Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spensers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

There are lots of ways to save money using M+S Money. Not least of these is Marks & Spencer Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencer Money, you get more, and you pay less.

Older Boys' Lace Up Trainers, at Marks and Spencer
Round toe Lace-up fastening Stitch detail Mesh panel design Grip sole Comes in sizes 1-7

Per Una Low Rise Contrast Stitch Shorts, at Marks & Spensers
Elegant and feminine, these delicate shorts are made from a soft comfortable modal blend and feature a lace trim

Lobster Thermidor, at M+S
Serves 2 Ready to cook Suitable for freezing 280g As featured on page 38 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Cricket Keyring, at Marks and Spencers
You'll never lose your keys again with this eye-catching keyring with it's cricket design

Princess Time Teacher Watch, at Marks and Spencers
Buckle fastening Round face Princess design Time teaching feature Analogue Disney

Ed Lady Shopping List, at Marks and Spencer
Contents: 1 magnetic shopping list (approx. 30 sheets of paper), 1 black ink pen (non refillable) The Country Diary of an Edwardian Lady Rowena Scott (Designs) Ltd RW.UK. Ltd 2008. Licensed by opyrights Group Approx. Size: 130 x 260mm

Per Una Embroidered Balcony Bra, at Marks & Spencer
Elegant and feminine, this bra is beautifully embellished with pretty embroidery. The padded balcony style gives maximum uplift and a fuller shape

10 Gold Party Text Invitations, at Marks & Spencer
Cover text: Party Inside message: Dear..... You are invited to a party on..... time..... place..... Hope you can come..... RSVP..... This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 120 x 120mm

Sketchy Farm Animals Multipack of Mini Cards, at Marks and Spencer
Pack Contains: 8 cards, 4 designs Cover text: Design 1: Thank you, Design 2: Thanks! Thanks! Thanks!, Design 3: Thank you very much!, Design 4: Thank you Inside Message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 95 x 80mm

Girls' Limited Stripe Dress, at Marks & Spenser
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Plain Long Sleeve Classic Pyjamas, at Marks & Spenser
Soft and comfortable, these classic pyjamas are the perfect choice for a sound night's sleep

Disney Princess Activity Pack, at Marks and Spencer
This cool activity case provides hours of fun. Packed full of activities, a posters, pens, she'll have loads of fun with her favourite Disney Princesses

Autograph Essentials Chevron Print Top, at Mark & Spencers
This sleeveless chevron print top will make a useful addition to your wardrobe. It features pretty gathered front design for a stylish casual look

2 Autograph Assorted Trunks, at Marks & Spencers
Featuring the best in modern fabric and contemporary design, these luxurious trunks feel exceptionally comfortable and give a superior fashionable fit

Adored Half Lace Underwired Bra, at Marks and Spencers
Delicate and pretty, this non-padded bra is made from the softest fabric, embroidery and lace, so it's blissfully comfortable to wear. It's underwired and shaped for an uplifted natural look

Chrome Collection Tumbler, at Mark & Spencers
Chrome effect Cylinder design 10 x 6.5cm, Manufacturer: Marks & Spencer

Autograph Weekend Pure Cotton Slub Top, at Marks & Spenser
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Classic Collection Stripe Straight Leg Trousers, at Mark & Spencers
Smart and stylish, these straight leg stripe print trousers are designed for a flattering, comfortable fit and a polished look. They make the perfect match for fashionable jackets, blouses and knitwear

Chocolate Pirate Ship Cake, at Marks n Spencer
Order by 5pm to collect in 7 days 50 portions Chocolate cake 16 x 37cm 2.6kg Available for collection in the majority of our UK mainland stores As featured on page 63 in the food to order brochure Not suitable for nut allergy sufferers Chocolate and sponge cakes can be eaten up to 5 days after collection

Limited Collection Faux Snake Skin Cropped Leggings, at Marks & Spensers
Slim and stylish, these leggings give a sleek modern look. This pair sits below the waist and is cut to fit and flatter.The cropped length adds a fashionable update. Get the latest look!

Mother of Pearl Photo Frame 13 x 18cm (5 x 7''), at Marks and Spenser
Mother of pearl border Rectangle shape Aperature: 13 x 18cm (5 x 7''), Manufacturer: Marks & Spencer

Gold Plated Sparkle Floral Ring, at Marks&Spencer
Gold plated Cluster design

No VPL Floral Print Low Rise Shorts, at Marks & Spencers
For the ultimate no-show look, these stretchy seamfree shorts are made from super smooth lace with bonded edges. They don't dig in and there are no irritating labels, so they feel incredibly comfortable to wear

Pure Cotton Check Shorts, at Marks and Spenser
Soft and comfortable, these cotton shorts can be worn alone or with a number of our pyjama tops and t-shirts to create your own style

Ceriso Spot Print Padded Balcony Bra, at Mark & Spencers
Feminine and fashionable, this modern bra features a spot print and is finished with a frill trim. Soft padding and underwiring give great support and a fabulous flattering shape. Designed for women who want the latest look

Collezione Pure Cotton Long Sleeve Stripe Shirt, at Marks & Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this shirt to give you a feeling of luxury like no other

Keane - Perfect Symmetry CD, at M&S
Audio CD, Marks & Spencer

Artificial Hydrangea in Copper Bowl, at Marks and Spencer
Artificial hydrangea flowers Oval copper bowl No watering required therefore easy care Fresh looking throughout the year H28cm, Manufacturer: Marks & Spencer

Autograph Pure Silk Hexigan Pattern Tie, at Mark & Spencers
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

F100 Open Coil Memory Foam Coolmax° Mattress & Sprung Edge 4 Drawer Divan, at Marks & Spenser
No turn mattress Mattress and divan are anti-allergy Mattress: spring count 288, depth 23cm Divan height: 41.5cm Divan drawer size: 4 x large H15 x W78.4 x D53cm Single 3ft: W90 x L190cm (has 2 large right- or left-hand drawers) Double 4ft6: W135 x L190cm King size 5ft: W150 x L200cm Super king size 6ft: W180 x L200cm This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but Marks & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Property Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spenser insurance products in document format too.