There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks & Spencer Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks&Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Finance, you get more, and you pay less.

Marks & Spencers Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spenser 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Camouflage Digital Watch, at Mark & Spencers
Round face Camouflage print Stitch detail Date display Four function buttons Digital

2 Climate Control Crew Neck T-Shirts, at Marks and Spencer
Climate control fabric absorbs and stores body heat when you're too hot and releases the heat when you're too cold. The result is the perfect body temperature so you'll feel comfortable all day. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology

Disney Fairies Activity Case, at Marks & Spencers
Fans of Disney Fairies will love this fun activity case which includes a board game, activity book and more!

Autograph Pure Cotton Short Sleeve Paisley Stripe Shirt, at M & S
Stylish and contemporary, this stripe shirt is part of our luxurious Autograph collection. The fabric has been created exclusively for us to tie in with this season's key looks, so you wont find it anywhere else

Blossom Tree Embroidered Cushion, at Marks & Spencer
Rectangular design Blossom tree embroidered design Size: L50 x W30cm Pure Cotton, Manufacturer: Marks & Spencer

Autograph Weekend Satin Finish Stripe Nightshirt, at M+S
Luxurious and sophisticated, this modern nightshirt is part of our exclusive Autograph Weekend collection. Made from the softest fabrics for the ultimate in comfort, it's beautifully designed and finished

Petite Cotton Rich Bootleg Denim Jeans with Belt, at Marks & Spencer
Comes with belt shown in image Flattering and fabulous, bootcuts make legs look longer and are kind to curves. This pair sits on the waist and are designed to give a shapely feminine silhouette. A look that's always in style. Specially designed for the petite frame

Grape Bead Necklace, at Marks and Spencer
Grape shape beads Intermittent design Adjustable length Clasp fastening Rope chain Necklace length 41cm, extendable by 8cm

2 Pure Cotton Plain Knee Length Shorts, at M & S
Casual and comfortable, these cotton shorts feature a drawstring waist and 2 side pockets. A great value pack

3 Pure Cotton Classic Marl Briefs, at Marks & Spencers
Easy to care for cotton and a classic cut ensures these comfy briefs are a staple part of any underwear drawer

Pacific Large 2-Seater Sofa, at Marks & Spensers
H92 x W195 x D91cm Seat H54cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that gives long-lasting performance and helps to maintain the cushions look and shape. Provides improved resilience without compromising on softness. Easy-care and springs back to its original shape after re-fluffing Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Cushion covers are removable on this range Frame made from solid wood wrapped in pandan. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Pine feet with a light finish Includes 2 free matching bolsters All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Autograph Copper Base 3-Tier Steamer, at Marks and Spencer
Stainless steel for maximum durability and shine Glass straining lid Riveted handles with silicone inserts for comfort and safety High performance copper base for even heat distribution Diam: 20cm Capacity: 3.8 litre Suitable for all cooker types except induction, Manufacturer: Marks & Spencer

Interactive Giraffe, at Marks and Spenser
With a rattle, bell and scrunch Contrast fabric Double lined for safety Height: 30cm Suitable for ages 0+ This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Under the Weather Ducks Get Well Card, at Marks & Spencer
Cover text: Sorry you're under the weather... Inside message: ...get well soon Approx size: 150mm x 150mm

7 Pairs of Freshfeet Square Box Socks with Silver Technology, at Marks & Spenser
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Small Curl Edge Glass Bowl, at Marks & Spencer
Hand decorated Curl edge design, Manufacturer: Marks & Spencer

Floral Mug, at Marks & Spencer
Floral design, Manufacturer: Marks & Spencer

Blue Harbour Pure Cotton Short Sleeve Stripe T-Shirt, at M+S
Casual and relaxed, this short sleeve t-shirt is made from pure cotton so it's soft, breathable and comfortable to wear

Perfect Military Button Bootleg Trousers, at Marks & Spenser
With military button styling, these bootlegs are right on trend for autumn. You'll wonder how you managed without them

Farmyard Animals Puzzle, at Mark & Spencers
Suitable for ages 1-3 years 20 pieces Helps with hand-eye coordination and problem solving This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Multi Stripe Hipster Bikini Bottoms, at Marks & Spenser
Fashionable and flattering, these bikini bottoms feature a striking multi stripe design

Stitch Back Knee Length Pencil Skirt, at Mark's & Spencer
Sleek and chic, this pencil skirt is tailored to fit and flatter. A stylish choice for work or smart occasions and it's machine washable for added convenience

Secret Support™ Cotton Rich Lace Trim Camisole, at Marks and Spencers
Flattering and feminine, this soft camisole is made with Secret Support™ which gives gentle support and a flattering, defined shape. Relax in style and comfort

Klara's Cat Engagement Card, at MarksandSpencer
Cover text: Engaged Inside message: Congratulations Approx size: 175 x 125mm

Formula Skin Care for Men Gift Pack, at Marks and Spencers
Includes: Face wash 40ml Eye reviver 15ml 24 hour moisturiser 40ml

Signature Natural Cotton Pot Pourri Box, at Marks and Spencer
Natural cotton fragrance Presented in a box, Manufacturer: Marks & Spencer

Gold Plated Marquis Tennis Bracelet, at Marks & Spenser
Leaf link design Diamant detail Clasp fastening

Hanging Star Congratulations Card, at Marks & Spensers
Cover text: Congratulations Inside message: blank for your own message Approx size: 150 x 150mm

Limited Collection Floral Print Keyhole Dress, at Marks and Spenser
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Knee Length Stitch Detail Pencil Skirt, at Marks and Spencers
Sleek and stylish, this knee length pencil skirt is designed for a shapely silhouette. A smart modern style

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but Marks & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencers Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencers Money loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, Marks & Spencers Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencers Money insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M & S insurance products in document format too.