Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spenser 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks and Spencers Standard Car Insurance. With Marks & Spencers Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spensers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Finance, you get more, and you pay less.

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Steel Turner, at Marks and Spencer
Suitable for non-stick saucepans Hanging loop, Manufacturer: Marks & Spencer

Limited Collection Cotton Rich Spot Print Vest & Shorts Set, at Marks and Spencers
Fabulous and modern, this vest and shorts set is part of our Limited Collection lingerie. Theyre made from soft stretch cotton and designed to fit and flatter. Casual, contemporary fashion

Double Breasted Funnel Neck Jacket, at M & S
Smart and stylish, this double breasted funnel neck jacket makes a comfortable and practical choice

Mechanical Fab Birthday Card, at Marks & Spencers
Cover Text: Get ready for a Fab Birthday! Inside Message: Celebrate in style Approx size: 135 x 135mm

Machine Washable & Tumble Dry Single Breasted 2 Button Stripe Jacket, at Marks & Spencers
Put an end to tiresome trips to the dry cleaners. Our range of machine washable and tumble dry suits combine the best in convenience and contemporary style

Leather Bin, at M & S
Elegant waste bin Simple design suits most settings 30.8 x 23.5 x 31cm, Manufacturer: Marks & Spencer

Autograph Chrome Desk Lamp, at Marks & Spencers
Classic design Adjustable arm Chrome plated finish Round base, Manufacturer: Marks & Spencer

Foil and Floral Large Birthday Card, at Marks and Spenser
Cover text: Happy Birthday Inside message: Blank for your own message Approx size: 140 x 340mm

2 Piece Pure Cotton Long Sleeve Top & Bottoms Outfit, at Mark & Spencers
Cute and practical, this 2 piece outfit is outstanding value. The soft cotton fabric will keep him feeling comfy

Cream Floral and Polka Dot RSVP Cards - Pack of Ten, at Mark & Spencers
Inside message: Many thanks for your kind wedding invitation................................................................Would be pleased to accept/cannot accept 10 cards, 1 design Approx size: 133 x 73mm

Collezione Pure Cotton Short Sleeve Shirt, at Marks and Spencers
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this shirt to give you a feeling of luxury like no other

Older Boys' Square Buckle Belt, at Marks & Spensers
Fashionable and practical, this square buckle belt adds a stylish finishing touch

Leather Cross Body Bag, at Marks & Spensers
Fashionable, comfortable and secure, this cross-body bag is made from luxurious hardwearing leather and features an adjustable strap and front compartments. A practical and stylish accessory

Footglove™ Sporty Trouser Shoes, at MarksandSpencer
Round toe Stitch detail Slip on Low wedge heel Comes in sizes 3-8, including half sizes Footglove™ soles are comfortable, highly flexible and lightweight

The Floral Collection Magnolia Liliflora Fragranced Drawer Liners, at Marks n Spencer
Contains 5 sheets Fragranced

Large Pillar Candle, at MarksandSpencer
Pillar shape Single wick Non fragranced Plain, Manufacturer: Marks & Spencer

Pure Cotton Quick Iron Button Down Check Shirt, at M & S
Stylish and innovative, this pure cotton easycare shirt is quick and easy to iron for a smart crisp look

PlayStation®3 Tomb Raider: Underworld, at Mark's & Spencer
Master your surroundings: Reach new heights with the broadest range of acrobatic abilities and utilize objects within the environment to uncover new paths to explore Explore epic and unknown worlds: Discover ancient mysteries of the underworld hidden within the coast of Thailand, frozen islands of the Arctic Sea, the jungles of Mexico, and more What Can Lara Do?: Lara's skill-set has been drastically expanded to incorporate actions you would expect of a fearless, athletic adventurer. Lara now performs 1700 moves and is a far more intuitive character to controlWhat Can Lara Do?: Lara's skill-set has been drastically expanded to incorporate actions you would expect of a fearless, athletic adventurer. Lara now performs 1700 moves and is a far more intuitive character to control Treacherous and unpredictable challenges: Each level is an elaborate multi-stage puzzle masked within an interactive environmental playground offering more flexibility over how the area is solved New range of combat options: Choose to pacify or kill, target multiple enemies at once with the new dual-target system, and shoot with one hand while suspended with the other New state-of-the-art gear: Utilize the latest technology in Lara's upgraded inventory to navigate the world including: Sonar map: A revolutionary new tool that emits an active sonar ping to create a 3D image of Lara's surroundings, perfect for uncovering hidden items and locations Multi-purpose grapple: A claw-like device with a high-tension cable designed for climbing, rappelling, performing wall runs and manipulating objects within the environment All-terrain motorbike: Built to handle everything from the jungles of Mexico to the icy glaciers of the Arctic 2007 Sony Computer Entertainment Europe M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information You must be 16 years of age or over to purchase this product This product is not available for international delivery. Find out more *Must be returned with the tamper seal intact for full refund, ESRB Rating: Mature

2 Plain Multiway Padded Bras, at Marks and Spenser
These versatile bras can be worn 5 ways: conventionally, halterneck, cross back, strapless and one shoulder. Designed for a comfortable flattering fit, secure support and great flexibility

Sprung-Edge Suede Divan with 4 Large Drawers & M300 Mattress, at Marks & Spensers
Single mattress (3ft): W90 x L190cm Double mattress (4ft 6in): W135 x L190cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Single divan (3ft): W90 x L190cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 24cm Divan height: H41cm Large drawers: H14 x W78 x D52cm Mattress filling made from resilient foam and polyester fibre Mattress has reinforced side stitching giving greater edge support Individually pocketed springs Mattress spring count: 896 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Floral Print Skater Skirt, at Marks & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Chain Straw Weave Shopping Bag, at Mark & Spencers
Stylish and useful, this shopping bag features a woven design. A practical and fashionable accessory

Black & Decker® PV9605N Dustbuster, at Marks and Spencer
9.6V for powerful and effective pick-up 700ml dustbowl capacity 12 minutes runtime 20 airwatts Pivoting nose for cleaning hard to reach areas 10 setting pivoting nose Cyclonic Action spins dirt away from the filter maintaining optimum suction power Filter cleaning wheel Cordless for use anywhere 2 stage filtration - allows the product to perform better and last longer Built-in crevice tool and hard brush Multi-surface charging base - can be wall mounted or kept on the worktop Accessories are stored on board Window bowl so you know when to empty the Dustbuster Ergonomic design

Detroit Extending Dining Table & 6 Alton Antiqued Leather Chairs Set, at Marks and Spencer
7 piece set Table: H75 x W90 x L160cm (extends to L205cm) Chair: H99 x W46 x D56cm Table seats 6-8 Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs Table top panel made from oak veneer with a solid oak edging for strength Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Leather Crocodile Slip-On Shoes by Jeffrey-West, at Marks and Spencer
Slip-on Square toe Faux crocodile skin design Shallow block heel

Pure Cotton 3/4 Sleeve Denim Shirt, at Mark's & Spencer
Casual and contemporary, this denim shirt is made from cool comfortable cotton and features popper fastening

Autograph Parisian Duvet Cover, at Marks and Spencer
Floral design Comes in single (3ft), double (4ft 6'), king size (6ft) and super king size (6ft), Manufacturer: Marks & Spencer

100% Extra Stems on Summer Dawn Bouquet, at Marks and Spencers
This item can only be ordered with the purchase of the Summer Dawn Bouquet (00669221)

Woodphotoframes - MULTI APP DESK, at Mark & Spensers
Manufacturer: Marks & Spencer

Faux Pearl Gatsby Stretch Bracelet, at Marks and Spencer
Large beads Elasticated Faux pearl design

Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencers Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencers Money loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, Marks & Spencers Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencers Money insurance products (Buildings & Contents Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spenser insurance products in document format too.