Besides Mark's & Spencer Car Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks and Spenser online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark's & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Per Una Maxi Length Panelled Denim Skirt with Belt, at Marks and Spenser
An elegant full length denim skirt in stretch cotton featuring a panel design

Frill Trim Floral Print Swimsuit, at Marks and Spencer
Fresh and pretty, this fashionable swimsuit is specially designed to give great support and a flattering, comfortable fit. A sleek, shapely look

Cotton Rich Embroidered Velour Hooded Top, at Mark & Spensers
Fashionable and practical, this velour hooded top features an embroidered detail.

Autograph Knee Length Ombre Print Belted Skirt, at Marks and Spencers
Comes with belt shownSmart and modern, this pleated skirt is a stylish, versatile choice. A fabulous fashionable look

3 Pack Pure Cotton V-Neck T-Shirts, at Marks & Spensers
A great value pack of t-shirts in comfortable cotton. Ideal as casualwear and for PE

Per Una Spot Print Chiffon Dress, at Marks & Spencer
A fashionable scoop neck dress featuring an spot print and ruffle neck detail

Autograph Feather Bow Headband, at Mark & Spencers
Keep tumbling tresses off your face with this stylish bow and feather headband

Dan's Mouse Ruby Wedding Anniversary Card, at M & S
Cover text: Congratulations to you both...on your Ruby Wedding Anniversary! Inside message: blank for your own message 175 x 125 mm

Pure Cotton Applique Cropped Jeans, at Marks & Spencer
Applique detail gives a cutete twist to these fashionable jeans

Sonoma Office Desk, at Marks&Spencer
H77 x W131 x D65cm 1 large pull out drawer with fold down front Made from White Oak Solids and veneers This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Drawer boxes and fronts made from solid Oak. Drawer bottoms made from White Oak veneer Handles made from solid wood Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength Delivered flatpack due to size. Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this desk as part of a set. Click here to view the Sonoma Office Collection Set. , Manufacturer: Marks & Spencer

Autograph Spot Print Brazilian Knickers, at Marks & Spenser
Glamorous and sexy, these figure-hugging Brazilian briefs are made from soft fabric trimmed with fine lace. The shapely Brazilian style looks very modern and gives a flattering fit. Beautiful exclusive lingerie

Boy Shorts Tankini Bottoms, at Marks & Spencer
Modern and stylish, these boy shorts tankini bottoms are outstanding value. Style and quality at a great price

Antigua Armchair, at Mark & Spencers
H97 x W98 x D98cm Seat H52cm, arm H67cm, top back rail H78cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that gives long-lasting performance and helps to maintain the cushions look and shape. Provides improved resilience without compromising on softness. Easy-care and springs back to its original shape after re-fluffing Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Cushion covers are removable on this range Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Wooden feet wrapped with rattan All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Plan de Dieu Côtes du Rhône Villages, 2008 - Case of 12, at M+S
Style: Medium bodied Grape variety: Grenache, Syrah and Carignan Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Walkmates Twin Strap Riptape Shoes, at Marks and Spenser
Click here for more information on Walkmates shoes Round toe Contrast stitch Twin strap riptape fastening

Jacquard Guipure Underwired Bra, at Mark & Spencers
Soft and comfortable Feminine and pretty smooth and versatile, this bra is ideal for everyday wear. Underwiring and padding give an uplifted and enhanced natural shape

Wipe-Clean Pirate Activity Book, at Marks and Spencers
Have hours of wipe-clean fun in this pirate activity book. Inside you will find mazes and puzzles, word searches and spot the difference plus much more! Draw funny faces on the pirates with your wipe-clean pens, then next time, wipe them off and start again

2 Plain First Bras, at M&S
This simply styled great value bra is ideal for everyday wear. It's woven with stretchy cotton/fabric for a supportive and comfortable fit and the non-wired design is the best choice for first bras

Classic Collection Pure Cotton Pull on Trousers, at Marks & Spenser
Effortlessly stylish, these easycare pull on trousers are finished with smart decorative buttons at the waist. They're designed to give a comfortable, flattering fit and make a perfect match for fashionable tops and t-shirts

125 Years Pure Cotton Long Sleeve Check Shirt, at Marks and Spenser
Part of the Commemorative Collection, celebrating 125 years of M&S. Featuring smart styles inspired by our archives

Spot Design Travel Ballet Slippers, at Marks & Spensers
Round toe Spot design Bow detail Slip-on Flat sole Ballet style

Pink Wrapping Accessory Pack, at MarksandSpencer
1 flower sticker 1 blue ribbon 1 pink ribbon 1 pink spotty ribbon Ribbon lengths: 1.5m Bow: 105mm diameter

Maternity Camisole, at Marks and Spencers
Smart and stylish, this camisole is designed to flatter you and your bump. A clever cut gives a neat, comfortable fit with room for growth. An essential fashion favourite

4 Lemon Soufflés, at Mark's & Spencer
Order by 5pm to collect in 5 days 4 Souffls Serves 4 Not suitable for nut allergy sufferers 4 x 80g Available for collection in the majority of our UK mainland stores As featured on page 47 in the food to order brochure

Lego Fire Truck Toy, at Marks and Spencers
Suitable for ages 5+ This product conforms to the EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Blue Energy Shower Gel, at Marks and Spencer
200ml

Travel Hair Straightener, at M&S
Ceramic coated plate Short handle Variable heat settings M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Long Length Cable Knit Cardigan & Pure Cotton Jersey Top, at Marks and Spencer
Modern and pretty, this long length cable knit cardigan and pure cotton spot print jersey top look fabulously fashionable worn together or separately

Single Pleat Crease Resistant Trousers, at Marks and Spencer
Stay smarter for longer with these innovative crease resistant trousers

Autograph Cotton Blend Stripe V-Neck Jumper, at Marks & Spencers
Fashionable and contemporary, this stripe v-neck jumper is part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail makes it exceptionally stylish and comfortable

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at M&S than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."