Besides Marks and Spencer Car Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M & S purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Car Insurance, there's a lot more going on at Marks and Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Classic Collection Pure Cotton Long Sleeve Nightdress, at Marks & Spencers
Fresh and feminine, this nightdress is made from soft breathable cotton so it feels comfortable to sleep in. The lace trim adds a pretty touch

Pendolino Recliner, at M & S
H104 x W71 x D97cm Reclines to L158cm Seat: H49cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with dark finish Manual recline mechanism for extra relaxation All of our fabrics are treated with Stain-Defence™ - a stain resistant finish at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Miele Type U Hyclean Dustbags, at Mark & Spensers
4 dustbags Capacity of 6 litres 1 x motor filter 1 x super air clean filter Suitable for S7 upright vacuum cleaners

Pastel Glitter Spots Roll Wrap, at Marks & Spencers
1 roll wrap Approx size: 150 x 70cm

Metal and Glass Votive Wheel, at Marks and Spenser
Metal design Includes 6 votives H7 x D25cm, Manufacturer: Marks & Spencer

Cotton Rich Chunky Knit Polo Neck Jumper, at Marks&Spencer
Elegant and stylish, this polo neck jumper is made with cool comfortable cotton and features a chunky knit for a fashionable look.

Girls' Limited Corsage Pull On Hat & Mittens, at Marks&Spencer
Snug and cosy, this cute hat and mittens set makes a fashionable choice for chilly weather

Multi-Storage Bag Set, at Marks & Spencer
Clear plastic Pack of 3 Double handle Zip fastening

Extra Large August Bouquet, at Marks and Spenser
Historically a symbol of love, this assortment of larkspur in shades of lilac, cream and pink also contains deep purple lisianthus, sandriana and delicately pretty roses. Includes 100% more blooms than the standard August bouquet Available for delivery from 1st to 29th August 2009

Bon Bon Table Lamp, at Mark & Spensers
Chrome plated steel Clear glass ball design Fabric shade H38 x Diam 18cm Suitable Light Bulb: 60W E14 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Signature Green Fig Fragrance Diffuser & Refill Plug-In, at Mark & Spensers
Changeable fragrance 15ml of fragranced liquid Lights up when in use This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Hooded Reversible Cardigan, at Mark & Spencers
Soft and comfy, this reversible cardigan is made from pure cotton and features a stripe design. A practical easycare style

Younger Boys' Lightening McQueen Slippers, at Marks & Spencer
Round toe Lightning McQueen motif Slip on Flat sole Disney

Floral Laser Cut Dress Birthday Card, at Marks and Spencers
Cover text: Birthday Wishes Inside message: Blank for your own message Approx. size: 174 x 126mm

Holiday Tech Sandals, at Mark's & Spencer
Round toe Lace-up fastening Grip sole

Small Jungle Monkey, at M+S
Suitable for ages 0-3yrs This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Pink Fabric Flowers Birthday Card, at Marks and Spencer
Cover text: Happy birthday Inside message: Wishing you a wonderful day Approx. size: 174 x 126mm

High School Musical 2 Soundtrack CD, at Marks and Spencer
Audio CD, Marks & Spencer

Silver Plated Ridge Design Photo Frame 13 x 18cm (5 x 7''), at Marks & Spencers
Rectangle shape Ridge design Aperture: 13 x 18cm (5 x 7''), Manufacturer: Marks & Spencer

Scoop Neck Floral Print Hooded Top, at Marks & Spensers
Fashionable and contemporary, this hooded top is a comfortable style essential. The stripe floral print adds a fashionable touch

Cute Button Jewellery Box, at Marks and Spencers
Modern and stylish, this cute button jewellery box will keep your jewellery organised and add a lovely finishing touch to your dressing table

Perfect Autograph Essentials Sheer Lace Thong, at Marks & Spenser
Delicate and feminine this pretty thong is made from the softest lace which looks and feels luxurious. The modern low rise, high leg styling gives a flattering shapely fit. Beautiful exclusive lingerie

Kaituna Hills Forty Knots Marlborough Sauvignon Blanc 2008 - Case of 6, at Marks&Spencer
Style: Dry Grape variety: Sauvignon Blanc Country of origin: New Zealand Closure: Screw cap Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Margaret River Cabernet Shiraz 2007 - Case of 6, at Marks and Spencers
Style: Medium bodied Grape variety: Cabernet Sauvignon, Shiraz & Merlot Country of origin: Australia Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Classic Collection Straight Leg Pull On Trousers, at Marks and Spencers
Stylish and versatile, these straight leg trousers are smartly finished with a stitched crease and decorative fob. Dress them up or down with smart or casual tops in coordinating colours. Discreet elastication gives a perfect, comfortable fit.

Victoria Sunglasses, at Marks and Spencers
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Adored Floral Embroidered Non Padded DD-G Bra, at Marks and Spencers
Delicate and stylish, this embroidered bra is exceptionally comfortable. It's underwired and structured to give fuller busts great support and a natural uplifted shape. Feminine everyday lingerie

Limited Collection Crop Leather Jacket, at Marks and Spencer
The ultimate in style and quality, this trend-conscious cropped jacket is made from luxurious soft leather

Purple Flowerpot Seed Birthday Card, at M+S
Inside message: Blank for your own message Approx size: 174 x 126mm

Per Una Frill Wedge Court Shoes, at Mark's & Spencer
Almond toe Frill design Slip on Wedge heel

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from MarksandSpencer are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.