Besides Marks and Spencers Car Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spenser are so useful. M&S Money Direct financial products are, of course, designed to make Marks & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Direct Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Direct Home Insurance than you will anywhere else, and you may even pay less with M&S.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Mark & Spencers, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Cotton Rich Long Sleeve Velour Hooded Top, at Marks & Spenser
Fashionable and practical, this cotton rich long sleeve velour hooded top features a drawstring and front pockets

Pure Cotton Ultimate Non Iron Long Sleeve Stripe Shirt, at M&S
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

5 Cool & Fresh Cotton Rich Assorted Briefs, at Marks n Spencer
Made from soft breathable stretch cotton, these comfy briefs are ideal for everyday wear

Single Sprung-Edge Divan with 2 Large + 2 Small Drawers & M100 Mattress, at M+S
Single mattress (3ft): W90 x L190cm Double mattress (4ft 6in): W135 x L190 cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Single divan (3ft): W90 x L190cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 21cm Divan height: 41cm Large drawer: H14 x W78 x D52cm Small drawer: H14 x W40 x D52cm Mattress has dust-free polyester fibre filling Open coil mattresses provide a hard-wearing and supportive background Mattress spring count: 288 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Tyrrell's Wines Vat 9 Hunter Shiraz 1998 - Case of 6, at Marks & Spencer
Style: Dry Grape variety: Shiraz (Syrah) Country of origin: Australia Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Stormwear™ Faux Fur Multi Pocket Hooded Parka, at Marks and Spencer
Practical and fashionable, this multi pocket hooded parka is treated with Stormwear™ technology, an innovative finish that repels water and stains. Comfortable, breathable, easycare style whatever the weather

Autograph Weekend Cocoon Button Cardigan with Angora, at Marks & Spencers
Casual and modern, this cocoon button boyfriend cardigan has been designed for a chic, relaxed look

Gathered Front Cover Up Beach Dress, at M & S
Fabulously fashionable, this flattering cover up dress is designed in the latest shape. A stylish modern look

Cotton Rich Sporty Cycle Shorts, at Marks and Spencer
Ideal for sports and PE, these cycle shorts are made from cotton with stretch so they're comfortable, breathable and easy to move in

Pure Cotton Woven Sleeve Top, at Mark & Spencers
Woven detailing makes this soft cotton top fabulously fashionable

Machine Washable & Tumble Dry Single Breasted 2 Button Eveningwear Jacket, at Marks and Spencer
Sharp, stylish and sophisticated, this evening suit will have you looking your best for any occasion

5 Assorted Heart Shorts, at Marks & Spencer
Low rise shorts are perfect for wearing with hipster styles and these funky heart outline detail shorts are shapely and modern. Added stretch gives a comfortable, flattering fit

Woodland Scene Playmat and Mobile, at Marks & Spencer
Suitable from birth Padded woodland quilt and arch with 3 different activities For added safety, the stuffing in this product is incorporated in an extra layer This product conforms to the EN71 and the Toy Safety Directive W65 x D65cm, Manufacturer: Marks & Spencer

Collezione Pure Silk Ash Tie, at Marks & Spencer
Stylish and luxurious, this pure silk tie is part of Collezione, a sophisticated menswear collection inspired by Italian tailoring

Ceriso Jacquard Lace Padded Balcony Bra, at Marks and Spencers
Sassy and glamorous, this modern bra is beautifully detailed with bow detail.Soft padding and underwiring give great support and a fabulous flattering shape. Designed for women who want the latest look

Autograph Straight Leg Jeans, at Marks & Spenser
Aim for a must-have retro inspired look with the sandblasted wash and stylish whiskering of these contemporary five pocket jeans. Step out in style by teaming them with a slim cut blazer and pinstripe shirt

Pure Cotton Short Sleeve Bold Stripe Shirt, at Marks & Spencer
Smart and stylish, this short sleeve shirt is made from pure cotton

Sony HTP-B350IS Home Theatre System, at Mark & Spensers
Sony BDP-S350 Blu-ray Disc player - outputs HD1080p / 24p True Cinema picture, plus upscales existing DVD's to give you the best quality when using the HDMI connection 5.1 channel surround sound system with 450W total power output Cut equipment clutter and enjoy massive sound from speakers no bigger than a golf ball 3 HDMI™ inputs (1 out) with pass through of High Definition 1080p plus x.v. Colour and 24p True Cinema technology that adjusts picture settings on pass through to make movies look as authentic as the original Sony DIGITAL MEDIA PORT - connect to and release digital music stored on your WALKMAN or other mp3 players, mobile phones, Bluetooth and Wi-Fi devices 3x optical inputs for connectivity to set-top boxes and gaming consoles S-AIR Ready - an optional extra that enables you to go wireless and enjoy a cable free environment (rear speakers only) Multimedia guaranteed with BD-ROM/R/RE, DVD-+Video/R/RW, CD Playback, AVCHD Playback BD-Live ready: Just connect the player to the internet and download the latest firmware to access studio-specific online content including trailers, interviews and other extras through your Blu-ray Disc™ Player. The Quick Start-up mode enables you to enjoy your Blu-ray movies already after just six seconds (6 sec). The new XrossMediaBar™ guarantuees an easy to understand menu control, simple for everybody to use intuitively all of the players functions With 24p True Cinema you can sit back and watch the film like in real cinema, without length or quality losses New Precision Cinema HD Upscale technology that converts standard-definition signals (480i) to 1080p and outputs a full HD equivalent resolution signal to 1080p TVs via HDMI™

3 Pairs of Wool Blend Easy Grip Socks, at Marks and Spencer
A wool blend makes these socks soft, breathable and absorbent to keep feet warm, dry and comfy

Baby Boy in Box Card, at Marks & Spencers
Cover text reads: Baby boy Inside message: Congratulations on your special delivery! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future 175 x 127 mm

Portfolio Pure Silk Floral & Spot Print Lightweight Scarf, at M & S
Add a luxurious finishing touch to your look with this elegant pure silk floral and spot print scarf. The perfect accessory to this season's styles

Bodegas Age Rioja 2008 - Case of 12, at Marks & Spencer
Style: Medium bodied Grape variety: Tempranillo Country of origin: Spain Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Large Handmade Mum & Dad Anniversary Card, at Marks and Spencers
Cover text: Mum & Dad, Happy Anniversary Inside message: With lots of love Approx size: Unfolded: 220 x 220mm

Older Girls' Tatty Teddy Pure Cotton Mule Slippers, at Marks & Spencers
Mule style Round toe Slip on Flat sole Tatty Teddy motif Carte Blanche Greeting Ltd 2005

Fresh Feet Stitch Espadrilles, at Marks&Spencer
Round toe Stripe design Flat sole Slip-on

Portfolio Frill Front Cardigan, at Marks and Spencers
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Autograph Pure Cotton Plain Stripe Dobby Shirt, at M+S
Comfortable and versatile, this cotton long sleeve shirt is a classic style, perfect for smart dressing

Opaque Stripe Footless Tights, at Marks and Spencers
Fashionable and comfortable, these stretchy footless tights are perfect for layering

Pure Cotton Belted Cargo Trousers, at Marks and Spencer
Casual and relaxed, these stylish pure cotton belted cargo trousers are so comfortable and easy to wear. An effortless contemporary look that's fashionable, practical and easycare

Autograph Pure Cashmere V-Neck Jumper, at Marks and Spencer
This luxurious v-neck jumper is made from pure cashmere for ultimate softness and comfort. Innovative construction helps it to be machine washable. Part of our exclusive Autograph collection

Marks & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M+S insurance products in document format too.