M&S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

When you're shopping at Marks & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks & Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Pure Linen Button Fastening Pintuck Kaftan, at Marks & Spencer
Pretty and feminine, this flattering kaftan is designed in the latest shape. A fabulous fashionable look

Divan Sets - M400M+SE 4 DRW, at M&S
Manufacturer: Marks & Spencer

Girls' Limited 3 Piece Tunic Outfit, at Marks & Spenser
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Nail Care Cushioned Emery Boards, at Marks & Spencers
Pack of 2 Cushioned Ideal for natural or artificial nails

Autograph Pure Cotton Embroidered Pinafore Outfit, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

High Peak® Mummy Sleeping Bag, at M & S
This High Peak sleeping bag is ideal for camping trips or for sleepovers at your friends. This sleeping bag features a mummy-style design that gives you a perfect snug fit and keeps you warm

Pure Cotton Ruched V-Neck Top, at M&S
Stylish and versatile, this ruched v-neck top is made from cool comfortable cotton

Per Una Cotton Rich Cropped Ankle Jeans, at Marks and Spencer
A stylish cropped pair of jeans in stretch cotton featuring a slit side hem. Comes with a silver plaited belt, making it extra stylish

Younger Girls' Pure Cotton Embroidered Sun Hat, at Marks and Spencers
Fashionable and fabulous, this embroidered detail hat is a great choice for fun in the sun

Easycare Long Sleeve Shirt, at Marks and Spencer
Perfect for a fuss free lifestyle, this shirt is made with easy care fabric that can be worn and washed, day in day out

2 Melamine Mixing Bowls, at Marks & Spenser
Set of 2 Plain Pouring spout, Manufacturer: Marks & Spencer

Brass & Damask Collection - Floor Lamp, at Marks & Spensers
Antique brass effect Damask shade H175 X Diam 41cm Bulb: 60W GLS or 11W CFL This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Boycat Sauvignon Blanc 2008 - Case of 6, at Marks and Spenser
Style: Dry Grape variety: Sauvignon Blanc Country of origin: Australia Closure: Screw cap Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Sprung-Edge Non-storage Divan & F300 Mattress, at Marks and Spencer
Single Mattress (3ft): W90 x L190cm Double Mattress (4ft 6in): W135 x L190cm King Size Mattress (5ft): W150 x L200cm Super King Size Mattress (6ft): W180 x L200cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Mattress depth: 25cm Divan Height: 41cm All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Recycled Anti Allergy 13.5 Tog Duvet, at Marks and Spencer
Endorsed by the British Allergy Foundation Proven protection wash after wash Perfect for use with our range of anti allergy duvets, pillows and protectors 13.5 tog, Manufacturer: Marks & Spencer

Pure Cotton Gathered Short Sleeve Mock Layer Top, at Marks and Spencers
Smart and stylish, this mock layer top is made from cool comfortable cotton and features gathered short sleeve

Black Tissue and Wrapping Accessories, at Marks & Spensers
Pack contains: 3 sheets of tissue, Gift tag, Ribbon Approx size: Tissue: 50 x 70mm, Tag: 80 x 45mm, Ribbon: 120cm

Lace Trim Vest, at Marks and Spencer
A pretty addition to any wardrobe. This beautiful vest matches lush lace with the cosy, convenient qualities of a soft and easy to care for design

Autograph Flat Front Fine Stripe Trousers, at Marks and Spencer
Fashionable and contemporary, these fine stripe trousers are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Glass Collection - Storage Box, at Marks&Spencer
Mirrored glass design Hinged lid H30 x W30 x D30cm, Manufacturer: Marks & Spencer

Cotton Rich Cropped Demin Shorts, at Marks & Spencer
Casual and comfortable, these below the knee shorts make a fashionable and practical choice

Short Sleeve Neon Stripe Top, at Marks & Spencers
This short sleeve top will make a useful addition to your wardrobe. It features a smart stripe design for a stylish casual look

Knitted Fine Ribbed Wrap, at MarksandSpencer
Keep warm without compromising on style! This fashionable fine ribbed wrap feels soft and cosy and makes a great way to add an extra layer

2 Per Una Essentials Clover Embroidered High Leg Knickers, at Marks and Spencer
Fresh and feminine, this pack of 2 stylish kickers feature a delicate front panel in soft stretch lace. The high leg style gives a flattering long-legged look. Pretty everyday fashion

Pure Cotton Round Neck Plain T-Shirt, at Marks and Spencer
This short sleeved t-shirt will make a useful addition to your wardrobe. Great for layering or wearing on its own

Pastel Rose Duo Multipack of Cards, at Marks & Spencer
Cover text: Blank Inside message: All designs: blank for your own message Pack contains: 8 cards, 2 designs Approx size: 138 x 138mm

Global Traveller Small Trolley Bag, at Marks and Spenser
Free 5 year guarantee Make transporting your belongings a hassle-free experience with the super lightweight and durable design of this hardwearing trolley bag

Hippo Pramsuit, at Marks and Spencers
Cute and cosy, this hooded pramsuit is warmly padded and lined with soft cotton to keep him comfortable

England Activity Book, at Marks & Spencer
Grab your footy-mad pals and use your awesome cards to play the spectacular games in this book. With crosswords, quizzes, spot the difference and many more top footy activities, this is your chance to join Lampard, Beckham, Crouch and the rest of the England squad, as you challenge your team-mates to be the best

Dress Up Best Friends Activity Book, at Marks and Spencer
Open this book and find four new friends inside, all waiting to meet you. Choose stickers to dress them in gorgeous clothes and fun accessories and join in with plenty of giggly, girly fun! With over 300 stickers and extra activities, little girls will love this Dolly dressing sticker book

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencers are so useful. M&S Money financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.