M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

When you're shopping at Marks&Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at M & S than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencers are so useful. M&S Money financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

Autograph Short Sleeve Bow Top, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look.

Per Una Short Sleeve Sunset Stripe Blouse, at MarksandSpencer
A colourful short sleeve blouse in textured fabric featuring a bold sunset stripe print

Sony Bravia 40'' KDL-40Z4500 HD Ready LCD TV, at Marks & Spenser
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 40 inch LCD, 10 Bit Panel, 6.2 Mega Pixels, Picture Mode:14:9 Mode, 4:3 Mode, Screen Aspect Ratio: 16:9 Contrast ratios: Dynamic contrast 80000:1 Integrated Digital and Cable Tuners: Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) and is cable TV ready (with supported operators only Dimensions: W100.5 x H70.5 x D27.9cm (including table top stand) Weight: 25.5kg (including table top stand) Surround Sound Effect: Experience the effect of digital surround sound from only two front speakers with our advanced S-Force front surround technology Connectors: Digital audio output (optical), 3 x HDMI™ Inputs, PC Input (15pin D-Sub) + Audio In, 1 x Component Inputs, 1 x Composite Video In, 4 Pin (Y/C) In (S Video), USB 2.0 Input, MiniJack (Head/Earphone), PCMCIA Card Slot, RCA Audio Out, 3 x RCA AV Input, RF In, 2 x Scart Inputs (RGB), BRAVIA Sync, DLNA Ethernet (Music/Photo), Digital Media Port BRAVIA Engine 2: Experience incredibly clear and defined images with BRAVIA ENGINE 2 picture enhancement technology and Advanced Contrast Enhancer Live Colour Creation with x.v.Colour: Uses a larger colour palette to produce vibrant colour the way nature intended it to be seen 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen Xcross Media Bar: No more confusing menu screens thanks to our easy-to-navigate XrossMediaBar™ to browse all your TV functions Picture Frame Mode: When you are not watching TV, turn it into a digital picture frame with Picture Frame Mode. Fill the black hole in your living room by using your TV to display your own pictures or the 6 pre-installed images BRAVIA Theatre Sync: Control your entire home cinema set-up with just one click on the TV remote and access the menus on compatible peripheral devices such as Handycam camcorders thanks to BRAVIA Sync M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Use wall mount T042104 to perfectly mount this TV This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Girls Limited Pure Cotton Sleeveless Swirl Dress, at Marks & Spencer
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Limited Collection Geo Beaded Hipster Bikini Bottoms, at Marks & Spensers
Smooth and sleek, these glamorous stylish bikini bottoms is designed in a fabulous flattering shape and detailed with a bead trim. A stylish, shapely look

Large Etched Mirror Jewellery Box, at Mark & Spensers
Etched mirror design 2 drawers

Classic Collection Straight Leg Trousers, at Marks & Spencer
Smart and stylish, these straight leg trousers are designed for a flattering, comfortable fit and a polished look. They make the perfect match for fashionable jackets, blouses and knitwear

Blue Harbour Ultimate Linen Stripe Shirt, at Marks and Spencer
Relaxed and stylish, this short sleeve stripe shirt is cut for a great fit. It's made from pure linen so it feels cool and comfortable to wear

Mirrored 3-Drawer Chest, at Marks & Spencer
H63.5 x W49 x D45.5cm 3 drawers Mirrored finish with clear knobs All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Sonoma Dark 2-Door Glazed Top Unit, at Marks&Spencer
H110 x W123 x D33cm Internal lights with on/off switch 2 adjustable glass shelves Glass doors and shelves are made from safety-tested toughened glass This top unit is designed to sit on the Sonoma Dark 2-Drawer Sideboard. Click hereto view the Sideboard Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Side panels and back panels made with White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this top unit as part of a set. Click here to view the Dark Sonoma Collection Set. , Manufacturer: Marks & Spencer

Windsor Wardrobe, at Marks and Spencer
H195 x W102 x D60cm 1 hanging rail and 1 shelf Made from from solid pine Finished with low sheen lacquer for added durability Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Patent Leather Belt, at Marks & Spensers
Define your waistline with this fashionable patent leather belt

HP Pavilion dv2-1035ea Entertainment Notebook, at Mark's & Spencer
Processor: AMD Athlon™ Neo Processor for Ultrathin Notebooks MV-40 Processor speed: 1.60 GHz, Level 2 cache 512 KB Memory: 4096 MB (2 x 2048 MB), Supports up to 4 GB DDR2 memory Hard Drive: 500 GB SATA Hard Disk Drive 5400 rpm up to 9 GB partition for system recovery Display: 12.1'' Diagonal WXGA High-Definition HP LED BrightView Widescreen Display Operating System: Genuine Windows Vista Home Premium with Service Pack 1 Graphics Card: ATI Mobility Radeon HD 3410, up to 1790 MB total graphics memory with 512 MB dedicated DVD Drive: LightScribe SuperMulti 8X DVDRW with Double Layer Support Memory slot: 5-in-1 integrated Digital Media Reader for Secure Digital cards, MultiMedia cards, Memory Stick, Memory Stick Pro, or xD Picture cards Camera: Webcam with integrated microphone Interfaces: 3 USB 2.0, 1 HDMI connector, 1 VGA , 1 RJ45 ethernet connector, 1 headphones-out, 1 mic-in Connectivity: Ethernet 10/100BT integrated network interface 802.11b/g WLAN Battery: 4-cell Lithium-Ion (Li-Ion) battery Media software: Windows Media Player, DVD Play, Windows Movie Maker, Windows DVD Maker, Cyberlink DVD Suite, Windows Media center, HP Games Console with hours of free game play Additional software: Microsoft Works and Microsoft Office Home and Student 2007 60-Day Trial Version, Microsoft Internet Explorer, Windows Mail, Adobe Reader, HP MediaSmart Suite, HP Total Care Advisor Dimensions: L29.2 x W24 x H3.27cm Weight: 1.7kg

Old School Sunglasses, at Mark's & Spencer
Providing essential protection for the eyes, these stylish and wearable shades will flatter most face shapes

Autograph Pure Wool Flat Front Trousers, at Mark's & Spencer
Our Autograph suits are made from finer fabrics with superior attention to detail, giving you the ultimate in sharp, sophisticated style

Pure Cotton Scoop Neck Button Stripe Top, at Marks & Spencers
This short sleeved top will make a useful addition to your wardrobe. It features smart stripe details for a stylish casual look

Collections - LOTUS FL FILLED, at Marks & Spencers
Manufacturer: Marks & Spencer

Disney's Hannah Montana My Superstar Secrets, at Marks and Spencer
Are you a secret singing sensation like Hannah Montana? Embrace your star destiny with this fabulous pack. Check out Hannah's secrets in the Hannah Montana superstar book. Listen to the red-hot CD and sing along to the tracks. Wear the backstage pass to secure your star-like status. Hang out with the rich and famous to collect signatures for your awesome autograph book

Skull & Stripe Bedset, at Marks & Spencer
Skull and stripe design Set includes single duvet cover and 1 pillowcase, Manufacturer: Marks & Spencer

Petite Cotton Rich Straight Leg Jeans, at Marks and Spencer
A wardrobe essential at a great price, these straight leg denim jeans are outstanding value. Stock up on style!

Scottish Lochmuir™ Lightly Smoked Salmon, Smoked Haddock & Cod Roast, at Marks & Spencers
Serves 4-6 Ready to cook Suitable for freezing 1kg total weight As featured on page 38 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Pure Cotton Straight Leg Jeans with Belt, at Marks and Spencer
These straight leg jeans in pure cotton are great value. A practical, easycare style

Panasonic 42" TX-P42X10 HD Plasma TV, at Marks & Spencer
HD Ready: Displays images HD when connected to an HD compatible device Display: 42 inch plasma display, 786,432 (1,024 x 768) pixels Contrast Ratio (in dark surroundings): Dynamic: 2,000,000:1; Native: 20,000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W102.9 x H66.1 x D10.5cm (without stand) W102.9 x H70.4 x D33.4cm (with stand) Weight: 26kg (without stand) 28kg (with stand) V-Audio: Unique sound technology that delivers crystal-clear sound with superior bass performance Connectors: 3 x HDMI, 2 Scart, PC Input, S-Video Input, Headphone Jack, Composite Video Input VIERA Superior Picture Quality: The VIERA system provides richly expressed images with enhanced contrast SD Card Slot: View your treasured photos on the big screen by simply removing your camera's memory card and sliding it into the SD card slot 24p Playback: High speed playback of images to recreate the full cinematic experience VIERA Link: Enables you to control all your AV systems with only one remote Use wall mountT042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Pure Cotton Embroidered Animal Sleepbag, at Marks and Spencer
Cosy and comforting, sleepbags make a great way to stop babies getting tangled up in covers. This padded cotton rich embroidered sleepbag will keep him at a comfy temperature throughout the night

Athenian Column Table Lamp, at Marks & Spensers
Antique brass finish Parchment style shade Column detail stem Square base Resin base H57 x Diam 23cm Bulb: 60W BC GLS This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

3 Piece Mr Noisy Outfit, at Mark's & Spencer
Fans of Mr Men will love this 3 piece outfit featuring Mr Noisy. Fun, practical and great value

Couple Dancing Wedding Card, at Marks & Spensers
Cover text: To a special couple with all out Love On your Wedding Day Inside message: Blank for your own message Approx size: Unfolded: 178 x 126mm

Dualit Food Processor - Chrome, at Marks and Spencer
Three long life stainless steel chopping blades with sure grip handles Fully adjustable slicing blade - 0.5mm to 7.5mm Reversible grating disc - 2.5mm and 4.5mm Reversible shredding disc - 1mm and 3mm Chipping disc - 8mm square x 8 chips Emulsifying disc (Edisc) Bakery grade dough blade Pulse setting Takes 3 different bowl sizes which fit inside each other, allowing you to start with the small bowl, then move on to the medium and large bowls with no washing up in between Every bowl is perfect for multiple tasks and includes a giant 3.25L sized bowl Non-slip suction feet and multiple safety interlocks Heavy duty induction motor with 12 year guarantee 1.5kW Dimensions: W21 x L25 x H42.5cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Ceriso Silk Rich Spot Print Bikini Knickers, at Marks and Spenser
Flirty and fashionable, these modern silk mix bikini knickers feature a lace trim and a spot print. The low rise, high leg style gives a fabulous body-conscious fit. Designed for women who want the latest look

Nail Growth Treatment, at M+S
11ml Vitamin packed formulation Rehydrate and regenerate your nails

Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but Marks n Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spensers insurance products in document format too.