Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencers online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from MarksandSpencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

M+S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M&S 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

There are lots of ways to save money using M+S Money. Not least of these is Marks & Spencers Standard Car Insurance. With M+S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Financial Services, you get more, and you pay less.

Autograph White Hungarian Goose Down Duvet - 10.5 Tog, at Marks & Spencers
10.5 tog Ideal for Spring and Autumn use, or all round use in homes with central heating Highest quality class 1 Hungarian goose down Large down clusters within a multi-pocket construction - provides warmth without weight Each pocket is individually filled ensuring even down distribution 100% cotton outer cover - 300 thread count downproof cover Which tog? Tog measures the warmth of a duvet based on its ability to trap warm air. The higher the tog rating, the warmer the duvet. The perfect tog is a personal choice which can depend upon you and your home, Manufacturer: Marks & Spencer

Relax Photographic Kitten Mum Birthday Card, at Marks and Spencer
Cover text: Mum, relax and take it easy on your birthday... Inside message: With lots of love Approx size: 150 x 150mm

Stormwear™ Leather Contrast Stitch Walker Trainers, at Mark's & Spencer
Stormwear™ technology repels water and stains Round toe Contrast stitch detail Lace-up Chunky grip sole

Autograph Lace Trim Underwired Slip, at Mark & Spencers
Designed to enhance the look of your dresses, this cling resistant slip gives a smooth silhouette. It incorporates a back-fastening bra which gives all the support and uplift of a regular bra. Beautiful exclusive lingerie

Multi Hanger Washing Line, at Marks and Spencer
Hanger design Multiple pegs

Pure Linen Origami Tunic, at Marks & Spensers
This cool, pure linen tunic is fantastically versatile. Smart enough for any occasion, it also works brilliantly thrown over a swimsuit on the beach

Clos de Reynard 2006 - Case of 6, at Mark's & Spencer
Style: Full bodied Grape variety: Mixed Red Country of origin: USA Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml:1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Leather Lace-Up Shoes by Jeffery-West, at Marks & Spencers
Square toe Punched hole 4 eyelets Lace-up Block heel Tramline design Designed exclusively for Autograph by Jeffery-West

Border Trim Blanket, at Marks&Spencer
Plain Border trim Comes in sizes single (3ft), double (4ft 6in), king size (5ft)and super king size (6ft), Manufacturer: Marks & Spencer

Diamante Flower Slim Diary, at Marks and Spenser
Week to view Diamante flower design Ribbon page marker Dimensions: 165 x 80 mm

Classic Collection Self Check Blouse, at M+S
Smart and stylish, this self check blouse will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection

Kitchen Planner Family Organiser, at Mark's & Spencer
Comes with a pen, memo pad, chalk board, chalk pencil and cloth eraser Dimensions: 330 x 430mm

Perfect Autograph Double Tramline Slip-On Shoes, at Marks & Spencer
Square toe Stitch detail Slip-on Block heel

Malabar 3-Door Glass Unit, at M & S
H114 x W174 x D47cm 6 adjustable shelves Sideboard sold separately Made from solid mango wood Treated with a protective low-sheen lacquer that provides added durability Fitted with antique-brass-effect handles Glass doors are made from safety-tested toughened glass All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. SAVE ON SETS Save at least 25% when you buy this unit as part of a set. Click here to view the Malabar Collection Set. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Classic Collection Round neck Cashmilon™ Cardigan, at M&S
Stylish and so comfortable, this round neck cardigan in softest cashmilon™ feels as good as it looks and the smart 3/4 length sleeve adds the perfect finishing touch

North Coast Cotton Blend Funnel Neck Parka, at M+S
A contemporary design and multiple pocket feature makes this parka a fashionable choice

Florentyna Handmade Flower Candle, at Marks and Spencers
Handmade flower candle Burns up to 15 hours, Manufacturer: Marks & Spencer

Chinese Cooking School Recipe Book, at Marks&Spencer
Cooking School is a new series of cookbooks that will take your tastebuds on a global adventure ! Aimed at helping you to re-create the world's most popular cuisines in your own kitchen, the easy-to-follow, step-by-step recipes are suitable for both novice and accomplished home cooks. The art of chinese cooking has evolved over many centuries, yet it has never been more popular in teh West than it is today. Chinese cooks have developed tasty dishes for every possible occasion - from dainty wontons to colourful stir-fries and from vibrant vegetable dishes to fruity desserts. Cooking school chinese will teach you how to make all the classic dishes, plus many new and contemporary twists on old favourites, with helpful hints and tips for achieving perfect results every time. Get cooking and bring a taste of china into your home !

Formula Age Restructure™ Night Cream + Calcium Complex, at Marks & Spencer
Luxuriously rich cream for the 60+ complexion Deepaline PVB, for dual-action wrinkle control Calcium complex to firm and improve the structure of sagging skin Collageneer a lupin extract to strengthen the dermis and improve skin elasticity Wild yam to replenish and soothe Creatine to revitalise fatigued skin Shea butter and rosehip oil to nourish and replenish Suitable for all skin types Hypoallergenic 50ml e

Limited Edition Hammered Stacker Bangles, at Marks and Spencers
3 bangles Hammered stacker design Slide on

Pure Cotton Straight Leg Jeans with Belt, at Marks and Spencers
These straight leg jeans in pure cotton are great value. A practical, easycare style

Plain Jogging Bottoms, at M & S
With added stretch for essential ease of movement, these comfy and practical joggers feature a decorative drawstring and are great for active workouts or relaxing in style

Per Una Essentials Clover Embroidered Shorts, at Mark's & Spencer
Feminine and delicate, these stylish shorts are made from soft stretch lace. The low rise, low leg style gives a shapely figure-flattering fit. Pretty everyday fashion

Ceriso Spot Print Padded Balcony Bra, at Marks n Spencer
Feminine and fashionable, this modern bra features a spot print and is finished with a frill trim. Soft padding and underwiring give great support and a fabulous flattering shape. Designed for women who want the latest look

Pure Cotton Short Sleeve Floral Print Top, at Marks & Spenser
This short sleeved top will make a useful addition to your wardrobe. It features a smart scoop neck for a stylish casual look

5 Cool & Fresh Cotton Rich Assorted Briefs, at Marks and Spencer
Made from soft breathable cotton, these comfy briefs are ideal for everyday wear

Hooded Check Duffle Fleece, at Mark's & Spencer
Comfy and cosy, this hooded fleece feels soft and warm and is great value. A practical, easycare style

Autograph Essentials Chevron Print Top, at M&S
This sleeveless chevron print top will make a useful addition to your wardrobe. It features pretty gathered front design for a stylish casual look

Red Skirt Special Daughter Card, at Marks and Spencers
Cover text: With love to a special daughter Inside message: Have a fantastic day Approx size: 150 x 150mm

Maternity Limited Collection Straight Leg Jersy Trousers, at Marks and Spencer
Fashionable and modern, these straight leg trousers are designed to flatter you and your bump. The stretch waist gives a neat, comfortable fit with room for growth. Enjoy your pregnancy in style!

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spensers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.