 10 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

The Knee Length Zig Zag Stripe Bow Skirt, at Marks and Spenser
Figure-hugging and super flattering, this striking skirt features an origami style bow for a catwalk-inspired feel. Geometric stripes give it an edge

Multi Strand Molokai Choker Necklace, at Marks and Spenser
Necklace length: 43cm, extendable by 7cm Multi strand Assorted bead design

Chintz Tea Party Hand Finished Multipack of Cards, at Mark's & Spencer
Pack contains: 6 cards, 2 designs Cover text: Both designs blank Inside message: Blank for your own message Approx. size: 200 x 80 mm

Cotton Rich Cropped Trousers, at Marks & Spencer
Fresh and fashionable, these mid calf length trousers look chic with wedges, sandals or flat pumps. The centre pleat adds an extra touch of style

Emerald Ceramic Bottle Vase, at Marks and Spencer
Narrow spout Dual colour Tear drop shape, Manufacturer: Marks & Spencer

4 Granite Coasters, at Mark & Spencers
Pack of 4 Square shaped, Manufacturer: Marks & Spencer

Padded Plunge Bra, at Mark & Spencers
Everyone's skin tone is different, so after some research into skin tones we've come up with Body Nudes, a range of flattering shades to suit everyone. Body Nudes is soft and comfy with no visible lumps or bumps, so you can be sure your clothes will look their best

Per Una 3/4 Sleeve Knitted Top with Scarf, at Marks and Spencers
A relaxed 3/4 sleeve knitted top featuring a thin frill neckline detail and matching scarf

Small Rabbit Soft Toy, at Marks & Spensers
Suitable for ages 0-3yrs Approx 30cm This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

7 Pairs of FreshFeet Assorted Stripe Socks with Silver Technology, at Mark & Spensers
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Blue Energy Shower Gel, at Marks and Spenser
200ml

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Mark & Spensers are so useful. M&S Money financial products are, of course, designed to make Marks and Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.