Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Besides Marks and Spenser Motor Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark & Spensers purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while MarksandSpencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencers, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Build A Farm Puzzle, at Marks & Spencers
50 piece puzzle Country scene farm design Helps with problem solving and discovering the environment Suitable for ages 3-6 years This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Classic Duckling & Bear Record Book, at Marks and Spencer
Contains: 1 record book Approx size: 285 x 220mm

Limited Collection Darling Bow Necklace, at Marks and Spencer
Clasp fastening Adjustable length Snake design chain Bow feature Necklace length 40cm, extendable by 8cm

Autograph Leather Twin Riptape Strap Shoes, at Marks & Spencers
Square toe Stitch detail Twin riptape straps Flat sole Comes in sizes 1-7

3 Pairs of 40 Denier Opaque Tights, at Marks & Spencers
These essential 40 denier opaque tights are outstanding value. They're made with added stretch and a reinforced toe for comfort and durability

M&S 3m High Speed ADSL & Broadband Modem Cable, at Marks and Spencers
3 metre length RJ11 plugs For ADSL and broadband modems M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Pure Cotton Stripe Hooded Top, at Marks and Spencers
Fashionable and contemporary, this hooded top in soft cotton is a practical easycare style

Long Sleeve Ribbed Trim Satin Button Cardigan, at Marks and Spenser
Casual and modern, this cardigan features satin buttons. A versatile, easywear style

Per Una Scoop Neck Ruffle Front Top, at Marks & Spencer
An elegant fine stripe top featuring cap sleeve and rear keyhole detail. The tiered ruffle design gives it the Per Una touch

Urbino Armchair, at Marks and Spencers
H92 x W100 x D102cm Seat H48cm, arm H67cm, top back rail H77cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Thermal Lace Trim Ribbed Camisole with Silk, at Marks and Spencer
Indulge in soft, warm comfort with this thermal easy to wear knitted camisole. Perfect for adding a snug extra layer to your outfits during the winter months

Magic Loc Collection Corner Basket, at Marks and Spencer
Ultra-strong suction holders Stick to tiles, glass or stainless steel Stainless steel, Manufacturer: Marks & Spencer

Autograph Hair & Body Wash, at Marks & Spensers
200ml

5 Pairs of Unisex Trainer Liner Socks, at M&S
Featuring a cotton rich weave and added stretch for soft, breathable comfort, these great value trainer liners are the perfect choice for young athletes

Per Una Pure Cotton Stripe Kaftan, at Mark & Spencers
Gorgeously feminine, this fashionable kaftan features a striking stripe print. The ultimate in poolside glamour

Limited Collection Etched Floral Balcony Bra, at Marks and Spencer
Fun and fabulous, this bra is part of our Limited Collection lingerie. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Sterling Silver Double Oval Earrings, at M&S
Hook fastening Double oval design Diamant detail For hygiene reasons, refunds will only be given in accordance with your legal rights

Elton Sunglasses, at Marks&Spencer
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Ben 10 Activity Book, at Marks & Spensers
Ben Tennyson is just an average 10-year-old until he discovers an alien watch that gives him the power to transform into 10 alien superheroes! Test your knowledge about Ben 10 and his heroic cosmic alter egos in this scratch and show activity book. Rub a coin over the panels to reveal hidden clues, pictures, characters and answers.

Harvard Anti-Perspirant Deodorant, at Marks and Spenser
200 ml This product is not available for international delivery. Find out more

Panelled Herringbone Knee Length Skirt, at Marks and Spencers
Elegant and feminine, this herringbone skirt makes a fashionable, flattering choice. A smart modern choice

Girls' Limited Pure Cotton Bubble Hem Denim Skirt, at Marks & Spencer
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Per Una Cotton Blend Gem Paisley Top, at Mark's & Spencer
A stylish short sleeve top in a soft cotton blend featuring a gem paisley print and embroidered detail

Soft Vanilla Diffuser Plug-In Refill, at Marks & Spencer
Plug-in design 15ml of fragranced liquid Lasts up to 75 days This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Tonal Hexagonal Shower Curtain, at Marks and Spenser
Tonal hexagonal design, Manufacturer: Marks & Spencer

5 Pairs of Cotton Rich Contrast Heel & Toe Socks, at Mark & Spensers
Hardwearing and comfortable, these cotton rich socks are an ideal choice for school

'Happy Birthday!' Gift Bag with Balloon, at Mark & Spencers
Send birthday wishes with lovely pink, yellow and blue blooms in an elegant cream gift bag. The mini 'Happy Birthday' balloon makes it that bit extra special Available for delivery from 1st April to 30th September 2009

Collezione Pure Wool Single Pleat Stripe Trousers, at Marks and Spencers
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Pure Cotton 3D Applique Cushion, at Marks & Spenser
Square cushion 3D rose design L43 x W43cm 100% cotton sateen cushion 300 thread count, Manufacturer: Marks & Spencer

Autograph Leather Trim Court Shoes, at Marks & Spensers
Pointed toe Slip-on Buckle feature Contrast trim High heel

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."