M&S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M+S 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

There are lots of ways to save money using M&S Money. Not least of these is Marks and Spencers Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from MarksandSpencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencer Money, you get more, and you pay less.

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencers online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

Older Boys' Pure Cotton Bart Simpson Check Pyjamas, at Marks n Spencer
A must for fans of The Simpsons, these pyjamas feature the popular character

Celebrate Gift Card, at Marks & Spencer
Credit card-sized Gift Card with presentation greetings card Can be redeemed in any of our UK stores and online Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Cotton Rich Short Sleeve Single Button Jacket, at Marks&Spencer
Chic and stylish, this cotton rich single breasted jacket is tailored to fit and flatter. A great choice for work or smart occasions and it's machine washable for added convenience

New Home Charm Card, at Mark & Spensers
Cover text: New home Inside message: Blank for your own message Approx size: 174 x 126mm

North Coast Pure Cotton Marl Stripe Polo Shirt, at M+S
Stylishly smart casual, this polo shirt is made from pure cotton so it's soft, breathable and comfortable to wear

Per Una Ditsy Floral Drop Earrings, at Marks & Spensers
Hook fastening Drop style Ditsy floral design For hygiene reasons, refunds will only be given in accordance with your legal rights

Woodland Scene Playmat and Mobile, at Mark's & Spencer
Suitable from birth Padded woodland quilt and arch with 3 different activities For added safety, the stuffing in this product is incorporated in an extra layer This product conforms to the EN71 and the Toy Safety Directive W65 x D65cm, Manufacturer: Marks & Spencer

Pure Cotton Long Sleeve Graphic T-Shirt, at Marks and Spencer
A casual contemporary street style, this mock layered t-shirt features a graphic print. The soft cotton fabric makes it comfortable, practical and easycare

Sony Bravia 40'' KDL-40S5500 HD Ready LCD TV, at Mark & Spensers
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: LCD Sony Bravia Engine 2 with a 40 inch viewable screen and a display resolution of 1920 x 1080 pixels Dynamic Contrast: 33000:1 Integrated Digital & Cable Tuner: Watch digital TV with the integrated standard definition digital terrestrial tuner (MPEG-2, also receives analogue) Dimensions: With table stand: W99.6 x H66.3 x D25.9cm, without table stand: W99.6 x H61.2 x D10.9cm Weight: weight inc. stand 19kg, weight without stand 17kg Sound: Nicam stereo Connectors: HDMI™ Inputs x 3, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, Component Inputs x 1, Composite Video In x 1, USB 2.0 Input, MiniJack (Head/Earphone) 3.5mm, PCMCIA Card Slot, RCA Audio Out, RF In, Scart Inputs (RGB) x 2 BRAVIA Engine 2: Enjoy images with impressive depth and clarity, optimal contrast, vibrant colours and truer-to life tones with BRAVIA ENGINE 2 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen Picture Mode: Share your favourite photos and music on the big screen with the easy-to-use USB Photo Viewer and Music Player M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Use wall mount T042104 to perfectly mount this TV This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Younger Girls' Cutout Shoes, at Marks & Spencer
Round toe Cutout star design Single strap Contrast lining Flat sole Comes in sizes 4-13

Embroidered Spot Cushion With Recycled Filling, at Marks and Spencer
Spot design Square shape, Manufacturer: Marks & Spencer

Autograph Silk Rich Pleated Shorts, at Marks & Spencers
Elegant and feminine, these flattering shorts are made from luxurious stretch silk. The modern low leg styling gives a shapely fit. Beautiful exclusive lingerie

Pocket Trim Cross Body Bag, at Marks & Spensers
Fashionable, comfortable and secure, this cross-body bag features an adjustable strap and multiple pockets. A practical and stylish accessory

Saunders Bedstead, at Mark & Spensers
Headboard H91cm Endboard H51cm Dbl L199 x W135cm (W143cm with headboard) 5ft L199 x W150cm (W158cm with headboard) 6ft L199 x W180cm (W188cm with headboard) Chrome metal frame with real walnut veneer Mattress sold separately This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Long Sleeve Funnel Neck Hooded Jacket, at Marks and Spencer
Practical and fashionable, this hooded jacket is fully lined and features twin breast pockets. A comfortable, easycare style, machine washable for added convenience

Limited Collection Bow Detail Court Shoes, at MarksandSpencer
Pointed toe Bow detail Slip on Court style High heel Heel hieght: 104mm Comes in sizes 3-8, including half sizes

2 Button Wide Leg Trousers, at Marks & Spencers
Fluid and feminine, these wide leg trousers are cut to flatter, giving an elegant silhouette. A stylish, fashionable look

Flock Leaf Pencil Pleat Curtains, at Mark's & Spencer
Manufacturer: Marks & Spencer

125 Years A5 Diary, at Mark's & Spencer
Approx size: 153 x 212mm

New Dad Type Card, at Marks and Spencer
Cover text: Dad Inside message: Happy Birthday Approx size: 50 mm x 150 mm

Stainless Steel Tongs, at Marks and Spencer
Tong ends with holes Stainless steel design, Manufacturer: Marks & Spencer

Bold Stripe Halterneck Tankini Top, at M+S
Delicate and pretty, this flattering tankini top is designed in the latest shape. The bold stripes make it even more stylish

Pure Cotton Ruffle Stripe Top, at Marks & Spenser
This short sleeved top will make a useful addition to your wardrobe. It features ruffle trim placket detail for a stylish casual look

3 Indian Summer Pure Cotton Towels, at Marks n Spencer
Pack of 3 Stripe design, Manufacturer: Marks & Spencer

PlayStation®3 Quantum Of Solace Game, at Marks and Spencers
You must be 12 years of age or over to purchase this product You are the new Bond: Employ all of you Bond skills in high-octane combat, chaotic gun fights and precise stealth takedowns Take Cover: First-person shooting with third-person cover combat allows you to adjust your game play to meet each challenge Fight Worthy Adversaries: Advanced A.I. systems allow enemies to react to you in intelligent and tactical ways The New World of Bond: Immerse yourself in the world of Bond with characters from both films and missions that take you through exotic real-world locations Become the World's Premier MI6 Agent: Go online with standard 12-player multiplayer modes plus unique Bond modes 2007 Sony Computer Entertainment Europe M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund, ESRB Rating: Teen

Older Girls' Pleat Baker Boy Hat, at Marks and Spencers
Fashionable and fabulous, this pleat baker boy hat makes a stylish finishing touch

Autograph Leather Thong Punch Monk Shoes by Jeffery-West, at Marks & Spenser
Square toe Stitch detail Buckle fastening Punch design Block heel

Plain Jogging Bottoms, at MarksandSpencer
With added stretch for essential ease of movement, these comfy and practical joggers feature a decorative drawstring and are great for active workouts or relaxing in style

Adored Comfort Embroidered Non-Padded Bra, at M & S
Elegant and stylish, this non-padded bra is made from the softest fabric, embroidery and lace, so it's blissfully comfortable to wear. It's underwired and shaped for an uplifted natural look. Feminine everyday lingerie

Sonoma Dark Coffee Table, at Marks and Spencer
H45 x L136 x W50cm Glass shelves are made from safety-tested toughened glass Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength Shelves made from White Oak veneer Legs made from solid hardwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.