There are lots of ways to save money using Marks & Spencer Money. Not least of these is M&S Standard Motor Insurance. With Marks & Spencer Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spensers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M+S Money, you get more, and you pay less.

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks n Spencer are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

Sonoma Dark Extending Dining Table, at Marks & Spencer
H75 x W100 x L180/230cm Extends to L230cm Seats 6 people Comes with extension leaf to seat 8 Extension leaf can be stored beneath the table top Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Top panels made from White Oak veneer with a solid Oak edging for strength Legs made from solid hardwood Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy these chairs as part of a set. Click here to view the Dark Sonoma Collection Set. , Manufacturer: Marks & Spencer

Pure Cotton Heart Print Minishirt, at Marks and Spencers
Fashionable and modern, this heart print minishirt is made from soft breathable cotton for a comfortable night's sleep

Aluminium Deep Roasting Tray, at Marks & Spensers
Non-stick Teflon coated Dimensions: L31 x W20.5 x D3cm, Manufacturer: Marks & Spencer

Tinker Bell DVD, at Marks & Spenser
Rating Universal, suitable for all,

3 Button Chunky Knit Swing Cardigan, at Mark & Spensers
Fashionable and flattering, this cardigan features a chunky knit for a smart modern look

3 Pure Cotton Assorted Briefs, at MarksandSpencer
Offering superior comfort at a great value price, these classic briefs are a fantastic choice for everyday wear thanks to fuss-free easycare cotton

Short Sleeve Cardigan & Stripe Top Set, at Marks & Spencers
Cute and casual, these short sleeve cardigan and stripe top look fabulously fashionable worn together or separately

Classic Plain Long Sleeve Pyjamas, at M+S
Crisp and comfortable, these cotton blend pyjamas are outstanding value

Cotton Blend Drawstring Joggers, at Mark & Spencers
Relaxed and comfortable, these easycare joggers are made from cotton blend stretch fabric for ease of movement and great shape retention

Clear Glass Bowl, at Marks n Spencer
Clear glass Transparent, Manufacturer: Marks & Spencer

3 Pure Cotton Stripe Tea Towels, at Mark & Spensers
Pack of 3 Plain edge Assorted designs, Manufacturer: Marks & Spencer

Mirror Squares Photo Frame 13 x 18cm (5 x 7"), at Marks & Spencer
Rectangular frame Mirror square design Aperture: 13 x 18cm (5 x 7"), Manufacturer: Marks & Spencer

Los Nucos Shiraz Cabernet Rosé 2008 - Case of 12, at Marks & Spenser
Style: Dry Grape variety: Shiraz & Cabernet Sauvignon Country of origin: Chile Closure: Synthetic closure Bottle: 12 x 75cl Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Walnut Angled Photoframe 20 x 25cm (8 x 10''), at Marks and Spencer
Angled frame Pure walnut wide border Aperture: 20 x 25cm (8 x 10''), Manufacturer: Marks & Spencer

5 Pairs of Star Sports Sock, at Marks and Spencers
Fun and fashionable, these soft cotton socks feature assortred designs

Pure Cotton Lace Bathroom Mats, at Marks&Spencer
Lace hem Pedestal mat: 50 x 80cms Bathsheet: 50 x 55cms Bathmat and pedestal mat must be purchased separately, Manufacturer: Marks & Spencer

Autograph Peeptoe Bow Platform Shoe, at Marks and Spencer
Peeptoe Bow detail Satin finish High heel Heel height: 4 inches Made with Insolia technology, an exclusive innovation that makes high heels more comfortable to wear and better for your body's alignment and balance. They work by taking the weight off your toes, so there's less pressure and more stability. Your legs, back and feet stay more comfy all day

Mini Check Tassel Scarf, at Mark & Spencers
Keep out the cold in style with this warm, soft check scarf

Detroit Glazed Unit, at Marks & Spencers
H180 x W90 x D40cm Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak doors Solid oak legs Shelves made with oak veneer Side panels made with oak veneer Top panels made from oak veneer with a solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

3 Piece Cotton Rich Stripe Denim Outfit, at Mark & Spencers
Cute and comfy, this 3 part set is made up of a stripe top, a denim skirt and tights. They look fabulously fashionable worn together or separately.

Blue and Gold Butterflies Medium Gift Bag, at Marks and Spencers
1 gift bag Approx size: H260 x W200 x D90mm

Thomas and Friends: Magnet Book, at Marks and Spenser
Join your favourite characters for some magnet scene fun! This title lets you use your imagination and lots of magnets to complete the scenes.

Per Una Sleeveless Broderie Vest Top, at Mark's & Spencer
A feminine sleeveless vest top in soft stretch cotton featuring a frill neckline and broderie design

Fruit Beauty Flower Bath Fizzers Gift Pack, at MarksandSpencer
Contains: wowee plum, zingy lemon, funky orange and shocking raspberry flavours Flower bath fizzers

Autograph Retro Hipsters, at Mark & Spensers
Sitting slightly lower on the waist and providing a snug fit, these comfortable hipsters are a great way to stock up your day to day underwear drawer

Portfolio Geometric Print Bangle, at Marks & Spencers
Chunky style Geometric print

Autograph Tinted Moisturiser, at M & S
Firming tinted moisturiser Matt finish With ceramides SPF 15 Hypo-allergenic Oil free 30ml

Sleeveless Bow Vest, at Marks & Spensers
The scoop neck is a key detail this season. This soft cotton top makes a stylish way to get the look

Per Una Bronzing Powder Brush, at Marks and Spenser
Hypo-allergenic Natural shade

First Mummy's Day Card, at M & S
Cover text: 1st Mummy's Day Inside message: A Special Day for a Special Mummy Approx size: 150 x 150mm

M+S may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Motor Insurance, but Marks&Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencer Money website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencer Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, Marks & Spencer Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencer Money insurance products (Buildings Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark & Spencers insurance products in document format too.