There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks & Spensers Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks n Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Financial Services, you get more, and you pay less.

When you're shopping at Marks and Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks n Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Marks & Spencers Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spenser 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Toulouse 2 Door Small Glazed Top Unit, at Marks and Spencers
H112 x W124 x D44cm 2 Toughened glass sliding doors 2 Adjustable shelves 3 Drawers Light, natural matt lacquer with protective finish Sits on top of sideboard (sold separately) This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Sony VAIO VGN-CS21S Laptop, at Marks and Spencers
Processor: Intel CoreTM 2 Duo Processor T6400, Supports Enhanced Intel SpeedStep Technology Memory: 800 DDR2 SDRAM (2x2GB) Hard Drive: 320 GB, 5400 (rpm) Display: 14.1" (1280 x 800) X-black LCD Operating System: Genuine Windows Vista Home Premium Graphics: NVIDIA GeForce 9300M GS GPU Interfaces: Memory Stick™ Std / Duo, Memory Stick™ PRO Std / Duo, high speed data transfer Interfaces: Stereo Headphones/Speakers Jack Interfaces: USB Port x3 Connectivity: Ethernet network, Built-in Modem V.92/V.90 and Integrated Wireless LAN Battery: Lithium-Ion battery (VGP-BPS13S) Audio software: VAIO Music Box, Windows Media Player 11, SonicStage Mastering Studio 2.4 Video and TV software: Me&MyVAIO, VAIO Content Importer / Exporter, WinDVD BD 8 for VAIO, DivX Player and Converter, VAIO Movie Story Photo software: Adobe Photoshop Elements 6, Picture Motion Browser, VAIO Movie Story CD-DVD Burning software: Easy Media Creator 10, Click to Disc/Editor Office Application software: Adobe Reader 8.1, Adobe Standard 8, Microsoft Works 9.0, Microsoft Office Trial 2007 (60 days Try & Buy) Security and other software: McAfee Internet Security Suite (with 60 days free virus update), VAIO Recovery Utility 2.6 - HDD recovery (hidden partition), Google software package Supplied: AC Adaptor, battery and power cord Dimensions: D245 x H29 to 39.8 x W335.8mm Weight: 2.6 Kg (with battery and supplied drive) This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Silver Perfume Bottle Birthday Card, at Marks n Spencer
Cover Text: Gorgeous Girl Inside Message: Blank for your own message Approx size: 174 x 126mm

Spots and Stripes Large Gift Bag, at Marks and Spenser
Pack Contains: 1 gift bag Approx Size: H: 420 mm, W: 300 mm, D: 100 mm

Clear Glass Coffee Table, at Marks&Spencer
H38 x W120 x D60cm Contemporary clear glass design Made from clear glass Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Clear Glass Collection Set. , Manufacturer: Marks & Spencer

Easy Fast Food Cooking Book, at Marks&Spencer
Perfect too cook up after a hard day at work, these fast food recipes are not only simple and quick, but they're fresh, delicious and healthy. There are meals for on-the-move, chill-out sessions, quick fixes, snacks and sweets treats, all for you to enjoy

Ribbon Trim Hat, at Marks and Spencer
Keep ahead of the trends with this contemporary ribbon sunhat, an essential look for style in the sun

Silver Bubble Table Lamp, at Marks&Spencer
Bubble design base Fabric shade H45 x Diam 30cm Bulb: 40W E14 SES This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Long Sleeve Padded Stormwear™ Jacket, at MarksandSpencer
Fashionable and practical, this cosy jacket is warmly padded and lined with fleece. It's treated with our unique Stormwear™ technology which repels water and stains. Storm cuffs help keep arms warm and hold on gloves

Las Falleras Duo - Case of 6, at Marks & Spencer
3 Las Falleras White 2008:A fresh, lively and dry example of Spanish Macabeo... 3 Las Falleras Red 2008:Bright and youthful with a lively aroma and flavour... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Panel V-Neck Shirt & Shorts, at Mark's & Spencer
Contemporary and fashionable, these pure cotton pyjamas make the perfect choice for relaxing in style and comfort

1001 Little Wellbeing Miracles by Esme Floyd, at Marks and Spencer
From boosting your energy levels to coping with depression, and from making the most of alternative therapies to how to plan some 'you' time, "1001 Little Wellbeing Miracles" is your very own pocket life coach, allowing you to reach into every area of your life and give it some much needed attention. The book includes all sorts of helpful hints for problem areas like sleep problems, workplace issues, relationship ruts, time management and learning to prioritize, as well as tips for helping you find some time for yourself and a breakdown of how you can boost health and happiness

Clever Baby Touch & Learn Colours Book, at MarksandSpencer
Touch and Learn Colours encourages 1 to 2 year olds to build on their learning skills. Its lot of fun too with chunky tabs to choose from and different textures to touch and explore

Leather Mini Bag, at M&S
Fashionable and practical, this mini bag features a secure zip fastening

Antigua 2-Seater Sofa, at Marks and Spencer
H97 x W170 x D101cm Seat H50cm, arm H63cm, top back rail H79cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that gives long-lasting performance and helps to maintain the cushions look and shape. Provides improved resilience without compromising on softness. Easy-care and springs back to its original shape after re-fluffing Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Cushion covers are removable on this range Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Wooden feet wrapped with rattan All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Per Una Cotton Rich Single Breasted Mac, at MarksandSpencer
A stylish long sleeve mac in soft cotton rich fabric featuring a single breasted design and button fastening

2 First T-Shirt Bras, at Marks and Spencer
These simply styled great value bras are ideal for everyday wear. They're woven with stretchy fabric for a supportive and comfortable fit and the non-wired design is the best choice for first bras

V-Shaped Wine Glass, at Marks and Spenser
H21.5cm 32cl capacity Coloured glass Handmade V shape, Manufacturer: Marks & Spencer

Per Una Flared Rose Print Skirt, at Marks & Spencers
A gorgeous floral print skirt featuring a panelled design, the stripe effect makes it extra stylish

Per Una Pure Cotton Double Breasted Funnel Neck Coat, at Marks & Spencers
A fashionable double breasted coat in pure soft cotton featuring a funnel neck

Cotton Rich Scallop Trim Low Rise Shorts, at Marks and Spencer
These cotton rich shorts are shapely and modern. They have been designed with added stretch for a snug, comfortable and figure-flattering fit

North Coast Pure Cotton Cargo Trousers, at Marks & Spensers
Relaxed and casual, these fashionable trousers are made from comfortable cotton and feature cargo style pockets

Fire Vehicles Set, at Marks and Spenser
Suitable for ages 3-6 years 5 fire-fighting vehicles Includes a fire truck, fire inspector's car, van, pick-up and a helicopter Imaginative play This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Geoff Merrill Three Virgos Cabernet Sauvignon 2004 - Case of 6, at Mark & Spensers
Style: Full bodied Country of origin: Australia Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml:1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Ditsy Floral Print Flexilite Umbrella, at Mark's & Spencer
Brighten up rainy days with this stylish lightweight umbrella

My First Noisy Police Car, at Marks and Spencer
Toy police car Light feature Batteries included Suitable for ages 0-3yrs H10cm x L12cm This product conforms to EN71 and the Toy Safety Directive M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Per Una 3/4 Length Crochet Cardigan, at Marks and Spencer
A sophisticated crochet cardigan, featuring a scallop trim and hook fastening

3 Pairs of Younger Boys' Cotton Rich Assorted Socks, at Marks and Spencers
Brighten up his underwear drawer with these fashionable assorted design socks

Leather Hip Wallet, at M&S
Stylish and practical, this leather wallet is outstanding value

Make Your Own Watch Set, at Mark's & Spencer
Suitable for ages 5+ Adult supervision recommended Set includes: 5 changeable faces & 7 different straps This product conforms to the EN71 and the Toy Safety Directive M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Marks & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Motor Insurance, but Mark & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencers Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencers Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, Marks & Spencers Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencers Money insurance products (Buildings Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.