Besides Marks and Spencer Car Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks&Spencer are so useful. M&S Money Direct financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Direct Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Direct Property Insurance than you will anywhere else, and you may even pay less with M&S.

MarksandSpencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Property Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark's & Spencer insurance products in document format too.

Foil and Floral Large Birthday Card, at M+S
Cover text: Happy Birthday Inside message: Blank for your own message Approx size: 140 x 340mm

Perfect 7 Pairs of FreshFeet Contrast Socks with Silver Technology, at Marks and Spencers
The original and best. The silver technology in these socks keeps them fresh and odour-free for the lifetime of the sock (which is quite a while, thanks to their reinforced heel and toe)

Per Una Pure Cotton Crinkle Blouse, at Marks and Spencer
A stylish cap sleeve blouse in pure soft cotton. Lace details give it the Per Una touch

Philips HS8460 Nivea for Men Electric Shaver, at Marks&Spencer
Advanced skin protection system: Nivea for Men conditioner is dispensed through the shaving heads directly onto your skin, moisturising it while shaving. The conditioner contains Natural Microtec, which protects your skin against irritation Shave in and out of the shower: Hot water opens your pores, resulting in a close shave Soft touch contour following: Gently follows the contours of your face for a close shave, even in hard-to-reach areas Precision tube trimmer: Perfect for contouring and trimming moustache and sideburns Stretch and lift rings: The shaving heads have unique rings with a stretch and lift pattern that contributes to a great shave Refill and charge stand: After you shave, place your shaver in the refill & charge stand. Your shaver will automatically be charged and refilled with 'Nivea for Men' conditioner, preparing you for a smooth shave every day Battery status indicator Travel lock feature Anti-slip grip panel Flex tracker system

Zephyr Marlborough Sauvignon Blanc 2008 - Case of 6, at Marks and Spencer
Style: Dry Grape Variety: Sauvignon Blanc Country: New Zealand Closure: Screwcap Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Ponticello, Pinot Grigio di Sicilia 2008 - Case of 12, at Marks and Spencers
Style: Dry Grape variety: Pinot Grigio Country of origin: Italy Closure: Synthetic closure Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Grape Bead Necklace, at Marks and Spenser
Grape shape beads Intermittent design Adjustable length Clasp fastening Rope chain Necklace length 41cm, extendable by 8cm

Pure Cotton Pintuck Bib Jersey Top, at M&S
Smart and stylish, this pintuck bib top is made from cool comfortable cotton, and features a contrast sleeve trim and button placket

Older Boys' Pure Cotton Chinos, at Marks & Spensers
Comes with belt shown in image A stylish smart-casual look, these straight leg chinos are outstanding value! They're made from pure cotton which is comfortable, practical and easycare

Villa Maria Seddon Vineyard Pinot Noir 2006, Marlborough - Case of 6, at Mark's & Spencer
Style: Dry, medium bodied Grape variety: Pinot Noir Country of origin: New Zealand Closure: Stelvin Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol Alcohol units per bottle 10.5 Alcohol units per 125ml 1.8 Contains sulphites You must be 18 or over to purchase this product

Silver Plated Twisted Leaf Cluster Earrings, at Marks and Spencer
Hook fastening Drop style Twisted leaf detail

Sonoma Dark Double Wardrobe, at Marks&Spencer
H200 x W91 x D65cm 1 hanging rail and 1 shelf 2 doors and 1 drawer Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength Handles made from solid wood Drawer boxes and fronts made from solid hardwood. Drawer bottoms made from White Oak veneer Legs made from solid hardwood Door frames made from solid wood. Door panels made from White Oak veneer Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this wardrobe as part of a set. Click here to view the Sonoma Dark Collection Set. , Manufacturer: Marks & Spencer

Knee High Pointed Toe Stretch Boots, at Marks and Spenser
Pointed toe Stitch detail Knee high Heel height 70mm Comes in sizes 3-8, including half sizes

5 Cotton Rich Multi Spot Shorts, at Marks and Spencer
These 5 cotton rich shorts are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Pure Silk Plain Black Tie with Stain Defence™, at Mark & Spensers
This silk tie has been treated with our stain defence™ technology giving inbuilt resistance to everyday spills, this repellence benefit is maintained after dry cleaning.

The Golden Compass DVD, at Marks & Spencers
Rating Parental Guidance,

Per Una 3/4 Sleeve Dolly Cardigan, at Marks and Spenser
A stunning 3/4 sleeve cardigan in a soft knitted fabric featuring a single decorative button

Pure Silk Polka Dot Handkerchiefs, at Marks and Spencers
Luxuriously soft handkerchiefs in pure silk

Oliveira Lecestre Vieilles Vignes Chablis 2008 - Case of 6, at Marks&Spencer
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Glow Bead Stretch Bracelet, at Mark's & Spencer
Mixed bead design Stretch style

Per Una Wide Waistband Pleated Electric Check Skirt, at Mark's & Spencer
A stylish check print skirt in soft fabric featuring a contrast wide waistband

Younger Girls' Classic Patent School Shoes, at Mark & Spensers
Round toe Floral detail Scallop trim Single ankle strap with rip tape fastening Flat sole Easy Clean

First Readers The Princess and the Pea, at M+S
How do you tell a real princess from a fake princess? Find out what the queen does to reveal the truth in this classic fairy tale

Long Sleeve Multiple Print Hooded Jumper, at M+S
Fashionable and contemporary, this hooded jumper features a multiple print detail. A pretty, practical and easycare style

Portfolio Long Length Stripe Skirt, at Marks n Spencer
Part of Portfolio's Shades of Paradise trend, featuring the earthy tones of nature combined with rich, tropical highlights. Elegant and feminine styling makes this a chic summer look

Gold Band Wine Glass, at Marks n Spencer
Gold band Long stem Wide base Height: 22cm Capacity: 35cl, Manufacturer: Marks & Spencer

Big & Tall Ultimate Pure Wool 2 Button Plain Jacket, at Mark & Spencers
Specially proportioned for big and tall men, this single breasted suit is designed to give a flattering, comfortable fit

M&S 24 Litre Shredder, at M+S
Destroy important personal documentation Shreds credit cards, CDs and DVDs 15 sheet shred capacity Bin full indicator Finger safe system Auto start up Accepts paper clips and staples Reverse option One touch safety cut off Continuous shredding upto 2.5 minutes Easy to set up and operate M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Pure Cotton Stripe T-Shirt & Shorts Set, at Marks & Spencer
Soft and breathable, pure cotton shortie pyjamas are the natural choice for a comfortable night's sleep

Autograph Essentials Puff Sleeve Top with Silk, at MarksandSpencer
Part of the Autograph Essentials collection, this puff sleeve top will make a useful addition to your wardrobe. It features a round neck for a stylish casual look

Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.