When you're shopping at M & S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Property Insurance and Car Insurance, there's a lot more going on at Marks & Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Besides Marks and Spencers Car Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencer purchases are also protected while you take them home.

Also, on both M&S Finance Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

5 Pairs of Newborn Cotton Rich Assorted Design Socks, at Marks & Spencers
The stripe, flower and butterfly design adds a stylish touch to these comfortable cotton rich socks

Woodspice Roll On Anti-Perspirant Deodorant, at M+S
Woodspice aroma Anti-perspirant 50ml

Sprung-Edge Divan with 2 Small + 2 Large Drawers & Autograph F500 Latex Pillowtop Mattress - Medium, at Marks & Spensers
Double mattress (4ft 6in): W135 x L190cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 29cm Divan height: H41cm Large drawers: H14 x W78 x D52cm, small drawers: H14 x W40 x D52cm Highly responsive pocketed springs Mattress features deep pillowtop layer of Talalay latex and luxurious white fibre Mattress also features two further layers of cotton and resilient white fibre for additional support Double row of hand side-stitching to add support to the edges Mattress spring count: 1225 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Bright Balloons Roll Wrap, at M+S
Includes 1 roll wrap 150 x 70cm

Oval Frame Reading Glasses, at Marks & Spensers
Oval lens 2 tone frame For near vision and reading use only Not suitable for persons under 16 years of age Marks and Spencer reading glasses conform to British Standard BS: EN 14 139:2002

James Morrison - Songs For You, Truths For Me CD, at Marks and Spencers
Audio CD, Marks & Spencer

Cotton Blend Floral Button Jeans, at Marks & Spencers
Fashionable and practical, these cotton jeans are hardwearing and comfy. Floral buttons give a cute look

Pure Wool Flat Front Straight Cut Trousers, at Marks & Spenser
Cut closer for a sharper silhouette, these straight cut trousers are designed in a contemporary style. The trend-conscious cut gives a longer, leaner appearance and a flattering fit

Adored Modal Blend Embroidered Nightdress, at Marks and Spenser
Stylish and elegant, this flattering long nightdress is part of our feminine Adored collection. It's made from the softest fabrics for the ultimate in comfort

HP Mini 1000 Netbook Computer - Vivienne Tam Edition, at Marks & Spencers
Processor:Intel Atom™ processor N270 Processor speed:1.60 GHz, Level 2 cache 512 KB RAM: (1 x 1024 MB), Supports up to 1 GB DDR2 memory Screen: 10.1" High Definition HP LED BrightView Infinity display Operating System: Genuine Windows XP Home Service Pack 3 (32-bit) Hard Drive: 60 GB SATA Hard Disk Drive Graphics card: Intel GMA950, Up to 128 MB Total Available Graphics Memory Memory slot: 2-in-1 card reader for SD/MMC support Camera: Webcam with integrated microphone Interfaces:2 headphones-out + mic-in combo jack, expansion port Connectivity: Ethernet 10/100BT integrated network interface, 802.11b/g WLAN, Bluetooth wireless networking Battery: 3-cell Lithium-Ion (Li-Ion) battery Video & TV software: Windows Media Player Audio software: 3D Sound Blaster Pro compatible sound 16 bit integrated Office application software: Microsoft Works Dimensions: W 16.67 x L 26.17 x H 2.52cm Weight: 1.02 kg M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Autograph Retro Hipsters, at Marks and Spencers
Sitting slightly lower on the waist and providing a snug fit, these comfortable hipsters are a great way to stock up your day to day underwear drawer

Classic Collection Self Check Blouse, at Marks and Spenser
Smart and stylish, this self check blouse will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection

Ceriso Spot Print Frill Trim Bikini Knickers, at Marks and Spencer
Fab and funky, these modern bikinis featurespot print and a bow detail and lace trim. The low rise style gives a flattering, shapely fit, perfect for wearing with hipsters. Designed for women who want the latest look

Collezione Pure Silk Multi Stripe Tie, at Marks and Spencer
Stylish and luxurious, this pure silk tie is part of Collezione, a sophisticated menswear collection inspired by Italian tailoring

M&S 5.2L Slow Cooker, at Marks&Spencer
5.2 litre capacity 3 settings - low, warm and high Toughened glass lid Cool to touch handles Oval shape M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

3 Pack Easycare Short Sleeve Shirts, at Marks and Spencer
Woven in a no-fuss easycare fabric, short sleeves add a smart focus to your office look. A practical and convenient choice for everyday wear

Pure Cotton 3/4 Sleeve V-Neck Jumper, at Marks n Spencer
Contemporary and casual, this 3/4 sleeve jumper is made from pure natural cotton and features a v-neck for a fashionable look

Graphic Letters Cousin Birthday Card, at M&S
Cover text: Happy Birthday Cousin Inside message: Blank for your own message Approx size: 230 mm x 114 mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Pure Cotton Assorted Print Hooded Jacket, at Marks & Spencer
Cute and cosy, this hooded jacket is made from soft cotton fabric to keep him feeling comfy

Per Una Cape Cardigan with Wool, at Marks n Spencer
A stylish 3/4 sleeve cardigan in a soft knitted fabric featuring a wide cape style

125 Years Shopping List, at Marks&Spencer
1 magnetic shopping list (approx. 30 sheets of paper) 1 black ink pen (non refillable) Approx size: 134 x 257mm

Per Una Long Sleeve Cardigan with Wool, at Marks & Spensers
A fashionable long sleeve cardigan in textured fabric. Ribbed detail makes it extra stylish.

Clever Baby Touch & Learn Shapes Book, at Marks and Spencer
Touch and Learn Shapes encourages 1 to 2 year olds to build on their learning skills. It's lots of fun with chunky tabs to choose from and different textures to touch and explore

Ceramic Emrald Platter Bowls, at Marks&Spencer
Circular shape H45 x L45cm, Manufacturer: Marks & Spencer

Pure Cotton Quick Iron Long Sleeve Stripe Shirt, at Marks & Spensers
Stylish and innovative, this pure cotton easycare shirt is quick and easy to iron for a smart crisp look.

Opaque Stripe Footless Tights, at Mark's & Spencer
Fashionable and comfortable, these stretchy footless tights are perfect for layering

Ultimate Pure Wool Single Breasted 3 Button Jacket, at Marks & Spencer
This high performance suit is made to work as hard as you do. It's extra durable and added stretch keeps it in great shape while giving you enhanced comfort and ease of movement

Lucie Strand Mixed Bead Necklace, at Marks and Spencers
Clasp fastening Adjustable length Mixed beads Multi strand Necklace length: 45cm, extendable by 7cm

Champagne 90th Birthday Card, at Marks & Spencers
Cover text: 90 Happy Birthday Inside message: Have a wonderful day! Approx size: Unfolded: 175 mm x 125 mm

Single Pleat Plain Trousers with Wool, at Marks & Spencer
A casual relaxed look, these trousers sit at the natural waist. They're roomy in the seat, thigh and knee with a straight leg

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M&S Finance financial products are, of course, designed to make Marks & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance Property Insurance than you will anywhere else, and you may even pay less with M&S.