M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M & S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

M+S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks&Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Banoffee Pie, at Marks and Spencer
Serves 14 Ready to eat Not suitable for nut allergy sufferers Suitable for vegetarians 1.2kg total weight As featured on page 48 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Golf Lite Umbrella, at Marks and Spencer
Don't let rain ruin your game, this large umbrella gives great protection from the elements

Cashmilon™ Long Sleeve V-neck Cardigan, at Mark's & Spencer
Fashionable and flattering, this deep v-neck cardigan is made from supersoft cashmilon™

Macon Rouge 2007 - Case of 12, at Marks&Spencer
Style: Medium bodied Grape variety: Gamay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Heritage Collection - Floor Lamp, at Marks and Spencers
Conical pleated shade Glass bauble stem Antique brass effect Round chunky base M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Petite Long Sleeve Ribbed Oblong Cardigan, at Marks & Spensers
Modern and stylish, this oblong cardigan features ribbed design . A great work-to-evening style. Specially designed and perfectly proportioned for the petite frame

Autograph Pure Cotton Floral Embroidered Top, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

BT Granite DECT Cordless Telephone with Answering Machine, at Marks & Spenser
DECT - Digitally enhanced cordless phones provide crystal clear sound quality, increased talk time and range coupled with increased security Fully GAP compatible (register up to 5 handsets) 100 name and number directory 30 number calls list 20 number redial list SMS Text messaging Handsfree Call timer Conference call 10 hours talktime, 100 hours standby Up to 12 minutes recording time for the answering machine Call screening 15 ringtones Base: 260g Handset: 76g M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Low Rise Thong, at Marks & Spenser
These exceptionally soft and comfortable thong knickers are finished with smooth flat edges, so there are no visible outlines under clothes. The close fit and low rise style give a sleek, shapely look. Designed for women who want a streamlined silhouette

Milk & White Chocolate Three-Present Stack Cake, at Marks and Spencers
64 portions Chocolate cake: A rich chocolate cake filled with chocolate ganache. Chocolate sponge cakes can be eaten up to 5 days after collection 3 cakes: 19.5cm square/15cm square/11cm square 3.3kg total weight Not suitable for nut allergy sufferers Suitable for vegetarians As featured on page 67 of the Food to Order brochure Available for collection in the majority of our UK mainland stores

Playmobil Police Motorbike Toy, at Marks & Spensers
Suitable for ages 4+ Flash light Includes motorbike, detachable policeman This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Knee Length Leaf Print Jersey Skirt, at Marks & Spenser
Fashionable and contemporary, this leaf print skirt is a stylish, versatile choice. A great work-to-evening style.

Pure Cotton Floral Embroidered Tablecloth, at Marks and Spencer
Embroidered floral detail, Manufacturer: Marks & Spencer

Ceriso Essentials Spot Embroidered Shorts, at Mark & Spensers
Flirty and feminine these modern shorts feature spot embroidered details. The low rise style gives a flattering, shapely fit, perfect for wearing with hipsters. Designed for women who want the latest look

My First Wooden Xylophone, at Mark's & Spencer
Suitable for ages 1-3 years Includes xylophone and two mallets This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Bootleg Enamel Belt Jeans, at Marks and Spenser
Includes belt shown in image A stylish bootleg pair of jeans featuring multiple pockets and on the waist design. Comes with belt shown in the photograph

M&S Nevada 3 Man Tent, at M & S
2 - 3 man tent Suitable for year round use Easy to setup Taped seams Weather protected porch for storage or cooking Ventilated outer flysheet 3 inner tent pockets Zip fastening Mesh door Made from fire retardant materials Water repellent: 3000 hydrostic head 7.9mm fibre glass poles Breathable inner tent Dimensions of sleeping area: H120 x W205 x L205cm Storage area: 1.24m sq Carry case

Girls Only Fashion Handbook, at Marks and Spencer
The Fashion handbook contains everything you need to know about style! Full of fab tips, quizzes, games and pages to fill in

Autograph Pure Cotton Nautical Print Top, at Marks and Spenser
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

5 Cotton Rich Butterfly High Leg Knickers, at Marks & Spensers
These high leg cotton rich knickers are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Pure Linen Bead Hem Detail Skirt, at Marks and Spencer
Elegant and feminine, this linen skirt is a look you'll love. Stylish, practical and fashionable

Per Una Tropical Animal Print Dress, at M&S
A stylish colourful dress featuring a bold animal print design. Ruffle trim details give it the Per Una touch

Limited Collection Cotton Rich Rio Square Scarf with Silk, at Marks & Spencer
Add a contemporary twist to your look with this rio square scarf. The perfect accessory to complement this season's styles

Cotton Rich Velour Hello Kitty Hooded Top, at M&S
Fashionable and pretty, this cotton rich velour hooded top features a studded Hello Kitty motif

Little Acorns 12 Month Record Calendar, at Marks & Spencer
Contains: 1 record calendar Approx size: 430 x 340mm

Autograph Apron Derby Lace-Up Shoes, at Mark's & Spencer
Square toe Lace-up Apron design 3 eyelets Block heel

Pure Cotton Animal Print Jersey Top, at Marks & Spencers
This fashionable animal print top is made from super soft fabric that looks and feels great. Modern styling details give it a cool contemporary edge

Leather Hip Wallet, at M&S
Stylish and practical, this leather wallet is outstanding value

M&S 5 Input Scart Switcher, at Marks and Spenser
For connection of up to 5 audio/video devices to a single TV Recorder copy function 24 carat gold connection scart cable Auto and manual modes Easy to read display M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Silver Plated Tiered Heart Necklace & Earring Set, at Marks & Spensers
2 part set Hoop fastening earrings Clasp fastening necklace with adjustable length Tiered heart design

When you're shopping at Mark & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Car Insurance, there's a lot more going on at Marks & Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."