Mark's & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but Marks & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencer Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencer Money loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, Marks & Spencer Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencer Money insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spenser insurance products in document format too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from MarksandSpencer are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks & Spensers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

Marks & Spencer Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

Firm Control Smooth Magic Body, at Marks & Spencers
This clever body works like magic with targeted control areas to shape you where you need it most. It's comfortable, breathable and easy to move in and a special finish keeps you cool and dry

Platinum Plated Marquise Promise Ring, at Marks n Spencer
Cubic stone Platinum plated

Autograph Flock Stripe Non-Padded Bra, at Mark & Spensers
Glamorous and sophisticated, this lace detail bra looks and feels luxurious. Stretch fabric and underwiring give a great fit and flattering uplifted shape. Beautiful exclusive lingerie

Stylish Text Our Anniversary Card, at Marks & Spenser
Cover text: With love on our Anniversary Inside message: Blank for your own message Approx size: 220 x 220mm

Handcrafted Photographic Roses with Legs Card, at Marks&Spencer
Cover text: none Inside message: Happy Valentine's Day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: Unfolded: 178 x 127mm

Fron Male Voice Choir - Voices of the Valley Home CD, at Marks & Spencer
Audio CD, Marks & Spencer

Pure Silk Stripe Tie, at Marks and Spencer
Add a luxurious finishing touch with this contemporary stripe tie in pure silk

Pure Cotton Tear Drop Spot Pyjamas, at Mark & Spensers
Soft and breathable, pure cotton pyjamas are the natural choice for a comfortable night's sleep

Square Reverse Groove Sunglasses, at Marks and Spencer
Providing essential protection for the eyes, these stylish and wearable shades will flatter most face shapes

Jacquard Guipure Underwired Bra, at Marks and Spencers
Soft and comfortable Feminine and pretty smooth and versatile, this bra is ideal for everyday wear. Underwiring and padding give an uplifted and enhanced natural shape

First Readers Rumpelstiltskin book, at Marks & Spencer
The miller's daughter is helped by Rumplestiltskin to spin the straw in the castle to gold, but what does Rumplestiltskin want from her?

Pure Cotton Cap Sleeve Panda T-Shirt, at Mark & Spensers
The panda print makes this top so cute. It's made from soft cotton fabric and feels comfy to wear

3 Pairs of Assorted Star Socks, at Marks & Spencer
Get a fabulous, fashionable look with these star design socks. They're made from comfortable soft stretch cotton for a great fit and shape retention

Firm Control Sheer Waist Cincher, at Mark's & Spencer
This waist cincher gives total body definition shaping your tummy, waist and bottom with the flexibility of wearing your own bra - perfect under dresses for an hourglass silhouette. It's comfortable and easy to move around in and the special finish keeps you cool and dry

Autograph Anodised Aluminium Wok, at Marks n Spencer
Charcoal-coloured aluminium design Double handle Non-stick interior for low-fat cooking and easy cleaning Clear lid with handle Riveted handles for durability Excellent heat distribution with no hot spots Oven safe to 180C/350F/gas mark 4 Suitable for all cooker types except induction Diam: 30cm Handwash only, Manufacturer: Marks & Spencer

Sony Bravia 40'' KDL-40Z4500 HD Ready LCD TV, at Marks&Spencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 40 inch LCD, 10 Bit Panel, 6.2 Mega Pixels, Picture Mode:14:9 Mode, 4:3 Mode, Screen Aspect Ratio: 16:9 Contrast ratios: Dynamic contrast 80000:1 Integrated Digital and Cable Tuners: Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) and is cable TV ready (with supported operators only Dimensions: W100.5 x H70.5 x D27.9cm (including table top stand) Weight: 25.5kg (including table top stand) Surround Sound Effect: Experience the effect of digital surround sound from only two front speakers with our advanced S-Force front surround technology Connectors: Digital audio output (optical), 3 x HDMI™ Inputs, PC Input (15pin D-Sub) + Audio In, 1 x Component Inputs, 1 x Composite Video In, 4 Pin (Y/C) In (S Video), USB 2.0 Input, MiniJack (Head/Earphone), PCMCIA Card Slot, RCA Audio Out, 3 x RCA AV Input, RF In, 2 x Scart Inputs (RGB), BRAVIA Sync, DLNA Ethernet (Music/Photo), Digital Media Port BRAVIA Engine 2: Experience incredibly clear and defined images with BRAVIA ENGINE 2 picture enhancement technology and Advanced Contrast Enhancer Live Colour Creation with x.v.Colour: Uses a larger colour palette to produce vibrant colour the way nature intended it to be seen 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen Xcross Media Bar: No more confusing menu screens thanks to our easy-to-navigate XrossMediaBar™ to browse all your TV functions Picture Frame Mode: When you are not watching TV, turn it into a digital picture frame with Picture Frame Mode. Fill the black hole in your living room by using your TV to display your own pictures or the 6 pre-installed images BRAVIA Theatre Sync: Control your entire home cinema set-up with just one click on the TV remote and access the menus on compatible peripheral devices such as Handycam camcorders thanks to BRAVIA Sync M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Use wall mount T042104 to perfectly mount this TV This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cartoon Dog Couple Anniversary Card, at Mark's & Spencer
Cover text: Happy Anniversary Inside message: With love Approx size: 175 x 125mm

3/4 Sleeve Stripe Pintuck Top, at Marks and Spenser
This fabulous 3/4 sleeve top features a stunning stripe design. A vibrant new look, perfect for this season

Per Una Aztec Palm Print Jersey Top, at Marks and Spencers
A fashionable jersey top featuring a crochet neckline and aztec palm print

Older Boys' Square Buckle Belt, at Marks and Spencer
Fashionable and practical, this square buckle belt adds a stylish finishing touch

Cotton Rich Low Rise Spot Print Shorts, at Marks & Spencers
Low rise shorts are perfect for wearing with hipster styles and these stylish spot print shorts are shapely and modern. Added stretch gives a comfortable, flattering fit

Pure Silk Plain Tie with Stain Defence™, at Marks & Spensers
This silk tie has been treated with our stain defence™ technology giving inbuilt resistance to everyday spills, this repellence benefit is maintained after dry cleaning

Sprung-Edge Divan on Legs, at Mark's & Spencer
Single: W90 x L190cm Double: W135 x L190cm King size (5ft): W150 x L200cm Super king size (6ft): W180 x L200cm H31cm Solid wooden frame Sprung edge Non-storage divan Anti-allergy - provides effective protection against dust mite allergies, so you'll have a trouble free sleep Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Château Moulinet 2004 - Case of 6, at Marks and Spencers
Style: Medium bodied Grape variety: Merlot, Cabernet Sauvignon, Cabernet Franc Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Padded Walking Socks with Wool, at Mark & Spensers
These comfortable cushioned walking socks are specially designed to prevent blistering and protect feet from impact

Cascabel Tempranillo Graciano 2006 - Case of 6, at Mark's & Spencer
Style: Dry, medium bodied Grape variety: Tempranillo, Graciano Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

M&S Summer Flat Weave Trilby Hat, at Marks & Spencer
Keep a cool head this summer with this straw trilby. It adds a smart touch to formalwear and looks contemporary with casual outfit

Cream Aluminium Frying Pan, at Marks & Spensers
Diam: 24cm Non-stick coating, Manufacturer: Marks & Spencer

Country Bunch Goodbye Card, at Marks and Spencers
Cover text: Goodbye Inside message: Blank for your own message Approx size: 150 x 150mm

2 Pairs of Platinum-Plated Flower Stud Earrings, at Marks & Spencer
Set of 2 Floral design Butterfly fastening Platinum-plated For hygiene reasons, refunds will only be given in accordance with your legal rights

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks and Spencer Standard Motor Insurance. With Marks & Spencer Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.