M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

When you're shopping at Marks & Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Mark & Spensers online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

Blast From The Past Card Game, at Marks and Spencer
Number of players: 2+ teams, minimum 4+ players Suitable for ages 8+ Pack contains: 120 cards (5 decades), score pad, pencil, sand timer and instructions Approx. card size: 58 X 88mm This product conforms to the EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Adored Comfort E-G Embroidered Orchid Bra, at Marks and Spencer
Elegant and pretty, this embroidered bra is exceptionally comfortable. It's underwired and structured to give fuller busts great support and a natural uplifted shape. Feminine everyday lingerie

Formula Calming Extra Dry Skin Cream & Vitamin E, at Marks n Spencer
Contains camomile and vitamin E Especially formulated for extra dry/sensitive skin Hypoallergenic 50ml

Autograph Short Sleeve Dobby Stripe Shirt, at Marks & Spencers
Casual and contemporary, this stripe shirt is part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make it exceptionally stylish and comfortable

Saint Mont 2008 - Case of 12, at Marks and Spencer
Style: Dry Grape variety: Gros Manseng, Petit Courbu & Arrufiac Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml:1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Marqués Del Costal 2004 - Case of 6, at Marks and Spenser
Style: Full bodied Grape variety: Cabernet Sauvignon, Merlot Country of origin: Spain Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml:1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Square Neck Short Sleeve Tab Dress with Belt, at Marks & Spencer
Chic and stylish, this square neck dress features tab detail. A great choice for work or smart occasions and it's machine washable for added convenience

Azure Breeze 100ml Eau De Toilette, at Marks & Spencers
100ml Eau de toilette

Autograph Pure Wool Single Breast 1 Button Jacket, at Marks n Spencer
The only choice for the sharp dresser: Autograph's stylish designer-quality collection boasts the finest fabrics and closest attention to detail for an impeccable contemporary look

Collezione Luxury Wool Micro Texture Trousers, at M&S
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

Polka Dot Gift Card, at Marks & Spenser
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Gold Plated 3 Row Diamanté Ring, at Mark & Spencers
3 row design Oval faceted diamant detail

2 Easycare Long Sleeve Stripe Shirts, at Marks & Spensers
Smart and stylish, this easycare shirt makes a practical choice for everyday wear

Portfolio Cross Over V-Neck Top, at Marks&Spencer
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Golf Lite Umbrella, at Marks & Spensers
Don't let rain ruin your game, this large umbrella gives great protection from the elements

Classic Collection Straight Leg Trousers, at Marks & Spensers
Smart and stylish, these straight leg trousers are designed for a flattering, comfortable fit and a polished look. They make the perfect match for fashionable jackets, blouses and knitwear

5 Younger Boys' Football Socks, at Marks & Spencer
Fun and fashionable, these comfy cotton rich socks features a football design

Classic Collection Pure Cotton Stripe Insert Top, at Marks&Spencer
Modern and stylish, this versatile top is made from soft easycare fabric and features a stripe design. A fashionable style with a comfortable, flattering fit

Per Una Printed Stripe Bikini Briefs, at Marks & Spencer
Pretty and feminine, these bikini briefs are fashionably detailed with a stripe design. A sleek, shapely look

Blossom Floral Roll Wrap, at Marks and Spenser
Pack contains: 1 roll wrap Approx size: 150 x 70cm

Wide Stripe Padded Bra, at Marks & Spencer
Feminine and pretty, this wide stripe bra is ideal for everyday wear. Underwiring and padding give an uplifted and enhanced natural shape

DeLonghi EC710 Espresso Coffee Maker, at Marks and Spencer
Exclusive stainless steel body pumped espresso machine High performance 15 bar pump pressure ensures best tasting espresso / cappuccino with no limit to the number of cups produced 1.3 litre removable water reservoir with water level indicator Stainless steel espresso boiler for longer life ''Cappuccino System'' mixes steam, air and milk, producing a rich, creamy froth for a great cappuccino Comes with two filter holders, a new 'never fail' crema filter holder for normal ground coffee, the other for the 'easy serving espresso' pods and free Illy pods Self-priming system means the machine is always ready for use Separate steam and espresso thermostats Active cup warmer Accessories storage for a tidier kitchen Incorporated coffee tamper On/off switch with indicator light M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Unforgettable Walks to Take Before You Die, at Marks and Spencer
Unforgettable Walks to Take Before You Die is the fifth title in an exciting series of books that will help you search out essential sights and experiences around the world. Photographers and writers Steve Watkins and Clare Jones draw on their years of international travel experience in selecting thirty of the world's most inspiring, spectacular and beautiful walks, each of which can be done within the space of a two-week break. Their choices include a wide range of locations, from urban walking tours along Boston's Freedom Trail and the stunning temples of Kyoto, to the open countryside of the Yellowstone National Park in the USA and Peru's Inca Trail. There are leisurely jaunts, such as Frank Lloyd Wright's Fallingwater property and a stroll around the picturesque canals of Amsterdam, as well as a few demanding walks, such as the Alpine Tour du Mont Blanc and China's Tiger Leaping Gorge trek, for those who like a challenge.

Ellipse Collection - Table Lamp, at Marks&Spencer
Suede shade Ellipse stand Rectangular base M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Hair & Body Wash, at Marks and Spencer
200ml

Fuzzy Teddy Grandpa Card, at Marks and Spenser
Cover text: Grandpa... ... down tools on your birthday! Inside message: Blank for your own message Approx. size: 150 mm x 150 mm

Knee Length Leaf Print Jersey Skirt, at Marks and Spencer
Fashionable and contemporary, this leaf print skirt is a stylish, versatile choice. A great work-to-evening style.

Philips Power2Charge Universal USB Charger, at M&S
The plug is designed in such a way that it can be folded when not in use to increase portability when on the go Via the illuminated Philips logo, you are informed about the charging status of your device. When the Philips logo starts flashing you know your device is fully charged, so you can unplug it from the power outlet and prevent unnecessary energy consumption The travel bag supplied with this device is both convenient and useful as it provides extra protection Once they are charged, a protection circuit ensures no more power is provided to the batteries of your portable device With built-in short-circuit protection, there is no risk of damaging your device. The built-in protection quickly shuts off the output Power input voltage: 100-240 V Power output voltage: 5.6 V Heavy metals: Cd free, Hg free, Pb free Dimensions: H7 x W5.6 x D5.2cm Weight: 0.07 kg

Blue Harbour Ultimate Grandad Collar Shirt, at Marks n Spencer
This Ultimate Linen shirt has a unique added performance that helps keep you cool, dry and fresh by drawing moisture away from the skin and reducing odour, while also helping your linen to stay smart throughout the day. It's also easy to iron, so looking your best is now easier than ever

3 Crew Neck Short Sleeve Vests, at Marks and Spencer
Keep warm and cosy with these comfortable vests, made in cool and breathable cotton. A great value set that's essential in the colder months

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.