When you're shopping at Marks & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

Autograph Single Breasted 1 Button Morning Jacket, at Marks and Spenser
Traditionally tailored with classic tails, this single breasted morning jacket ensures you'll look the part thanks to a three button cuff and a touch of Pure New Wool for a luxuriously comfortable fit

Pure Cotton Sequin Heart Belt Cargo Trousers, at Marks & Spensers
Comes with belt shown in image Fresh and fashionable, these pure cotton below-the-knee trousers look chic with wedges, sandals or flat pumps. Cargo style side pockets add an extra touch of style

Lightweight Check Design Tassel Scarf, at Marks and Spencer
This sophisticated check design scarf is the perfect accessory to this season's fashions. The tassel edges add a stylish finishing touch

Blue Harbour Long Sleeve Stripe Shirt, at Mark & Spensers
Stylishly smart casual, this comfortable shirt looks great dressed up or down

Blue Harbour Pure Linen Short Sleeve Stripe Shirt, at Marks and Spenser
Stylishly smart casual, this short sleeve shirt is cut for a great fit. It's made from pure linen so it feels cool and comfortable to wear

Blue Bunny Flat Sheet, at Marks & Spencer
Embroidered 'baby bunny' slogon Star detail Multiple stripe design, Manufacturer: Marks & Spencer

Blue Harbour Pure Linen Chinos, at Marks & Spencers
Stylish, fresh and comfortable, these smart casual chinos are made from pure cool linen

Pure Cotton Ripstop Pull On Hat, at Marks and Spencer
Keep your cool in this pull on sun hat, a summer and holiday essential

Autograph 4 Piece Suit Outfit, at M+S
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Autograph Multi Bar Cufflinks, at Marks and Spencers
Provide the perfect finish to your smart attire with the elegant design of these sophisticated cufflinks

Handcrafted Hey Mum Scruffy Dog Mother's Day Card, at Marks and Spencer
Cover text: Hey Mum... Inside message: Today, and every Mother's Day, n all the years to come, there's Just one thing for me to say, "I really love you mum!" Approx size: Unfolded: 220 x 220mm

Pirramimma Old Bush Vine Grenache 2004 - Case of 6, at Marks & Spencers
Style: Dry Grape variety: Grenache (Garnacha) Country of origin: Australia Closure: Screw cap Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Body Puff, at M&S
Loop handle Suction cup

Blue Harbour Cotton Rich Denim Jeans, at Mark & Spencers
Relaxed and casual, these straight leg jeans are made with stretch for comfort and ease of movement

Crossover Mules, at Marks and Spenser
Round toe Flat

3 Pure Cotton Neutral Stripe Hand Towels, at Marks & Spencer
Set of 3 Stripe design 50 x 70cm approx., Manufacturer: Marks & Spencer

Wentworth 2-Seater Sofa, at Marks & Spensers
H96 x W146 x D100cm Seat H50cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Feet are castors Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Pixel Detail Sunglasses, at Marks & Spencer
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Old Vines Grenache Noir 2007 - Case of 12, at Marks and Spencer
Style: Medium bodied Grape variety: Grenache Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Groovy Birthday Dotty Daisy Birthday Card, at Marks & Spensers
Cover text: Groovy Birthday Inside message: Have a fab day! Approx size: 150 x 150mm

Per Una Patent Finish Shoulder Bag, at Marks & Spencer
A patent finish makes this fashionable bag even more special. Give your look the Per Una twist!

Easy One Pot Cook Book, at Marks and Spencers
The one-pot wonder that's always top of the charts! With today's busy life-style we are all looking for ways to reduce time spent in the kitchen, yet still serve up healthy and nutritious home-cooking. Delicious, trouble-free and never dull, one-pot cooking is almost too good to be true. With an amazing range of different dishes available, extending your repertoire of meals has never been easier

Pure Cotton Short Sleeve Pintuck Top, at M+S
Bring some casual elegance to your wardrobe, with this short sleeve top, that features a frill placket at the neckline giving it an extra stylish twist

5 Pairs of Stripe Sole Trainer Liners, at Marks and Spencers
These trainer liners are ideal! Cotton rich for comfort and durability, they feature a reinforced heel and toe for extra durability and stretch fabric to improve fit

Classic Collection Linen Blend Floral Print Jacket, at Marks and Spencers
Smart and modern, this luxurious linen blend jacket is cleverly cut for a flattering fit. A large floral print adds a stylish finish

Compton Console Table, at Marks&Spencer
H73 x W120 x D40 2 drawers 1 fixed shelf Made from White Oak solids and veneers Hand distressed, with the distressing aged with dark patina Mid-brown stained finish, followed by 2 coats of durable, clear lacquer of low sheen Drawer fronts and boxes made with solid hardwood. Draw bottoms made with oak veneer Solid hardwood legs Solid hardwood doors Handles made of solid antiqued brass Side panels, door panels, back panels made from oak veneer. Top panels made from oak veneer with a solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Rococo Style Photo Frame 10.2 x 15.2cm (4 x 6''), at Marks & Spenser
Rococo style design Aperture: 10.2 x 15.2cm (4 x 6''), Manufacturer: Marks & Spencer

Autograph Blush Body Cream, at Marks & Spenser
200ml Body cream

Autograph Pure Wool 2 Button Jacket, at M+S
Our Autograph suits are made from finer fabrics with superior attention to detail, giving you the ultimate in sharp, sophisticated style

Portfolio 2 Button Longline Jumper, at Marks & Spensers
Part of Portfolio's Set Sail trend. Fresh and breezy, this sophisticated look features classic styling with vibrant accents of summertime pinks and blues. Feminine and coordinated designs for the new season

Besides Mark's & Spencer Car Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark & Spensers purchases are also protected while you take them home.

Also, on both M&S Finance Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.