There are lots of ways to save money using M&S Finance. Not least of these is Marks and Spencers Standard Car Insurance. With M&S Finance you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money Direct, you get more, and you pay less.

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Car Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Property Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spenser insurance products in document format too.

Besides Marks and Spencers Car Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both M&S Finance Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Collezione Single Breasted 3 Button Suedette Jacket, at M & S
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Fire Vehicles Set, at Marks & Spencers
Suitable for ages 3-6 years 5 fire-fighting vehicles Includes a fire truck, fire inspector's car, van, pick-up and a helicopter Imaginative play This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Per Una Pure Wool Baker Boy Hat, at Marks & Spencer
Add a cute contemporary finishing touch with this flattering flower detail baker boy hat.

Ceriso Spot Print Padded Bra, at Mark & Spensers
Feminine and fashionable, this modern bra features a spot print and is finished with a frill trim. Soft padding and underwiring give great support and a fabulous flattering shape. Designed for women who want the latest look

Limited Collection Satin Mini Skirt with Belt, at Marks & Spenser
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Cotton Rich Tie Waist Cropped Jogging Bottoms, at Marks & Spencer
Casual and comfortable, these easycare cropped jogging bottoms feature embroidered butterfly details for a modern look

Pure Cotton Quick Iron Long Sleeve Check Shirt, at Marks and Spencers
Stylish and innovative, this pure cotton easycare shirt is quick and easy to iron for a smart crisp look.

Happy Birthday Special Sister Card, at MarksandSpencer
Cover text: Dear Sister... With warmest wishes for all of life's nicest things... Because it's your birthday and because you're someone who's very special Inside message: Have a wonderful birthday Approx size: 215 x 150mm

2 Pairs of 10 Denier Shaping Matt Tights, at Marks & Spensers
Complete with added stretch for shape retention and essential comfort. These simply outstanding tights are a terrific option for ensuring your legs look and feel their everyday best

Sweet Bergamot Scented Inclusion Candle, at Marks & Spencer
Rectangle shape Includes wood plate Sweet Bergamot scent Burns upto 40 hours, Manufacturer: Marks & Spencer

Sonoma Dark Coffee Table, at Marks & Spencers
H45 x L136 x W50cm Glass shelves are made from safety-tested toughened glass Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength Shelves made from White Oak veneer Legs made from solid hardwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Jacquard Check Double Zip Cosmetic Purse, at M & S
Jacquard check design 2 separate compartments Zip fastening

5 Pairs of Unisex Trainer Liner Socks, at Marks&Spencer
Featuring a cotton rich weave and added stretch for soft, breathable comfort, these great value trainer liners are the perfect choice for young athletes

Antique Brass & Glass Coffee Table, at Marks & Spenser
H46 x W111 x D45cm Made of antique-effect solid brass tubing Tops made from toughened glass Legs made from solid brass tubing Delivered boxed to your door. No assembly required, but you will need to unpack and position the item yourself This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Antique Brass Collection Set. , Manufacturer: Marks & Spencer

Mirror Blocks Photo Frame 10 x 15cm (4 x 6"), at Marks & Spencer
Rectangular frame Mirror blocks design Aperture: 10 x 15cm (4 x 6"), Manufacturer: Marks & Spencer

Embroideries - GLOBAL CUSHION, at Marks and Spenser
Manufacturer: Marks & Spencer

High Impact Crop Top, at Marks and Spencer
Ideal for active wear, this quick drying crop top is made from high-performance breathable stretch fabric and is designed in the latest style for a great fit and freedom to move. Moisture wicking ensures dampness is drawn away from the body

Slim Leg Patent Piping Trousers, at Marks & Spensers
Slim and stylish, these trousers are cut to fit and flatter for a sleek modern look. Added stretch gives the perfect fit and patent piping adds a fashionable update

2 Padded Non-Wired Plain Bras, at Marks and Spencer
Soft and comfortable, these plain bras are structured for secure support and an enhanced natural shape. Ideal for everyday wear

Sonoma Extending Dining Table & 6 Alton Damask Chairs Set, at Marks & Spencer
7 piece set Table: H75 x L180 x W100cm Extends to L230cm Seats 6-8 people, comes with extension leaf to seat 8 Chair: H99 x W46 x D56cm Made from solid ash and fabric seat Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Top panel is veneered with solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Pure Silk Snake Print Kaftan, at M&S
Luxurious and exclusive, this glamorous kaftan is beautifully designed in a flattering, fashionable silhouette for the ultimate in style. It's made from soft, comfortable fabric and finished with careful attention to detail

Alsace Pinot Grigio 2007 - Case of 12, at MarksandSpencer
Style: Dry Grape variety: Pinot Grigio Country of origin: France Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Cropped Drawstring Waist Beach Trousers, at Marks & Spencers
Stylish and shapely these cropped trousers look chic with wedges, sandals or flat pumps

Limited Collection Side Popper Leggings, at Marks & Spencers
These leggings are part of Limited Collection's Ethereal trend. An eclectic fairytale look featuring vintage inspired crochet, frills and a mix of prints and bright summertime shades

Younger Boys' Pure Cotton Robot Pyjamas, at M+S
Fun and fashionable, these comfy pure cotton pyjamas feature robot motifs

Siemens Fridge Freezer KG34NA90GB, at Marks & Spencers
H1850 x W600 x D650mm 186L fridge capacity and 109L freezer capacity Safety-glass shelves with metal trim A+ energy rating. CFC & HFC free Stainless steel Frost Free system with full air circulation in fridge Ice dispenser and full width bottle rack Removable magnetic door seals bacteriaKontrol;&trade - Internal walls contain antibacterial system Electronic temperature control with high-temperature freezer alarm, Manufacturer: Marks & Spencer

2 Shark & Stripe Swim Shorts, at Marks & Spensers
Perfect for holidays or school swimming lessons, these practical swim shorts in stretch fabric feature shark and stripe designs

Hard-Top Divan with 4 Large Drawers & M100 Mattress, at Marks & Spencer
No turn mattress Mattress and divan are anti-allergy Hard-top divans have a rigid, unsprung frame for a firm feel Divan height: 41cm 4 large drawers Divan drawer sizes: H14 x W78 x D52cm Double 4ft 6in: W135 x L190cm King size 5ft: W150 x L200cm Super king size 6ft: W180 x L200cm This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

Autograph Pure Cotton Oxford Pinpoint Shirt, at Mark's & Spencer
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Cotton Rich Drawstring Joggers, at Marks and Spenser
Casual and contemporary, these cotton rich drawstring joggers are outstanding value!

M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.