Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Motor Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.

Besides Marks & Spensers Motor Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spenser purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

There are lots of ways to save money using M&S Money Direct. Not least of these is Marks & Spencer Standard Motor Insurance. With M&S Money Direct you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money Direct, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks n Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.

100% Extra Stems on Summer Dawn Bouquet, at Marks & Spenser
This item can only be ordered with the purchase of the Summer Dawn Bouquet (00669221)

Older Boys' Pure Cotton MR Bump Hooded Poncho, at Marks and Spencer
Fans of Mr Bump can dress like their favourite superhero in this fun hooded costume poncho

Mechanical Dancing Girl Birthday Card, at Mark's & Spencer
Cover Text: On your Birthday shake it! Inside Message: It's Party Time Approx size: 135 x 135mm

Silver Plated Double Link Pendant Necklace, at Marks & Spencer
Clasp fastening Adjustable length Double link pendant Necklace length 41cm, extendable by 8cm

Bold Spot Print Hipster Bikini Bottoms, at Marks & Spencer
Modern and stylish, these bikini bottoms are outstanding value. Style and quality at a great price

Mirrored Leaves Wall Art, at MarksandSpencer
Wire tree design Mirror leaf design, Manufacturer: Marks & Spencer

Mummy's Day Love Lane Sheet Wrap Pack, at Marks and Spencer
Contains: 2 sheets, 2 tags Approx size: Each sheet: H695 x W495mm

Luxury Glass Orchid, at Marks & Spencer
Add a touch of luxury to your home with this twin-stemmed phalaenopsis orchid. The glass pot helps to create an elegant, contemporary look Available for delivery from 1st April to 30th September 2009

Dualit Vario 4-Slice Toaster - Cream, at Marks & Spenser
4 slice toaster Patented, award-winning ProHeat elements Mechanical timer to control toasting Manually operated eject lever to keep items warm until needed Selector switch - use only the slots required Designed for use in commercial kitchens Adjustable inner wire guard to grip toast All parts are repairable or replaceable Concealed crumb tray Extra wide 23mm slots to accommodate larger items and the optional sandwich cage Hand built in England 2200 watt Weight: 4.25 kg Dimensions: H22 x W46 x D21cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Dualit Espressivo Coffee Machine - Chrome, at Marks and Spencer
Self priming 15 BAR pressure pump Ready to go in less than 40 seconds Thermobloc (water-heating on demand) Instant hot water and constant steam 1.5L removable water tank Easy froth nozzle makes perfect foam Dualit quality stainless steel and cast aluminium body Extra cup height clearance - fits mug size Large cup warming plate Pop-up drip tray full indicator Three coffee options: single serve, dual serve and ESE pod Accessory holder keeps pods and froth nozzle to hand Dimensions: 20.5 x 28.5 x 32.5cm Weight: 5.81kg This product is not available for international delivery. Find out more

Per Una 3/4 Sleeve Fluffy Cardigan, at Marks and Spencers
A fashionable 3/4 sleeve fluffy cardigan in textured fabric featuring a mixed style button fastening

Pocket Yoga, at Marks & Spencer
Bringing your body, mind and spirit into balance and harmony has never been so much fun thanks to this pocket size yoga book jam packed with fun exercises and tips to help give you a good workout

Portfolio Aquarius Pods Necklace, at Marks & Spencer
Button fastening Ribbon chain Pods style bead design Necklace length 68cm

Portfolio Waterfall Jersey Cardigan, at Marks and Spencers
Part of Portfolio's Shades of Paradise trend, featuring the earthy tones of nature combined with rich, tropical highlights. Elegant and feminine styling makes this a chic summer look

Ceriso Essentials Floral Embroidered Shorts, at Marks & Spencers
Flirty and fashionable, these modern shorts feature intricate contrasting floral embroidery. The low rise, low leg style gives a flattering, shapely fit. Designed for women who want the latest look

Gold Plated Abalone Y Design Necklace & Earrings Set, at Marks and Spenser
2 part set Hook fastening abalone drop earrings Y design necklace with intermittent beads

Moulton Coffee and Side Table Set, at Marks and Spenser
2 piece set Side table: H55 x D55cm Coffee table: H45 x L120 x W60cm Glass table tops are made from safety-tested toughened glass All wooden shelving is finished with a starburst veneer effect Made from solid ash and ash veneer All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

5 Cotton Rich Spot Print Bikini Knickers, at M+S
These spot print cotton rich bikinis are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Per Una Frill T-Bar Shoes, at Marks&Spencer
Round toe Buckle fastening T-bar design Frill detail Mid heel Heel height: 7.5cm Comes in sizes 3-8, including half sizes Made with Insolia technology, an exclusive innovation that makes high heels more comfortable to wear and better for your body's alignment and balance. They work by taking the weight off your toes, so there's less pressure and more stability. Your legs, back and feet stay more comfy all day

Stormwear™ Long Sleeve Hooded Parka, at Marks & Spencer
Fashionable and practical, this cosy jacket is warmly padded and lined with fleece. It's treated with our unique Stormwear™ technology which repels water and stains. Storm cuffs help keep arms warm and hold on gloves

Charlotte 2 Seater Sofa AU09 Newness, at Marks and Spencer
Manufacturer: Marks & Spencer

Cabernet Franc Rosé 2008 - Case of 12, at Marks & Spencers
Style: Dry Grape variety: Cabernet Franc Country of origin: Italy Closure: Screw cap Suitable for vegans Bottle: 12 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

3 Piece Cotton Rich Outfit, at Marks & Spencer
Practical and pretty, this cute short sleeve top, skirt and leggings 3 piece outfit is made from soft stretch cotton fabric to keep her feeling comfy and happy

Pure Cotton Pintuck Jersy Bedset, at Marks & Spencer
Pintuck detail Includes 1 duvet cover and 2 pillowcases, Manufacturer: Marks & Spencer

Pure Cotton Straight Leg Boxer Jeans with Keyring, at Marks and Spencer
Jeans are a wardrobe essential and this straight leg pair make a fashionable and practical choice

Floral Cosmetic Bag & Purse Set, at Marks and Spenser
2 part set Floral print cosmetic bag with zip fastening Floral trim purse with zip fastening Lined

125 Years Autograph Pure Cotton Floral Frill Top, at Marks & Spensers
Part of the Commemorative Collection, celebrating 125 years of M&S. Fabulous vintage style inspired by our archives

MoDA Street Scene Bamboo Paper Blank Card, at Marks and Spencers
Cover text: Blank Inside message: Blank for your own message Our MoDA range has been screen printed onto paper made from bamboo. Bamboo is a truly sustainable and renewable resource as it's the fastest growing plant on the planet! Approx size: 150 x 150mm

Dan's Mouse with Gift 21st Birthday Card, at Marks & Spenser
Cover text: 21 today! Inside message: Blank for your own message Approx size: 230 x 114mm

Floral Body Sponge, at Marks & Spensers
Suction cup Hanging rope Flower design

M&S Money Direct offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Direct Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spenser 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money Direct UK and European Breakdown Cover, since it covers you as a passenger too.