When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Property Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Besides Marks and Spencer Car Insurance, M+S Money Credit Cards and other financial products, M+S Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spenser purchases are also protected while you take them home.

Also, on both M+S Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Pure Silk Woven Multi Stripe Tie, at MarksandSpencer
Add a luxurious finishing touch with this smart multi stripe tie in pure silk

Ben 10 Activity Book, at M&S
Ben Tennyson is just an average 10-year-old until he discovers an alien watch that gives him the power to transform into 10 alien superheroes! Test your knowledge about Ben 10 and his heroic cosmic alter egos in this scratch and show activity book. Rub a coin over the panels to reveal hidden clues, pictures, characters and answers.

3/4 Sleeve Scoop Neck Stripe Top, at Marks & Spencer
This fashionable top is made from super soft fabric that looks and feels great. Modern styling details give it a cool contemporary edge

Blue Harbour Luxury Pure Cotton Bold Stripe Shirt, at M & S
Relaxed and stylish, this short sleeve shirt is made from pure cotton, so it feels soft and comfortable to wear.

Orchard Fruits Pot Pourri Bag, at Marks & Spencers
Scented pot pourri 25 x 9cm, Manufacturer: Marks & Spencer

Ribbed Long Sleeve Polo Neck Jumper, at Marks n Spencer
Modern and stylish, this jumper features a polo neck. A versatile, easywear style

Autograph Weekend Block Stripe Cardigan, at Mark & Spencers
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

4 Grace Mugs, at Marks and Spenser
Set of 4 Fine China Leaf print Height: 10cm, Manufacturer: Marks & Spencer

3 °Climate Control Cotton Rich Assorted Trunks, at Marks & Spenser
Climate control keeps you cool when you're hot and warms you up when you're cold so you're always at your optimum temperature. Exclusive to M&S, Climate control clothing is comfortable and breathable - ideal for sportswear. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology

Portfolio Pure Cotton Animal Print Pleated Skirt, at MarksandSpencer
Part of Portfolio's Shades of Paradise trend, featuring the earthy tones of nature combined with rich, tropical highlights. Elegant and feminine styling makes this a chic summer look

Single Sprung-Edge Divan with 1 Small + 1 Large Drawers & F400 Coolmax® Pocket Memory Foam Mattress, at Marks n Spencer
Single mattress (3ft): W90 x L190cm Single divan (3ft): W90 x L190cm Mattress depth: 24cm Divan height: 41cm Large drawer: H14 x W78 x D52cm Small drawer: H14 x W40 x D52cm Individually pocketed springs Mattress features a layer of resilient foam and memory foam, and also polyester fibre Mattress has foam layers to encourage air circulation Two rows of hand side-stitching give edge-to-edge support on the mattress Quality Belgian fabric for added durability Coolmax stretch knit cover helps regulate body temperature and adds a soft feel to the mattress Memory foam moulds to the shape of your body once warmed by body heat providing high levels of support Pocket sprung mattresses give a flexible feel All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Adored Pure Cotton Floral Embroidered Long Nightdress, at Marks&Spencer
Stylish and elegant, this flattering long nightdress is part of our feminine Adored collection. It's made from the softest fabrics for the ultimate in comfort

Value Soft Luggage Suitcase, at Marks and Spencer
Free 3 year guarantee on Value Luggage This season, give the whole family their own space with our hardwearing value luggage, which expands for 20% extra room

Pendulum Mantel Clock, at Marks and Spenser
Roman numerals Pendulum mechanism Clock face set in glass, Manufacturer: Marks & Spencer

Paradiso Sauvignon Blanc 2008 - Case of 12, at Marks&Spencer
Style: Dry Grape variety: Sauvignon Blanc Country of origin: Chile Closure: Natural cork Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Natural Wool Duvet, at Mark & Spensers
Naturally breathable Comes in single (3ft), double (4ft 6in), kingsize (5ft) and super kingsize (6ft), Manufacturer: Marks & Spencer

Autograph Slate Place Mat, at Marks & Spencer
Square design H x 30cm W x 21cm, Manufacturer: Marks & Spencer

5 Pairs of Ribbed Tip Toe Sports Socks with Cool&Fresh, at MarksandSpencer
These cotton rich sports socks feature a cushioning sole for shock absorption and comfort. Knitted arch support keeps them in place during exercise

Malabar 3 Door Sideboard, at Marks and Spencers
H90 x W180 x D50cm 3 drawers 1 adjustable shelf in each cupboard Made from solid mango wood Treated with a protective low-sheen lacquer that provides added durability Fitted with antique-brass-effect handles All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. SAVE ON SETS Save at least 25% when you buy this sideboard as part of a set. Click here to view the Malabar Collection Set. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Spa Tonal Stripe Towel, at M+S
Tonal stripe design Hand towel: L90 x W50cm Bath sheet: L137 x W70cm Bath towel: L178 x W86cm, Manufacturer: Marks & Spencer

2" Longer 3 Pack Easycare Long Sleeve Shirts, at Marks and Spenser
Smart and stylish, this pack of 3 easycare 2" longer sleeve shirts is great value. An ideal choice for everyday wear

Compton Side Table, at M&S
1 drawer Crafted from oak and oak veneer H57 x W57 x D50cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cats Slim Diary, at MarksandSpencer
Week to view 3D effect Dimensions: 165 x 80mm

2 Classic Stripe Underwired Bras, at Marks & Spencer
Soft and comfortable, this pack of 2 stripe bras is great value. They're designed to give gentle support and a flattering fit

Aguasanta Carmènere 2007 - Case of 12, at Marks & Spenser
Style: Dry, medium bodied Grape variety: Carmnere Country of origin: Chile Closure: Screw cap Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Beechwood Pepper Mill, at Mark & Spencers
Single pepper grinder Height 33cm, Manufacturer: Marks & Spencer

Pure Cotton Stripe Shorties, at Marks & Spenser
Soft and breathable, pure cotton pyjamas are the natural choice for a comfortable night's sleep

Cotton Rich Hooded Cardigan, at Marks and Spencers
A practical choice for school, this hooded cardigan is made from soft cotton rich fabric with stretch. It's easycare for convenience

Pure Cotton Short Sleeve Frill Insert Top, at M+S
Pretty and feminine, this short sleeve top is made from pure soft cotton. The frilled insert adds a fashionable finishing touch

Aigle Noir Limoux Chardonnay 2007 - Case of 6, at Marks & Spenser
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

There are lots of ways to save money using M+S Money. Not least of these is Marks & Spenser Standard Car Insurance. With M+S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Mark's & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencers Money, you get more, and you pay less.