Marks & Spencers Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencers online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.

There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks and Spencer Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from MarksandSpencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencer Money, you get more, and you pay less.

Collezione Merino Wool V-Neck Jumper, at Marks and Spencers
Fashionable and contemporary, this v-neck jumper is part of Collezione, a sophisticated menswear collection inspired by Italian style

Pure Cotton Contrast Stitch Denim Cargo Trousers, at Marks & Spensers
Casual and relaxed, these stylish cotton belted cargo trousers are so comfortable and easy to wear. An effortless contemporary look that's fashionable, practical and easycare

Classic Collection Pure Merino Wool Cardigan, at Marks & Spencer
Warm and cosy, this pure new wool stylish cardigan makes a versatile extra layer. Dress it up with smart skirts and trousers, or wear it with jeans for a casual modern look

Chris Murphy's Favourites - Case of 12, at Marks and Spencers
2 Marlborough Sauvignon Blanc 2008: A slow ripened wine with lots of fresh acidity retained in the grapes... 2 La Prendina Estate Pinot Grigio 2008: A fruity wine with a lingering, dry and crisp finish... 2 Tupungato Chardonnay 2007: An exceptionally well-balanced wine with ripe flavours and fresh aromas... 2 Bourgogne Pinot Noir 2007: A juicy, smooth wine made from the Pinot Noir grape... 2 Valpolicello Ripasso 2006: Aged in oak barrels for extra hints of spice and toast... 2 Hunter Valley Shiraz 2007: A ripe, rich character aged in oak barrels for extra depth of spicy flavour... Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

HP Mini 1000 Netbook Computer - Vivienne Tam Edition, at Marks & Spenser
Processor:Intel Atom™ processor N270 Processor speed:1.60 GHz, Level 2 cache 512 KB RAM: (1 x 1024 MB), Supports up to 1 GB DDR2 memory Screen: 10.1" High Definition HP LED BrightView Infinity display Operating System: Genuine Windows XP Home Service Pack 3 (32-bit) Hard Drive: 60 GB SATA Hard Disk Drive Graphics card: Intel GMA950, Up to 128 MB Total Available Graphics Memory Memory slot: 2-in-1 card reader for SD/MMC support Camera: Webcam with integrated microphone Interfaces:2 headphones-out + mic-in combo jack, expansion port Connectivity: Ethernet 10/100BT integrated network interface, 802.11b/g WLAN, Bluetooth wireless networking Battery: 3-cell Lithium-Ion (Li-Ion) battery Video & TV software: Windows Media Player Audio software: 3D Sound Blaster Pro compatible sound 16 bit integrated Office application software: Microsoft Works Dimensions: W 16.67 x L 26.17 x H 2.52cm Weight: 1.02 kg M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Girls' Limited Wetlook Leggings, at Marks and Spencer
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Limited Collection Bond Bowler Bag, at Mark's & Spencer
Fashionable and fabulous, this bowler handbag is designed in one of this season's key shapes. It's strong and practical as well as a trend-conscious accessory. Get the latest look!

M&S Cordless Phone with Built-in Digital Photo Frame, at Marks & Spensers
Digital Photo Frame phone: 3.5'' high definition colour display on the base station Picture caller ID: link photo to the caller ID Talk time: up to 10 hours Standby time: up to 100 hours Phone book: 200 names and numbers Stunning blue backlit display Speakerphone: talk hands-free Caller display: identify your caller before answering Ringer melodies: 5 polyphonic ringer melodies Memory card slot: SD, MMC and MS memory. Review photos while you talk M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Autograph Wide Leg Belted Trousers, at Marks & Spencer
Fluid and feminine, these wide leg trousers are cut to flatter, giving an elegant silhouette. A stylish, fashionable look

Autograph Leaf Jacquard Runner, at MarksandSpencer
Textured stripe design Embroidered leaf detail Straight edges, Manufacturer: Marks & Spencer

Classic Pearl Effect Necklace, at Mark & Spensers
Clasp fastening Pearl effect Necklace length 64cm

Per Una Cotton Blend Waterfall Collar Jacket, at Marks n Spencer
A fashionable single breasted jacket in soft cotton blend fabric. Waterfall collar gives it the Per Una touch

Soft Grip Skimmer, at Mark & Spencers
Grip handle Hole in handle for hanging storage, Manufacturer: Marks & Spencer

Classic Thinking of You Card, at Mark & Spencers
Cover text: Thinking of You Inside message: During this difficult time Approx size: 175 x 127mm

Silicone Nipple Covers, at Marks & Spencers
There are some clothes that simply don't work with a bra. These secure and effective nipple covers make the perfect solution

Marble Heart Pendant Necklace, at Marks and Spencer
Heart pendant Rope style necklace Tie fastening Necklace length 82cm

North Coast Pure Cotton Jeans, at Marks & Spencer
Relaxed and casual, these straight leg jeans are made for comfort and ease of movement

M&S iPod® & MP3 Speaker Dock with CD Player & Radio Alarm, at Mark's & Spencer
iPod dock MP3 Dock (via USB Slot) CD Player FM Radio Alarm Clock (either Buzzer, iPod tracks or FM Radio) Connects to other audio devices, 5 ways to wake up and snooze function Compatible with all generations of iPod and other MP3 players - classic, nano and touch iPods, iPod shuffle, MP3 players and other external audio devices when used in conjunction with stereo mini plug cord Charges iPod when docked Amplifier power output: 4W x 2, 1KHz 10% THD, 8 ohm Tuner band: FM, tuning range: 87.5 ~ 108.0 MHz, frequency step: 50 KHz Input impedance AUX input: 10 kohms Input terminal: external DC IN (for AC adapter), AUX IN AC adapter: input: AC 100 -240V, 50/60 Hz, output: DC 12V Power source: DC 12V 2A (external DC IN) Dimensions (approx): W25.6 x H12.1 x D14.5cm Weight: 1.526 kg M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Happy Ever After Text Wedding Card, at Marks n Spencer
Cover text: Happy ever after Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 126 mm

Per Una Gem Embellished Top with Vest, at Marks & Spenser
A sophisticated 3/4 sleeve jersey top, featuring a gem embellished neckline

Tiga Leather Chair, at Marks & Spenser
H87 x W47 x D59cm Seat: H43cm Single chair Made from solid sheesham with leather seat Finished with a protective matt lacquer for added durability Made from solid wood for strength Legs made from solid wood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Wavy Embroidered A-Line Mini Skirt, at Marks & Spencer
Elegant and feminine, this a-line embroidered skirt is a look you'll love. Stylish, practical and fashionable

Autograph Pure Cotton Pin Dot Shorts, at Marks and Spencers
Casual and comfortable, these easycare shorts feature a stylish pin dot design for a modern look

Ben 10 Activity Book, at MarksandSpencer
Ben Tennyson is just an average 10-year-old until he discovers an alien watch that gives him the power to transform into 10 alien superheroes! Test your knowledge about Ben 10 and his heroic cosmic alter egos in this scratch and show activity book. Rub a coin over the panels to reveal hidden clues, pictures, characters and answers.

Autograph Chunky Face Analogue Watch, at Marks and Spencers
Chunky face Analogue Round face Date indicator Leather strap

M&S Twin DECT Cordless Phones with Large Buttons, at Mark & Spensers
DECT - Digitally enhanced cordless phones provide crystal clear sound quality, increased talk time and range coupled with increased security Talk time - up to 10 hours with 100 hours standby Speakerphone - talk hands-free Large display, big buttons and ultra-slim profile HD Sound - High Definition communication Large, white backlit inverse display Stores 100 names and numbers Up to 10 hours with 100 hours standby 5 polyphonic ringer melodies and 5 standard ringer melodies Built-in digital answering machine with up to 15 minutes recording time Access the answering machine on the base Message counter display on base M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Movement Mantle Clock, at Marks and Spencer
Visible mechanics Roman numerals Free standing Dimensions: 19cm x 16cm x 8cm, Manufacturer: Marks & Spencer

Luxury Pure Cotton Long Sleeve Stripe Shirt, at Marks & Spenser
Offering a timeless appeal, the soft twill finish of this pure cotton shirt provides easy to wear comfort, while the traditional cut makes it an essential part of any smart wardrobe

Autograph Cotton Rich Satin Bow Shirt, at Marks and Spenser
Feminine and elegant, this sophisticated shirt is beautifully designed and cut for a flattering shape and features a stunning sateen bow tie feature

Chevron Dart Knee Length Pencil Skirt, at Marks and Spencers
Sleek and chic, this pencil skirt is tailored to fit and flatter. A stylish choice for work or smart occasions and it's machine washable for added convenience

Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but M&S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencers Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencers Money loans, credit cards or Property Insurance - besides a number of other insurance products, Marks & Spencers Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencers Money insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.