Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the M+S online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

There are lots of ways to save money using M&S Money. Not least of these is Marks and Spencers Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M+S Money, you get more, and you pay less.

When you're shopping at Marks&Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks & Spensers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Newbury Summer Hat, at Marks and Spencer
Express your stylish side with this Newbury hat

Lichfield Extending Dining Table & 6 Santiago Leather Dining Chairs Set, at Mark & Spensers
Manufacturer: Marks & Spencer

Rocaille Snake Twist Necklace, at Marks and Spencers
Twisted layer design Rocaille beads Adjustable clasp fastening Length: 40cm

Nintendo Wii Fit™ Game with Balance Board, at Marks & Spencers
Designed to help you become more aware of your physical condition Exercises that focus on helping you to improve balance and posture, change your Body Mass Index or simply relax Includes state-of-the-art Wii Balance Board Measures your BMI (Body Mass Index), analyses your centre of gravity and calculates your athletic ability Determines your Wii Fit Age - from 2 to 99 40 different exercises across four areas of training - Aerobic Exercises, Balance Games, Muscle Workouts and Yoga poses Step Basics to Snowboarding, Rhythm Boxing to Jogging Wii Fit Channel that allows up to eight people to store and compare their personal fitness profiles M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Nintendo Wii, ESRB Rating: Kids to Adults

Pretty Floral Wife Anniversary Card, at Marks and Spencers
Cover text: To my wonderful wife on our anniversary, When I married you, I thought I couldn't love you more, But now I know I do Inside message: Happy anniversary Approx size: Unfolded: 176 x 126mm

Machine Washable & Tumble Dry Single Breasted 2 Button Eveningwear Jacket, at Mark's & Spencer
Sharp, stylish and sophisticated, this evening suit will have you looking your best for any occasion

Pure Cotton Long Sleeve Stripe Shirt, at Marks and Spencers
Smart and stylish, this bold stripe shirt is made from pure cotton

Malabar Console Table, at Marks & Spencer
H80 x W120 x D50cm 2 drawers Hand crafted predominantly from solid mango wood Protective low-sheen lacquer finish for added durability Antique-brass effect handles Legs made from solid wood Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Assorted Button Longline Cardigan, at Marks & Spencer
A fashionable long sleeve cardigan featuring a front pockets and assorted button detail

3 Easycare Short Sleeve Blouses, at Marks n Spencer
This 3 pack of easycare short sleeve blouses is outstanding value. Taped reinforced seams give a smooth neat look

Easy Curries, at Marks&Spencer
A great collection of simple and delicious easy-to-make recipes from across the globe guaranteed to get the taste buds going

Bold Floral Wallpaper, at Marks and Spencer
Printed wallpaper Straight pattern repeat 53cm - The pattern runs horizontally and matches at the seam of each adjoining roll across the wall. Every roll will be the same at the ceiling Roll dimensions: W52cm x L10m Suitable for living rooms, bedrooms, dining rooms and hallways Not suitable for bathrooms or kitchens Printed wallpaper is not washable - sponge cleaning only Made in the UK and sourced from sustainable, renewable forests How many rolls do you need?Click here for our wallpaper calculator Complete your room with made to order curtains. Click here to view our range For a detailed view of the colour and pattern, please click on the image and use the zoom function. Please note that your monitor settings may affect how colours are displayed, Manufacturer: Marks & Spencer

Baby Flashcards, at Marks & Spenser
Start learning early with this fun and stimulating interactive toy. It features board pages with plastic ring

Domaine Pierre de Prehy Chablis 2007 - Case of 6, at Marks & Spencer
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Artificial Organic Orchid with Bowl, at Marks & Spensers
Artificial orchid Ribbed bowl No watering required therefore easy care Fresh looking throughout the year Diameter: 48cm, Manufacturer: Marks & Spencer

Fitou Bin 70 2007 - Case of 12, at M+S
Style: Full bodied Grape variety: Carignan, Grenache Country of origin: France Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Silver-Plated Twig Photo Frame 13 x 18cm (5 x 7''), at Marks and Spencer
Anti-tarnish protective lacquer Bamboo design Aperture 13 x 18cm (5 x 7''), Manufacturer: Marks & Spencer

18 Oak Smoked Salmon Appetisers, at M & S
18 pieces Serves 4 Ready to eat Suitable for freezing 180g As featured on page 10 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Adored Floral Embroidered Non Padded DD-G Bra, at Marks and Spencer
Delicate and stylish, this embroidered bra is exceptionally comfortable. It's underwired and structured to give fuller busts great support and a natural uplifted shape. Feminine everyday lingerie

Mirror Squares Photo Frame 10 x 15cm (4 x 6"), at Marks&Spencer
Rectangular frame Mirror square design Aperture: 10 x 15cm (4 x 6"), Manufacturer: Marks & Spencer

Silver Plated Pave Ball Ring, at Marks and Spencer
Large ball design

Stainless Steel Meat Scissors, at Mark & Spencers
Stainless steel It is a criminal offence to sell scissors to anyone under 18 years of age, Manufacturer: Marks & Spencer

A Year In Your Garden Book, at Mark's & Spencer
A beautiful range of 5 gardening titles, full of inspiring ideas and tips both for the novice and more experienced gardener. From pots and small backyards to larger gardens, feel confident in choosing the right flowers and shrubs for the right place all year round! Packed full of wonderful colour photography, these books will prepare and motivate you to garden

Abbey Recliner, at Marks and Spencer
H99 x W97 x D91cm Reclines to L158cm. Seat H48cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish Manual recline mechanism for extra relaxation All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Catseye Goblet Necklace, at Marks & Spenser
Catseye pendant Adjustable length Lobster clasp fastening Necklace length: 53cm

Airflex™ Flexi Apron Lace-Up Shoes, at Marks & Spencers
Square toe Apron stitch detail Lace-up 3 eyelets Low heel Unique Airflex™ airflow system for unbeatable comfort

Cream Polka Dot Cake or Favour Boxes, at Mark's & Spencer
Contains: 10 cake or favour boxes Flat: 155 x 85 mm Folded: L130 x W80 x D27mm

Blue Bunny Flat Sheet, at Mark & Spencers
Embroidered 'baby bunny' slogon Star detail Multiple stripe design, Manufacturer: Marks & Spencer

25 Fresh Rose Room Scenters, at Marks and Spenser
Pack of 25 Fresh rose scented Burns upto 4 hours each, Manufacturer: Marks & Spencer

Lotus Flower Room Spray, at Marks and Spenser
Floral scent This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

M&S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark's & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.