Besides Marks & Spenser Car Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from M+S are so useful. Marks & Spencer Money financial products are, of course, designed to make MarksandSpencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Property Insurance than you will anywhere else, and you may even pay less with M&S.

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks & Spencers Standard Car Insurance. With Marks & Spencer Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money, you get more, and you pay less.

Pure Cotton Spot Print Pyjama Bottoms, at Marks & Spencer
Fashionable and practical, these spot print pyjama bottoms are made from soft breathable cotton for a comfortable night's sleep

Cotton Rich Low Rise Narrow Stripe Shorts, at Mark's & Spencer
Low rise shorts are perfect for wearing with hipster styles and these stylish narrow stripe shorts are shapely and modern. Added stretch gives a comfortable, flattering fit

Canale Estate Reserve Merlot 2007 - Case of 6, at Marks & Spenser
Style: Full bodied Grape variety: Merlot Country of origin: Argentina Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Short Sleeve Pyjama Top, at Marks and Spenser
Pretty and feminine, this short sleeve pyjama top is made from soft breathable cotton for a comfortable night's sleep

Single Sprung-Edge Non-storage Divan & F300 Memory Foam Mattress, at M&S
Single Mattress (3ft): W90 x L190 cm Double Mattress (4ft 6in): W135 x L190 cm King Size Mattress (5ft): W150 x L200 cm Super King Size Mattress (6ft): W180 x L200 cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Divan Height: 41cm Mattress depth: 25cm Sprung-Edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item Soft knitted cover adds extra comfort to the mattress and works with the memory foam for optimum support Memory foam moulds to the shape of your body once warmed by body heat providing high levels of support This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Satin Spot Print Shirt with Belt, at Marks & Spensers
This fab short sleeve shirt features a stunning spot and empire line design. A sophisticated new look, perfect for this season

Oak & Metal Photo Frame 13 x 18cm (5 x 7"), at Marks and Spencers
Wide border Rectangle shape Aperture: 12 x 18cm (5 x 7''), Manufacturer: Marks & Spencer

Lisa Jane Fairies Multipack of Mini Cards, at M&S
Cover text for design 1: Just to say, design 2 and 3: blank and design 4: Thank you Inside message: blank for your own message Contains: 8 cards, 4 designs Approx size: 95 x 80mm 2007 Lisa Jane/Haley Medai. Licensed by MGL, UK www.mgl-uk.com www.lisajane.com

Collzione Pure Cotton Long Sleeve Stripe Shirt, at Marks and Spencer
Italian style is renowned for its attention to detail. Each Collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this shirt to give you a feeling of luxury like no other

Autograph Essentials Sheer Lace Non-Padded Underwired DD-G Bra, at Marks & Spencers
Elegant and feminine this sheer lace bra looks and feels luxurious. Underwiring and balcony styling gives fuller busts an enhanced natural shape, with great support and maximum uplift. Beautiful exclusive lingerie

Autograph Square Porcelain Toilet Brush, at Marks & Spencer
H21 x W10 x D10cm Chrome handle Stripe design at the base Modern square design, Manufacturer: Marks & Spencer

Sterling Silver Mother of Pearl Ring, at Marks & Spenser
Broad design Mother of Pearl feature

V-Neck Short Sleeve Dress with Chain Belt, at Marks & Spenser
Sophisticated and elegant, this dress features a V-neck with button detail and short gathered sleeves. A flattering, stylish look Comes with belt shown in image

Leaf Print Reversible Bedset, at Marks and Spencer
Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in) and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases Leaf print Reversible feature, Manufacturer: Marks & Spencer

Limited Collection Dogtooth Jacket, at Marks & Spencers
Inspired by classic French couture, this chic piece is one you'll love season after season. For a contemporary update, wear juxtaposed with denim to keep the look fresh and youthful

1 Pair of Cotton Rich Socks, at Marks & Spencers
Soft and comfortable, these cotton rich socks are naturally breathable and absorbent, keeping feet dry and comfy. A reinforced heel and toe gives extra durability

Wrattonbully Tempranillo 2007 - Case of 6, at Mark's & Spencer
Style: Dry Grape variety: Tempranillo Country of origin: Australia Closure: Screw cap Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Mitchelton Crescent Mourvèdre Shiraz Grenache 2005 - Case of 6, at M+S
Style: Dry Grape variety: Mourvdre, Shiraz, Grenache Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Textured Bootleg Trousers, at Mark's & Spencer
Part of Autograph's Luxe Tradition trend. Luxurious and contemporary with a sense of British heritage, this trend features a soft colour palette, modern prints and beautiful fabrics. A sophisticated look for the new season

Royal Jelly & Pure Honey Gift Set, at Mark's & Spencer
This gift set contains 3 toiletry products from the Royal Jelly range which contain royal jelly, a natural source of vitamin B, added honey renowned for its moisturising properties, vitamin E and pro-vitamin B5 to help leave the skin soft and smooth

2 Non-Iron 3/4 Sleeve Blouses, at MarksandSpencer
This pack of 2 blouses is great value. A practical and convenient choice, they're easycare and non-iron to save you time

Blue Harbour Drawstring Swim Shorts, at Marks & Spencer
Practical and fashionable, these swimming shorts give a comfortable, flattering and secure fit

Autograph Pure Cashmere Bold Stripe Hooded Cardigan, at Marks and Spencer
Soft and snuggly, this practical cashmere cardigan will keep her feeling warm and comfortable. With luxury in every detail, this is part of our exclusive Autograph collection

Autograph Floral Diamanté Hat, at Marks & Spencer
Luxurious, fashionable and elegant, this feather and diamant trim hat is sure to turn heads at stylish summer events To receive your FREE hat box, simply click on the hat box below and add it to your basket

Limited Collection Lace Low Rise Lace Shorts, at Marks and Spencer
Smart, snug and easy to care for, these cosy shorts combine a flattering fit with a lace trim design and stretchy fabric to create the perfect knickers for day to day wear

HP TouchSmart tx2-1160ea Notebook, at Marks & Spencers
Processor: AMD Turion™ X2 Dual-Core Mobile Processor RM-75 Processor speed: 2.2 Ghz, Level 3 cache 1 MB Memory: 3072 MB (1 x 1024 MB + 1 x 2048 MB), Supports up to 4 GB DDR2 memory Hard Drive: 320 GB SATA Hard Disk Drive 5400 rpm up to 9 GB partition for system recovery Display: 12.1'' Diagonal WXGA High-Definition HP LED BrightView Widescreen Display with Integrated Multi Touch-screen (finger and digitizer pen optimized) Operating System: Genuine Windows Vista Home Premium with Service Pack 1 Graphics Card: ATI Radeon™ HD 3200 Graphics with 64MB Display Cache Memory Up to 1470 MB Total Available Graphics Memory DVD Drive: Lightscribe Super Multi DVD Writer (+/-R +/-RW) with Double Layer support Memory slot: 5-in-1 integrated Digital Media Reader for Secure Digital cards MultiMedia cards, Memory Stick, Memory Stick Pro, or xD Picture cards Camera: Webcam with integrated microphone Interfaces: 3 USB 2.0, 1 VGA port, 1 RJ45, 1 RJ-11 ethernet connector Expansion Port 3, 1 Headphone out w/ SPDIF Digital Audio, 1 mic-in, consumer IR Connectivity: Integrated 10/100/1000 Gigabit Ethernet LAN 802.11a/b/g/n WLAN, Bluetooth wireless networking, One ExpressCard/34 slot Media Software: HP MediaSmart Suite, Windows Media Player, Windows Photo Gallery, DVD Play, Windows Movie Maker, Windows DVD Maker, Cyberlink DVD Suite, Windows Media center, HP Games Console with hours of free game play Other Software: Microsoft Works and Microsoft Office Home and Student 2007 60-Day Trial Version, Microsoft Internet Explorer, Windows Mail, Adobe Reader, HP MediaSmart Suite, Digital Persona Fingerprint reader software, HP Total Care Advisor Dimensions: L22.40 x W30.60 x H3.73cm Battery: 4-cell and 8-cell Lithium-Ion (Li-Ion) battery Weight: 1.963kg

125 Years Luxury Wool Rich 3 Button Stripe Jacket, at M & S
Part of the Commemorative Collection, celebrating 125 years of M&S. Fabulous vintage style inspired by our archives

4 Sennen Mugs - Blue, at Marks & Spenser
4 piece set Contrast design H11 x Diam 9cm, Manufacturer: Marks & Spencer

Freshfeet Pure Cotton Jumbo Cord Slippers, at Marks & Spencer
Round toe Textured finish Tartan style lining pattern Flat sole Slip on With built in Freshtech™ technology for fresh, odour-free slippers Freshtech™ technology is permanently built in to the slipper and still performs after many washes Freshtech™ technology combats the bacteria that causes bad smells and odours

Rectangle Face Link Watch, at M&S
Rectangle face Analogue Roman numerals Link strap

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Property Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."