Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

When you're shopping at Marks & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at Marks and Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M+S Money financial products are, of course, designed to make Mark & Spensers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

Pure Cotton Stripe Button Vest, at Marks and Spencers
A stripe design adds a fashionable touch to this soft cotton top

Glitter Roses Birthday Card, at Marks and Spencer
Cover text: Happy Birthday Inside message: Blank for your own message Approx size: Unfolded: 174 x 126mm

Autograph Punch Stitch Apron Shoes by Jeffery-West, at Mark & Spensers
Slip-on Square toe Stitch detail Shallow block heel

Sleeveless Ribbed Dress, at Marks & Spencer
Sleek and chic, this sleeveless dress is tailored to fit and flatter. A stylish choice for work or smart occasions and it's machine washable for added convenience

Rosso di Puglia 2008 - Case of 12, at Marks & Spencer
Style: Full bodied Grape variety: Primitivo and Negroamaro Country of origin: Italy Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml:1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Blue Harbour Pure Cotton Chino Shorts, at Marks and Spencers
Think smart on those warmer days and nights with the design of these great value shorts. Pair with sandals and a T-shirt or team with a short sleeve shirt and boat shoes for a dressier casual look

Per Una Jaquard Textured Skirt with Belt, at Marks & Spenser
A stunning mid calf length skirt in textured fabric featuring a slim belt

Per Una Pure Cotton Panelled Skirt, at Marks & Spensers
A fashionable mid-calf length skirt in pure soft cotton. Horizontal pleat detail makes it extra stylish

Pure Cotton Baseball Cap, at Mark's & Spencer
Whether you're keeping the sun out of your eyes during the big game or simply relaxing in casualwear, the baseball cap is a style essential

Footglove™ Wide Fit Wedge Moccasins, at Marks & Spensers
Step out in style in these wide fit Footglove™ moccasins, made from soft leather. Comfortable, lightweight and flexible

Younger Boys' Pirate Slippers, at Marks & Spencer
Round toe Slip on Pirate motif

Machine Washable Flat Front Trousers with Wool, at Mark's & Spencer
Tailored from a soft wool blend fabric, these reliably smart trousers offer good crease recovery and a convenient easy to care for fabric. Ideal as a day to day workwear staple

Summer Manor Pasta Bowl, at Mark & Spensers
Floral trim design Dishwasher and microwave safe, Manufacturer: Marks & Spencer

Per Una Petal Shoulder Bag, at M & S
A floral detail makes this fashionable bag even more special. Give your look the Per Una twist!

Bandeau Underwired Multiway Bra, at Marks and Spencers
This versatile bra can be worn 5 ways: conventionally, halterneck, cross back, strapless and one shoulder. Designed for a comfortable flattering fit, secure support and great flexibility

2 Pairs of Plain Bodysensor™ School Tights, at Mark & Spencers
These amazing tights resist bobbling and will keep her cool when it's warm and warm when it's cool

Chrome Glass Stack Floor Lamp with Fabric Shade, at Marks & Spencer
Cylinder fabric shade Stacked glass cylinder detail Chrome plated Round base Dimensions: H 161 x Diam 40cm Bulb: 100W GLS or 21W CFL, Manufacturer: Marks & Spencer

Signature Natural Cotton Diffuser Refill, at Marks & Spencer
Lasts up to 75 days Changeable fragrance 15ml of fragranced liquid This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

100 Cocktail Sausages, at Marks and Spenser
Contains 100 pieces Serves 20 Ready to eat Suitable for freezing 2 x 500g As featured on page 16 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Sports High Impact Non Wired Bra, at Marks and Spencer
Offering the superior support and control you need for those high energy workouts. This high impact sports bra sets the pace for essential comfort thanks to an easycare fabric and the shape retaining qualities of added stretch

Limited Collection Faux Snake Fold Over Clutch Bag, at Marks and Spencer
Fashionable and fabulous, this fold over clutch bag is designed in one of this season's key shapes. It's strong and practical as well as a trend-conscious accessory. Get the latest look!

Autograph Light Control Lace Zip-Up Waspie, at Marks & Spencer
A great shape for those who want the appearance of an enviable hourglass figure, this waspie waist cincher shapes your waist and tummy. Perfect for giving a feminine and controlled shape under dresses. Beautiful exclusive lingerie

Adored Leaf Embroidered Non Padded Bra, at Marks&Spencer
Elegant and stylish, this non-padded bra is made from the softest fabric, embroidery and lace, so it's blissfully comfortable to wear.

Autograph Cotton Rich Trousers, at Marks and Spencer
Stylish and comfortable, these straight leg trousers give a regular fit through the hip and thigh

Bold Stripe Eyelet Curtains, at Marks and Spencer
Bold stripe Eyelet Lined Comes in standard 168cm/66in (STD) and wider 219cm/86in (WDR) widths Also comes in three drop lengths: short (137cm/54in), medium (183cm/72in), long (229cm/90in) How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Wooden Push Along Elephant Toy, at Marks and Spencer
Suitable for ages 0-3 years Elephant design Push along feature Approx 12cm This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Pure Cotton Hooded Mock Layer Top, at Mark & Spensers
Ideal for your workout or when you just want to relax, this hooded top is made from pure cotton

Limited Collection Double Buckle Shoulder Bag, at Marks & Spensers
Fashionable and fabulous, this double buckle shoulder bag is designed in one of this season's key shapes. It's a practical as well as trend-conscious accessory. Get the latest look!

Classic Collection Straight Leg Trousers, at Mark's & Spencer
Smart and stylish, these straight leg trousers are designed for a flattering, comfortable fit and a polished look. They make the perfect match for fashionable jackets, blouses and knitwear

Handcrafted Photographic Anthony Bear Valentine Card, at Marks and Spencers
Cover text: Be my Valentine Inside message: Guess who? This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: Unfolded: 230 x 114 mm

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.