Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spenser are so useful. M+S Money financial products are, of course, designed to make Marks and Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

There are lots of ways to save money using M+S Money. Not least of these is M+S Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Finance, you get more, and you pay less.

Hand Made Spring Flowers Birthday Card, at Marks n Spencer
Cover text: Wishing you a lovely Birthday Inside message: blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 230 x 114mm

Ethnic Cateye Stretch Bracelet, at Marks and Spencer
Mixed bead design Stretch style

Blue Harbour Pure Cotton Long Sleeve Stripe Top, at Marks & Spenser
Casual and relaxed, this stripe rugby top is made from pure cotton so it's soft, breathable and comfortable to wear

Earring Backs, at Marks and Spencer
3 sets of earring backs Gold-effect, silver-effect and glass-effect

Spot Print Bikini Top, at Marks & Spensers
Modern and stylish, this bikini is outstanding value. Style and quality at a great price

Medium Traditional Rag Doll, at Mark & Spencers
Not recommended for babies under 12 months Hair ribbon detail Check print design This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Collezione Italian Pure Silk Elm Tie, at Mark & Spensers
Stylish and luxurious, this pure silk tie is part of Collezione, a sophisticated menswear collection inspired by Italian tailoring

Meursault 2007 - Case of 6, at Marks and Spencers
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

3 Cool & Fresh Assorted Trunks, at Marks & Spencer
Made from soft breathable cotton, these comfy trunks are ideal for everyday wear

Sonoma Console Table, at Marks and Spencer
H74 x W122 x D40cm 2 drawers Safety-tested toughened glass lower shelf Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats durable, clear lacquer of low sheen Drawer boxes and fronts made from solid Oak. Drawer bottoms made from White Oak veneer Handles made from solid wood Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Knitted Contrast Wrap, at Mark & Spencers
Keep warm without compromising on style! This fashionable contrast wrap feels soft and cosy and makes a great way to add an extra layer

Older Girls' Lace-Up Basic Trainers, at Marks and Spencer
Sporty and stylish, these comfortable trainers feature mesh detail and lace-up fastening

Gold Burst Spots Roll Wrap, at Marks n Spencer
Gold burst design 200 x 70cm

Fresh Fruit Platter with Extra Thick Channel Island Double Cream, at Marks and Spencer
Serves 8 Ready to eat Suitable for nut allergy sufferers Cream: 227ml Fruit: 745g As featured on page 53 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

M&S Flush Wall Mount with Tilt for 23-32'' TV, at Marks & Spensers
Fits LCD, TFT and plasma screens from 23-32 inches Slim fit and tilt VESA compliant for 23-32in screens Simple 3-part assembly Drilling template supplied Dimensions: H28.5 x W78.5 x D8.5cm This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Patchwork Text Anniversary Card, at Marks and Spencer
Cover text reads: Anniversary Inside is blank for your own message Approx size: 228mm x 114mm

Limited Collection Hippy Shaker Earrings, at Marks & Spencer
Hook fastening Drop style Hippy shaker design For hygiene reasons, refunds will only be given in accordance with your legal rights

Fuzzy Teddy Hand Finished Birthday Card, at Mark & Spencers
Cover text: Happy Birthday xxx Inside message: To you! Approx size: 174 x 126mm

Autograph Monroe Storage Bedstead, at Marks and Spencer
Headboard (all sizes): H110cm Endboard (all sizes): H48cm Double bed dimensions: L220 x W150cm Double bed storage space: H17 x L194 x W145cm King bed dimensions: L232 x W165cm King bed storage space: H17 x L204 x W160cm Super King bed dimensions: L232cm x W195cm Super King storage space: H17 x L204 x W190cm Upholstered in dark brown leather Sprung beech slatted base Handles on side of the base to aid lifting the mattress Mattress sold separately Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Ashbourne Storage Footstool, at Marks & Spensers
H46 x W68 x D58cm all dimensions are approximate) Top cushion filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Traidcraft Blue Mobile Baby Boy Card, at Marks and Spenser
Cover text: Blank Inside message: blank for your own message Approx size: 138 x 138mm

Playstation®3 Ratchet & Clank Future: Tools of Destruction™ Game, at Marks & Spencers
Embark on a galactic adventure Try to find an ancient device that is the key to saving the galaxy Unravel the mystery of Ratchet's origin New characters, new weapons, and all-new worlds to explore M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information 2007 Sony Computer Entertainment Europe. M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund, ESRB Rating: Kids to Adults

Fashion Floral Trellis Tights, at Marks and Spenser
Add a stylish touch of chic with these head-turning floral design tights

Pure Cotton Short Sleeve Spider-Man™ T-Shirt, at Marks & Spencers
Fans of Spider-Man will love this pure cotton t-shirt featuring the popular character. A practical, easycare style

Autograph Weekend Satin Finish Stripe Nightshirt, at Marks & Spenser
Luxurious and sophisticated, this modern nightshirt is part of our exclusive Autograph Weekend collection. Made from the softest fabrics for the ultimate in comfort, it's beautifully designed and finished

Autograph Weekend Cotton Rich Bootleg Jeans, at Mark & Spensers
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Baby Text Thank You Card, at Marks and Spenser
Cover Text: Thankyou Inside Message: Blank for your own message Pack Contains: 10 cards, 1 design Approx size: 120 x 120mm

Pearlescent & Flock Flowers Large Gift Bag, at M & S
1 gift bag with tag Floral design Approx size: H:360 x W:270 x D:100mm

Cashmilon™ Polo Neck Knitted Jumper, at Marks and Spencers
Fashionable and flattering, this knitted jumper is made from supersoft cashmilon™ and features a polo neck.

Domaine Mandeville Sauvignon Blanc 2008 - Case of 12, at Marks & Spensers
Style: Dry Grape variety: Sauvignon Blanc Country of origin: France Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Marks&Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but Marks and Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark's & Spencer insurance products in document format too.