There are lots of ways to save money using M&S Finance. Not least of these is Mark & Spensers Standard Motor Insurance. With M&S Finance you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks n Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spenser, through its M&S Finance website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

M & S may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but M+S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark's & Spencer insurance products in document format too.

Altena Cortese 2008 - Case of 12, at Marks & Spencer
Grape variety: 100% Cortese Country of origin: Italy Closure: Screw cap Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 11.5% vol Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Blue Dress Grandma Birthday Card, at Marks and Spencers
Cover text: Happy birthday to my wonderful Grandma Inside message: Blank for your own message Approx size: 178 x 126mm

Per Una Short Sleeve Sunset Stripe Blouse, at M+S
A colourful short sleeve blouse in textured fabric featuring a bold sunset stripe print

Barrel Tumbler, at Marks & Spencer
Barrel design Tumbler style Clear glass H8.5 cm Capacity: 300ml (30cl), Manufacturer: Marks & Spencer

Pure Cotton Long Sleeve Mr Grumpy Pyjamas, at Marks & Spencer
Fun and fashionable, these pure cotton long sleeve mr grumpy pyjamas feature a motif print

4 Lyon Mugs, at Marks and Spencer
4 piece set Rib detail H11cm, Manufacturer: Marks & Spencer

Autograph Renzo Coffee Table, at M & S
H33 x L90 x W90cm Shelf: H18.5cm Lacquered wood Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen *14 day delivery - This product is usually available within 14 days of placing the order. Subject to product and delivery slot availability. Not available during promotional events This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Contemporary Footglove™ Wide Fit Leather Trouser Shoes, at Marks and Spenser
Round toe Stitch detail Gusset feature Slip on Mid heel Heel height: 52mm Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Aluminium 14cm Milk Pan, at Marks and Spencer
Triple layer non-stick finish Excellent for low fat cooking Riveted silicone and stainless steel handles offer an easy grip Suitable for all cooker types 14cm, Manufacturer: Marks & Spencer

Per Una Zig Zag Downy Jacket, at Marks and Spencer
A casual hooded jacket featuring a zip fastening and zig zag stitch detail

16-Piece Rivington Cutlery Set, at M&S
16-piece set Includes 4 forks, 4 knives, 4 spoons and 4 teaspoons 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Marble Collection Soap Dispenser, at Marks and Spencers
Pump action Marble design, Manufacturer: Marks & Spencer

Bubble Base Champagne Flute, at Marks & Spencers
Bubble base design Hand made glass with heavy base Height: 19.5cm Capacity: 250ml (25cl), Manufacturer: Marks & Spencer

Silver Plated Gypsy Charm Bracelet, at Marks & Spensers
T-bar fastening Mulitple charms

2 Pure Cotton Assorted Tops, at Marks & Spenser
Cute and practical, this pack of two tops is outstanding value. The soft cotton fabric will keep her happy and comfy

Autograph Pure Wool 2 Button Jacket, at M&S
Our Autograph suits are made from finer fabrics with superior attention to detail, giving you the ultimate in sharp, sophisticated style

Contemporary Metallic Wall Clock, at Marks and Spencers
Plain face Wall mountable Metallic circle design, Manufacturer: Marks & Spencer

Sonoma 2 Door Sideboard and Glass Top Unit Set, at Marks and Spencers
2 door glazed top unit: H110 x W122.5 x D33cm 2 drawer sideboard :H88 x W122 x D50cm 2 door sideboard with 6 shelves Shelves made from safety-tested toughened glass Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Drawer boxes and fronts made from solid Oak. Drawer bottoms made from White Oak veneer Handles made from solid wood Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Plain Leather Gloves, at Marks & Spenser
Luxurious, fashionable and elegant, these plain leather gloves are fully lined. This season's style at your fingertips!

Autograph Scratchy Spot Low Rise Shorts, at Mark & Spencers
Sophisticated and feminine, these flattering shorts feature a scratchy spot design. The modern low rise styling gives a flattering shapely fit. Beautiful exclusive lingerie

Divan Sets - M100+SE END STORE, at Marks and Spencers
Manufacturer: Marks & Spencer

Prosecco & Chocolates, at Marks & Spencer
Prosecco Raboso Ros Cocoa dusted Belgian Truffles (140g) Presentation box Glass not included Price includes delivery Available for delivery from 1st April to 30th June 2009 Looking to place a corporate bulk order? Please call 0845 6020602 You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Panelled Lace-Up Trainers, at Marks and Spenser
Round toe Lace-up Chunky grip sole Panelled design

Extra High Impact Non-Wired Sports Bra, at Marks and Spencer
As worn by GB Olympic pentathletes. Comfortable and secure, this maximum impact sports bra gives firm, gentle support for active wear. Its breathable fabric includes engineered sections to eliminate bounce while the racer back shape allows for maximum movement and padded non-slip straps ensure it's a comfortable fit

Handcrafted You're Gorgeous Valentine Card, at Mark's & Spencer
Cover text: You're Gorgeous! Inside message: Happy Valentine's Day x This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 178 x 127mm

Pure Cotton Check Pyjama Bottoms, at Marks and Spencers
Soft and comfortable, these cotton pyjama bottoms can be worn with a number of our pyjama tops and t-shirts to create your own style

Linen Blend Aztec Embroidered Skirt, at Marks & Spencer
Long and elegant, this linen blend skirt is a stylish, versatile choice. A smart modern choice

Garmin Sat Nav 3.5" Travel Pack, at Marks & Spenser
Free 2 year guarantee This pack contains everything you need to get started with your new nvi. The carrying case protects the nuvi from scratches, and the USB cable lets you connect it to your computer to download vehicle icons, addresses, system updates, maps and more. Charge your nvi whilst travelling with included AC charger and international adapters

2 First T-Shirt Bras, at Marks n Spencer
These simply styled great value bras are ideal for everyday wear. They're woven with stretchy fabric for a supportive and comfortable fit and the non-wired design is the best choice for first bras

3D Floral Lace Pillowcase, at Mark's & Spencer
Fits standard pillows Pure cotton Embroidered lace feature, Manufacturer: Marks & Spencer

Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Mark's & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M & S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.