Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencers online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. M&S Money financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Home Insurance than you will anywhere else, and you may even pay less with M&S.

Besides Marks and Spencer Car Insurance, M&S Money Credit Cards and other financial products, M&S Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M+S purchases are also protected while you take them home.

Also, on both M&S Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Per Una Short Sleeve Fine Stripe Top, at Marks and Spencer
A casual fine stripe top featuring a tiered ruffle detail gives it the Per Una touch

Football Pitch Son Birthday Card, at Marks & Spencers
Cover text: Happy birthday "It's in the net!" Son Inside message: With love This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127mm

Autograph Pure Cashmere Hooded Stripe Cardigan, at Marks & Spencer
Soft and snuggly, this practical cashmere hooded cardigan will keep him feeling warm and comfortable. With luxury in every detail, this is part of our exclusive Autograph collection

Cotton Rich Button Tab Straight Leg Trousers, at Marks n Spencer
Simple and stylish, straight leg trousers are a modern classic. This pair sits below the waist and are cut to give a flattering shape that's always in style. Added stretch gives the perfect fit

Adored Comfort Embroidered Orchid Full Briefs, at Marks and Spenser
Classic and elegant, these embroidered briefs are made from the softest fabric and trims, so they feel blissfully comfortable to wear. The low leg style gives a modern shapely fit. Feminine everyday lingerie

Stain Defence™ Buckle Detail Pleated Skirt, at Marks and Spencer
Smart and stylish, this fashionable skirt is treated with Stain Defence™ technology which helps repel everyday stains. The adjustable waist gives a perfectly comfortable fit. It's non-iron and easycare for convenience

Younger Boys' Holiday Cloggs, at Marks and Spencer
Round toe Flat sole Adjustable strap Holiday motifs

2 Cotton Rich Lace Trim Vests, at Marks and Spenser
Stylish and practical, this pack of 2 vests makes a great value way to stock up your underwear drawer. The stretch cotton fabric is the ideal choice for everyday wear and gives a comfortable flattering fit.

Real Cool Cotton™ Performance T-Shirt, at Marks & Spenser
This sporty t-shirt is made from RealCool Cotton™. The innovative fabric incorporates microfibres which rapidly move moisture away from the body keeping you dry and comfortable

Per Una Detachable Faux Fur Hooded Jacket, at Marks & Spencers
A fashionable long jacket featuring detachable faux fur hood. The stitch detail makes it extra stylish.

Per Una Embroidered Lace Padded Balcony Bra, at Marks and Spencers
Feminine and delicate, this stylish bra features stretch lace fabric and a scallop trim. The padded balcony style gives maximum uplift and a fuller shape. Pretty everyday fashion

4 Neutral Dot Stacking Mugs, at M & S
Pack of 4 mugs Includes stacker Dot design Contrast trim and handle, Manufacturer: Marks & Spencer

Mixed Faux Pearl & Bead Tassel Necklace, at Marks and Spencers
Clasp fastening Tassel detail Mixed Faux pearl and bead design Necklace length: 76cm

Montreal Large 2-Seater Sofa, at Marks & Spencer
H94 x W218 x D104 Seat H44cm, arm 63cm, top back rail 70cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Panasonic SC-PT170 DVD Home Cinema Sound System, at Marks and Spenser
Whisper-mode surround 1080p Up-Conversion with HDMI 6 speakers Number of Output Channels: 5 + Subwoofer (5.1) Dolby Digital Decoder Total Wattage: 300W (RMS) Dolby Digital + DTS MP3 & DivX playback Super Video CD, Video CD Playback Dolby Pro Logic II Advanced Progressive Scan (PAL/ NTSC) Front speaker dimensions: W9.2 x H12.8 x D8.1cm Centre speaker dimensions: W12.5 x H9.4 x D8.1cm Surround speaker dimensions: W9.2 x H12.8 x D8.1cm Subwoofer speaker dimensions: W13.6 x H33.9 x D21.3 cm Television Signal System: PAL & NTSC USB Interface DVD and CD player

4 Floral Stacking Mugs, at M & S
4 mugs Stacking stand Floral design Mug: Diam 20mm Stand: H23.5cm, Manufacturer: Marks & Spencer

Autograph Pure Cotton Bold Stripe Shirt, at Marks & Spencers
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Signature Green Fig Burner & Refresher Oil, at Marks & Spencer
Green fig fragrance 15ml, Manufacturer: Marks & Spencer

Long Sleeve Shirt Dress, at Marks n Spencer
Chic and stylish, this long sleeve shirt dress features neck and cuff button detail. A great choice for work or smart occasions and it's machine washable for added convenience

Kaituna Hills Forty Knots Marlborough Sauvignon Blanc 2008 - Case of 6, at Marks and Spencers
Style: Dry Grape variety: Sauvignon Blanc Country of origin: New Zealand Closure: Screw cap Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton 3/4 Sleeve Denim Shirt, at Marks & Spencer
Casual and contemporary, this denim shirt is made from cool comfortable cotton and features popper fastening

24 Hair Grips, at Marks & Spencers
Fashionable and functional, these hair grips look pretty and gently keeps hair in place

Autograph Leather Block Heel Boots, at Marks and Spencers
Pointed toe Stitch detail Knee high Block mid heel Heel height: 75mm Comes in sizes 3-8, including half sizes

Older Boys' Fluffy Waist Tie Dressing Gown, at Marks and Spencers
Soft and cosy, this dressing gown is made from comfy fluffy fabric

Supima® Pure Cotton Non-Iron Duvet Cover, at Marks & Spencers
Internationally recognised as the world's finest cotton High performance non iron finish offering the ultimate in easy care Supima is renowned for its superior strength, enhanced durability and sumptuous feel 180 thread count Single: W137 x L198cm Double: W198 x L198cm 5ft (Queen): W228 x L218cm 6ft (King): W260 x L220cm, Manufacturer: Marks & Spencer

5 Pairs of Ribbed Sports Socks, at Marks & Spenser
A great value pack of sports socks which he'll love wearing - their white colour makes them classically cool whilst their ribbed design gives extra grip, whatever sport he's playing

Skull & Stripe Bedset, at Marks and Spencer
Skull and stripe design Set includes single duvet cover and 1 pillowcase, Manufacturer: Marks & Spencer

Rustic Flowers Multipack of Mini Cards, at Marks n Spencer
Cover text: 2 x blank and 2 x thank you Inside message: blank for your own message 8 cards, 4 designs Approx size: 95 x 80mm

Autograph Lace Cardigan with Cashmere, at M & S
Soft and snuggly, this practical cardigan will keep her feeling warm and comfortable. With luxury in every detail, this is part of our exclusive Autograph collection

Blue Harbour Short Sleeve Check Shirt, at Marks and Spencer
Stylishly smart casual, this comfortable check shirt looks great dressed up or down

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at Marks & Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."