Besides MarksandSpencer Motor Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks&Spencer purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark's & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

My Friend 3D Card Making Kit, at Marks & Spencer
Not suitable for children under 36 months 10 3D Cards to make Assorted stickers and pre cut pieces Diamantes Envelopes Ribbons Adult supervision recommended, Manufacturer: Marks & Spencer

Pure Cotton Sleeveless Appliqué Vest, at Marks and Spencers
This sleeveless vest will make a useful addition to your wardrobe. It features appliqu details for a stylish casual look

3 Big & Tall Authentic Pure Cotton Boxers, at Marks and Spencer
Made from soft breathable cotton, these comfy boxers are ideal for everyday wear

Maternity Long Sleeve Empire Cardigan, at Marks & Spencer
Fashionable and modern, this long sleeve cardigan is designed to flatter you and your bump. A drawstring waist gives a neat, comfortable fit with room for growth. A practical, versatile choice

Girls' Fashion Schoolwear - Stain Defence™ Embroidered Pinafore, at Marks and Spencers
This pleated pinny features a long zip that makes it easier for her to dress and she'll love the embroidered pocket and heart shaped zip pull. It's treated with Stain Defence™, a high performance finish which repels stains

Domaine Des Garennes Minervois 2006 - Case of 6, at Marks and Spencer
Style: Full bodied Grape variety: Syrah, Grenache & Carignan Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Electronic Square Scales, at Marks & Spencers
Digital display Dimensions:W28 x L31cm Maximum capacity: 152kg, Manufacturer: Marks & Spencer

Sonoma 2 Door Sideboard, at Marks and Spenser
H88 x W123 x D50cm 2 doors 2 drawers Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Drawer boxes and fronts made from solid Oak. Drawer bottoms made from White Oak veneer Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Tinted Moisturiser 30ml, at Mark & Spensers
Illuminating tinted moisturiser Lightly covers whilst effectively moisturising Dermatologically tested 30ml SPF 15

Per Una Peep Toe Butterfly Shoes, at MarksandSpencer
Peep toe Cutaway butterfly detail Bow feature Low heel Slip on Heel height 35mm Comes in sizes 3-8, including half sizes

2'' Longer Quick Iron Pure Cotton Stripe Shirt, at Marks & Spencers
Smart and stylish, this long sleeve quick iron shirt is made from pure cotton

Congratulations Gift Bag, at Mark's & Spencer
They'll love these pretty pink, yellow and blue blooms, presented in an elegant cream gift bag. A mini 'Congratulations' balloon makes this gift bag extra special Available for delivery from 1st April to 30th September 2009

Pure Cotton Cars Lightning McQueen Hooded Jumper, at Marks&Spencer
Fans of Cars will love this hooded jumper featuring Lightning McQueen. A practical, easycare style

Etched Mirror Photo Frame (3.5 x 5"), at Marks and Spencer
Rectangular shape Etched flower design Aperture: 3.5" x 5", Manufacturer: Marks & Spencer

Silver Plated Twist Drop Earrings, at Marks & Spencer
Hook fastening Drop style Twist design For hygiene reasons, refunds will only be given in accordance with your legal rights

Football Shirt Cake, at Mark's & Spencer
Collect in 7 days Serves 40 Sponge cake: all-butter sponge filled with buttercream and raspberry jam 16.5 x 25cm 1.9kg Available for collection in the majority of our UK mainland stores As featured on page 65 in the food to order brochure Not suitable for nut allergy sufferers Chocolate and sponge cakes can be eaten up to 5 days after collection

Autograph Pure Cotton Knitted Bow Cardigan, at Marks & Spenser
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look.

Rose & Freesia Gift Bag, at Mark's & Spencer
A brilliant assortment of orange roses and beautifully scented white lilac and cerise freesias, presented in a contemporary gift bag with ribbon handles Available for delivery from 1st April to 30th September 2009

Pure Linen Short Sleeve Embroidered Shirt, at M&S
This short sleeved shirt will make a useful addition to your wardrobe. It features pretty floral embroidered details for a stylish casual look

Panasonic HDC-SD20 Camcorder, at Marks and Spenser
Pixels: 1.47 megapixels Zoom: 16x optical zoom / 1000x digital zoom Screen: 2.7 Wide LCD ( 230,400 pixels) Dimensions: H6.7 x W6.4 x 12.7cm Weight: 270g (without batteries and card) Recording Format: MPEG4-AVC/H.264 (AVCHD standard compliant) Audio Recording System: Dolby Digital (5.1ch) Microphone: 5.1ch Surround, Zoom mic. Media: SD/SDHC Memory Card Power Supply: DC7.2V / 9.3V

Blue Harbour Pure Cotton Short Sleeve Oxford Shirt, at Marks & Spencers
Relaxed and stylish, this short sleeve shirt is made from pure cotton, so it feels soft and comfortable to wear

Saint Saturnin Les Moulies 2007 - Case of 12, at Marks & Spencers
Style: Full Bodied Grape variety: Syrah, Grenache, Carignan, Mourvedre Country of origin: France Closure: Synthetic closure Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Pure Cotton Floral Minishirt, at Marks and Spencers
Modern and feminine, this pretty floral print minishirt is made from soft breathable cotton so you can relax in comfort and style. Part of Per Una's sleepwear collection

2 Pure Cotton Chino Trousers, at M+S
A stylish smart-casual look, these straight leg chinos are made from pure cotton. A comfortable, practical and easycare choice. Made in an eco-factory, designed to use less energy and create less waste

Text Thank You Multipack of 8 Cards, at Marks and Spenser
Cover text: Thank you Inside message: Blank for your own message Pack contains: 8 cards, 1 design Approx. size: 120 x 120mm

Straight Leg Crease Resistant Trousers, at M&S
Stay smarter for longer with these innovative crease resistant trousers

Cotton Rich Coolmax® Pillowcase, at Mark & Spencers
Plain Easycare Perfect for use with our range of cool cotton duvets and protectors 220 thread count for a smooth crisp finish that requires minimal ironing, Manufacturer: Marks & Spencer

Autograph Supima® Sateen Duvet Cover, at Mark & Spencers
500 thread count Pleated border Comes in single (3ft), double (4ft 6in), kingsize (5ft) and super-kingsize (6ft), Manufacturer: Marks & Spencer

Canale Estate Reserve Merlot 2007 - Case of 6, at Marks and Spencers
Style: Full bodied Grape variety: Merlot Country of origin: Argentina Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Rectangular Wooden Chopping Board, at Mark & Spencers
Rectangular design Recessed frame detail L38 x W28 x H2cm, Manufacturer: Marks & Spencer

There are lots of ways to save money using M&S Money Direct. Not least of these is Marks&Spencer Standard Motor Insurance. With M&S Money Direct you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money Direct, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencers Money, you get more, and you pay less.