Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but M+S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M&S Money Direct financial products are, of course, designed to make Marks & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Direct Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Direct Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

M&S Money Direct offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Direct Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money Direct UK and European Breakdown Cover, since it covers you as a passenger too.

4 Way Nail Buffer, at Mark's & Spencer
Rectangular 4 way buffer Creates a smooth high gloss shine finish

Non-Iron Small Grid Check Shirt, at Marks & Spensers
Smart and innovative, this easycare shirt has a special finish on the fabric and is cleverly constructed to make it non-iron. A great time saver, ideal for work wear

Pink Embroidered Butterflies Birthday Card, at Marks & Spencers
Cover text: Birthday Wishes Inside message: Blank for your own message Approx size: 150 x 150mm

Portfolio Pure Linen Pleated Blouse, at Marks & Spencers
Part of Portfolio's C'est Chic trend, featuring a cosmopolitan palette of black, off white and neutral, this is a feminine and elegant look for the new season

Solar Viejo Rioja Crianza 2005 - Case of 12, at Marks and Spencers
Grape variety: 100% Tempranillo Country of origin: Spain Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Panelled Block Stripe Flared Skirt, at M+S
Fashionable and contemporary, this panel design skirt makes a fashionable, flattering choice. A modern style essential

Per Una Rainbow Stripe Bikini Bottoms, at Marks and Spenser
Fashionable stripe bikini bottoms featuring a side tie

Pure Cotton Assorted Print Hooded Jacket, at M+S
Cute and cosy, this hooded jacket is made from soft cotton fabric to keep him feeling comfy

Philips HS8420 Nivea For Men Cool Skin Rechargeable Shaver, at M&S
Nivea for Men conditioner dispensing system: Nivea for Men shaving conditioner is dispensed directly onto your skin for a moisturising and smooth shave Flex tracker system: The flex tracker automatically tracks the curves of your face and helps to protect against skin irritation Stretch and lift rings: The shaving heads will glide smoothly on the surface of your skin, streching it at the same time to let the roots lift up against the the sharp rings of the shaver to get closest shave Integrated Cartridge Refill System: Simply pump the Nivea for Men shaving conditioner from the refill can directly into the cool skin shaver Waterproof: Can be easily rinsed under the tap Easy grip for total control

Collezione Pure Cotton Long Sleeve Hairline Stripe Shirt, at M & S
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this shirt to give you a feeling of luxury like no other.

3 Pairs of Argyle Ultimate Comfort Socks, at Mark & Spensers
Get a fabulous, fashionable look with these argyle design socks. They're made from comfortable soft stretch fabric for a great fit and shape retention

Dan's Mouse Tutu Age 1 Birthday Card, at Mark's & Spencer
Cover text: Happy Birthday 1 Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127 mm

Leopard Print Pointed Toe Court Shoes, at Marks and Spencer
Pointed toe Leopard print Slip on Mid heel Heel height: 67mm Comes in sizes 8 and 9, including half size

Linen Blend Multi Stripe Trilby, at Marks and Spenser
Make a stylish impression with this trilby. It adds a smart touch to formalwear and looks contemporary with casuals

Nice And Easy CD, at Mark's & Spencer
Album, Marks & Spencer

Secret Support™ DD-G Lace Trim Vest, at Marks and Spencer
Flattering and feminine, this lace trim vest is made with Secret Support™ which gives gentle support and a flattering, defined shape. A soft, comfortable style

2 Cotton Rich Long Sleeve Tops, at Marks & Spencer
Fun and fashionable, these cotton rich tops are outstanding value!

Taranto Coffee Grinder, at Marks & Spensers
2 to 12 cup capacity 200 watt 3 settings (fine, medium, coarse) Manual on / off switch Cord storage 2 year guarentee M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Single Breasted 3 Button Jacket, at Marks & Spencer
Fashionable and modern, this tailored single breasted jacket features 3/4 length sleeve with button tab feature. A smart and stylish choice

Cecily's Garden Foxgloves Nan Card, at Marks&Spencer
Cover Text: Happy birthday Nan Inside message: With lots of love Approx size: 230 mm x 114 mm

Per Una Organic Cotton Crochet Trim Shorts, at MarksandSpencer
Elegant and feminine, these stylish shorts feature a crochet trim. The low rise, low leg style gives a shapely figure-flattering fit. Pretty everyday fashion, made with organic cotton

Wax Shoe Polish, at Marks & Spenser
This traditional wax polish increases water resistance and protects and nourishes leather

Faux Snake Print Panel Swimsuit, at Marks and Spencers
Modern and shapely, this flattering swimsuit features a striking faux snake print. A fabulous fashionable look

Sprung-Edge 2 Small & 2 Large Drawer Divan & Autograph M500 Mattress - Medium, at Marks and Spencers
No turn mattress Mattress and divan are anti-allergy Mattress: spring count 1225, depth 27.5cm Divan height: 41.5cm Divan drawer sizes: 2 x small H15 x W40.5 x D53cm, 2 x large H15 x W78.4 x D53cm Double 4ft6: W135 x L190cm King size 5ft: W150 x L200cm Super king size 6ft: W180 x L200cm This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

Blue & White Floral Mum Card, at Marks and Spenser
Cover text: Happy Birthday Mum Inside message: With lots of love Approx size: 178 x 126mm

Sapporo Bookcase & Desk Set, at Marks and Spenser
2 piece set Bookcase:H180 x W80 x D37cm Desk set: H180 x W80 x D50 Made from solid bamboo and bamboo veneer Finished with a matt lacquer that provides the pieces with extra protection and durability Legs made from solid wood All joints are glued and pressed together in the factory, giving ore inherent strength than flat pack fittingsm Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Compton Media Unit, at Mark's & Spencer
H50 x W127 x D45cm Shelf dimensions: H14 x W48 x D40cm 2 adjustable shelves Made from White Oak solids and veneers Hand distressed, with the distressing aged with dark patina Mid-brown stained finish, followed by 2 coats of durable, clear lacquer of low sheen Solid hardwood legs Side panels, door panels, back panels made from oak veneer. Top panels made from oak veneer with a solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Multi Weave Scarf with Wool, at Mark & Spensers
Keep out the chills in fashionable style with this warm soft weave scarf in a modern chunky cable multicoloured knit.

Automatic Umbrella, at M&S
Smart and easy to carry, the practical design of this handy umbrella is the perfect solution for dealing with sudden downpours

Andante Square Cereal Bowl, at Marks and Spencer
Ideal for everyday use, durable Square edge design Diam 17cm, Manufacturer: Marks & Spencer

Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.