Besides Marks & Spensers Car Insurance, M&S Money Credit Cards and other financial products, M&S Money Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both M&S Money Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M&S Money financial products are, of course, designed to make Mark & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

M&S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spensers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Pure Cotton Embroidered Lace Detail Top, at Marks and Spencer
This 3/4 sleeve top will make a useful addition to your wardrobe. It features pretty embroidered lace detail for a stylish casual look

Younger Girls' Floral Print Sun Hat, at Marks & Spencers
Fashionable and fabulous, this floral print hat is a great choice for fun in the sun

Green Floral Cushion, at Marks & Spencer
L30 x W50cm Floral embroidered design Pure Cotton Rectangular shape, Manufacturer: Marks & Spencer

Autograph Saddle Stitch Bootleg Trousers, at M & S
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Domaine Des Garennes Minervois 2006 - Case of 6, at Marks & Spencers
Style: Full bodied Grape variety: Syrah, Grenache & Carignan Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

4 Maxim Stainless Steel Teaspoons, at M & S
4-piece set 18/10 stainless steel - the highest grade of stainless steel This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Non-Iron Short Sleeve Plain Shirt, at Marks & Spencer
Style, convenience and quality, you can have it all with this smart non-iron shirt, providing you with a hassle-free start to your work day

Ruby Dinner Plate - Black, at MarksandSpencer
Plain centre Stripe edge Diam 27.5cm, Manufacturer: Marks & Spencer

Autograph Pure Cotton Slim Fit Plain Poplin Shirt, at Marks & Spencers
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Knitted Contrast Wrap, at MarksandSpencer
Keep warm without compromising on style! This fashionable contrast wrap feels soft and cosy and makes a great way to add an extra layer

Dhalia Stripe Mug, at Marks & Spencer
Floral stripe design Slim handle Height 9.5cm, Manufacturer: Marks & Spencer

Gold Rope Photo Frame 13 x 18cms (5 x 7"), at Marks & Spencer
Gold rope design Aperture: 13 x 18cms (5 x 7"), Manufacturer: Marks & Spencer

Pure Cotton Hannah Montana Glitter Rock T-Shirt, at Marks and Spencer
Fans of Hannah Montana will love this cotton t-shirt featuring the popular character. A practical, easycare style

Easycare Short Sleeve Stripe Shirt, at Marks n Spencer
Smart and stylish, this easycare shirt makes a practical choice for everyday wear

Small Flower Fairies© Happy Birthday Card, at Mark's & Spencer
Cover Text: Happy Birthday To You Message: Hope you have a lovely day Approx size: 150 x 150mm Copyright: Flower Fairies™ The Estate of Cicely Mary Barker 2008 Books published by Frederick Warne & Co. Licensed by opyrights Group Visit Flower Fairies website at: www.flowerfairies.co.uk All Rights Reserved

Cute Button Jewellery Box, at Mark's & Spencer
Modern and stylish, this cute button jewellery box will keep your jewellery organised and add a lovely finishing touch to your dressing table

Luxury Pure Cotton Long Sleeve Stripe Shirt, at Mark's & Spencer
Offering a timeless appeal, the soft twill finish of this pure cotton shirt provides easy to wear comfort, while the traditional cut makes it an essential part of any smart wardrobe

Supima® Pure Cotton Non-Iron Duvet Cover, at Marks and Spenser
Internationally recognised as the world's finest cotton High performance non iron finish offering the ultimate in easy care Supima is renowned for its superior strength, enhanced durability and sumptuous feel 180 thread count Single: W137 x L198cm Double: W198 x L198cm 5ft (Queen): W228 x L218cm 6ft (King): W260 x L220cm, Manufacturer: Marks & Spencer

Pure Cotton Satin Edge Stripe Shirt, at Mark & Spensers
Smart and stylish, this satin edge shirt is made from pure cotton

Art Deco Photo Frame 10 x 15cm (4 x 6''), at Marks & Spensers
This glass art deco inspired photo frame an elegant and stylish way to display a treasured photograph

Girlie Dress Up Stamper Set, at Marks & Spencers
Contains: 1 case, 5 stamps, 1 ink pad and 10 sheets of notepaper Approx size: 11 x 9cm

High Waist Bow Detail Panty Girdle, at Mark's & Spencer
A traditional panty girdle with a high level of support to gently control tummies and shape hips. The perfect foundation for a smooth look under clothes

Silver Plated Tiny Floral Sparkle Earrings, at Marks and Spencers
Butterfly fastening Diamant detail Floral design For hygiene reasons, refunds will only be given in accordance with your legal rights

Mamma Mia! DVD, at Marks & Spensers
Rating Parental Guidance,

Aviator Style Sunglasses, at Marks and Spencers
These aviator sunglasses are the perfect accessory for summer. The tinted lenses and slim arms lend enhance their classic streamlined style

Lightweight Ombre Stripe Scarf, at Marks & Spencers
With a selection of pretty scarves in your suitcase, holiday dressing is a breeze

Philips Rechargeable Sonic Toothbrush, at Marks and Spenser
Standard mode for superior cleaning Gentle yet thorough cleaning for sensitive teeth and gums 2 minutes of Clean mode, with 30 seconds of White mode Smartimer: 2-min. timer helps to ensure recommended brushing Speed: 31,000 brush strokes per minute Battery type: Lithium Ion rechargeable battery Operating time (full to empty): Fully charged should provide 20 2-min. brushings M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Holographic Flower and Trace Wedding Card, at Mark's & Spencer
Cover text: Wedding Inside message: Blank for your own message Approx size: 178mm x 126mm

Younger Girls' Bow Bar Permair™ School Shoes, at Marks and Spencer
Round toe Bow feature Single ankle strap with rip tape fastening Flat sole Scallop trim Scuff Resistant Permair™ micro porous coating makes the shoes scuff- and water-resistant and easy to clean, while allowing feet to breathe

Younger Boys' Pure Cotton Dinosaur Pyjamas, at Marks and Spencer
Fun and fashionable, these comfy pure cotton pyjamas feature cute dinosaur motif

When you're shopping at Marks & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Car Insurance, there's a lot more going on at Marks and Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."