M&S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spenser 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tescos:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Mark & Spencers, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Hunter Valley Shiraz 2007 - Case of 6, at Mark's & Spencer
Style: Full bodied Grape variety: Shiraz Country of origin: Australia Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Small Packaway Bag, at M&S
This trendy packaway shopping bag that is easy to carry, for those unforeseen purchases

Perfect Stormwear™ Single Pleat Trousers, at Marks & Spencer
The perfect go-anywhere trousers, with a water repellent Stormwear finish and Lycra for added stretch and comfort

Siemens Built-In Induction Hob EH775501E, at Marks & Spencer
H60 x W575 x D505mm Black ceramic glass hob with stainless steel trim Four induction zones with boost function LED display Front-mounted electronic controls 17 temperature settings including 'keep warm' setting Residual heat indicator for each zone Automatic safety cut-out and emergency stop facility Child lock 2-year guarantee This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Portfolio Painted Tulip Ruffle Dress, at Marks and Spencer
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Pure Cotton V-Neck Cropped Cardigan, at Mark's & Spencer
Pretty and feminine, this cropped cardigan is made from pure natural cotton and features 3/4 length sleeves for a fashionable look

Castello Bedstead, at Marks & Spensers
Headboard H139cm (Single H128cm) Endboard H101cm Single:L190 x W92.5cm Double: L190 x W142.5cm King-size 5ft: L210 x W155.5cm Super king-size 6ft: L210 x W185cm Mattress sold seperately Available in black or cream Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cut Flowers Scented Spheres, at Marks and Spencer
Cut flowers scented spheres, Manufacturer: Marks & Spencer

Pure Cotton Square Neck Ruffle Front Top, at Marks & Spencer
Smart and stylish, this short sleeve top is made from cool comfortable cotton and features a ruffle front

Bold Stripe Eyelet Curtains, at Marks and Spencers
Bold stripe Eyelet Lined Comes in standard 168cm/66in (STD) and wider 219cm/86in (WDR) widths Also comes in three drop lengths: short (137cm/54in), medium (183cm/72in), long (229cm/90in) How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

High School Musical 2 DVD, at Marks & Spencers
Rating Universal, suitable for all,

Peter Rabbit Multipack of Cards, at M&S
Cover text: Both designs: Easter greetings Inside message: Both designs: blank for your own message Pack contains: 4 cards, 2 designs Approx size: 70 x 145mm BEATRIX POTTER™ Frederick Warne & Co. 2009 Frederick Warne & Co. is the owner of all copyrights and trademarks in the Beatrix Potter characters names and illustrations. Licensed by opyrights group

Blue Harbour Pure Cotton Drum Motif T-Shirt, at Marks and Spencer
Casual and contemporary, this pure cotton drum motif t-shirt gives a relaxed modern look

Per Una Leather Beaded Sandals, at Marks and Spencers
Open toe Gladiator design Beaded feature Buckle fastening Flat sole

Ridged Waisted Glass Vase, at Marks and Spencer
Handmade Ridged design 2.4kg H35 x Diam 15cm, Manufacturer: Marks & Spencer

Dress Up Best Friends Activity Book, at Marks & Spenser
Open this book and find four new friends inside, all waiting to meet you. Choose stickers to dress them in gorgeous clothes and fun accessories and join in with plenty of giggly, girly fun! With over 300 stickers and extra activities, little girls will love this Dolly dressing sticker book

Adored Jacquard Lace Shorts, at Marks & Spencer
Delicate and pretty, these briefs are made from the softest fabric and trims, so they feel blissfully comfortable to wear. The modern shorts style gives a flattering shapely fit. Feminine everyday lingerie

10 Photo Cupcakes Invitations, at Marks&Spencer
Cover text: Party invite Inside message: Dear... You are invited to a party on.. time.. place.. Hope you can come.. RSVP.. This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 120 x 120mm

High School Musical 2 DVD, at Marks and Spencers
Rating Universal, suitable for all,

Black Floral 40th Birthday Card, at Marks and Spencer
Cover text: Happy 40th Birthday Inside message: With love on your special day Approx. size: 150 x 150mm

Collezione Pure Wool Single Breasted 2 Button Jacket, at Marks&Spencer
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Pots and Containers Book, at Mark & Spensers
A beautiful range of 5 gardening titles, full of inspiring ideas and tips both for the novice and more experienced gardener. From pots and small backyards to larger gardens, feel confident in choosing the right flowers and shrubs for the right place all year round! Packed full of wonderful colour photography, these books will prepare and motivate you to garden

Pair of Olive Trees, at Marks and Spencer
These two small olive trees are great for your patio or doorstep. Ready for replanting into your own pot Available for delivery from 1st April to 30th September 2009

Per Una 3/4 Sleeve Ditsy Floral Blouse, at Marks & Spenser
A feminine 3/4 sleeve blouse featuring a ditsy floral print, finished with front frill detail

Sony Bravia 32'' KDL-32W5500 HD Ready LCD TV, at Marks and Spenser
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: LCD Sony Bravia Engine 3 with a 32 inch viewable screen and a display resolution of 1920 x 1080 pixels Dynamic Contrast: 80000:1 Integrated Digital & Cable Tuner: Provides access to all Freeview™ channels and radio stations (subject to coverage) and is cable TV ready (with supported providers only) Dimensions: With table stand: W79.8 x H58.5 x D25.9cm, without table stand: W79.8 x H53.7 x D8.9cm Weight: weight inc. stand 15kg, weight without stand 12.5kg Dolby Virtual Surround and BBE Digital: Experience the effect of digital surround sound from only two front speakers with our advanced S-Force Front Surround technology Connectors: Digital Audio Output (optical) x 1, HDMI™ Inputs x 4, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, Component Inputs x 1, Composite Video In x 1, 4 Pin (Y/C) In (S Video), USB 2.0 Input, MiniJack (Head/Earphone) 3.5mm, PCMCIA Card Slot, RCA Audio Out, Analogue Audio Inputs x 2, RF In, Scart Inputs (RGB) x 2, BRAVIA Sync, DLNA Ethernet (Video/Music/Photo), AppliCast™ BRAVIA Engine 3: Enjoy images with impressive depth and clarity, optimal contrast, vibrant colours and truer-to life tones with BRAVIA ENGINE 3 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen Xross Media Bar: New Sony interface to enhance the operability and ease of use Picture Frame Mode: Not watching TV? Turn it into a digital photo frame to display your own pictures or the 6 pre-installed images BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Use wall mount T042104 to perfectly mount this TV This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Large Lines Flared Vase, at Marks and Spenser
Large opening Cut circular design Broad base W16.8 x D16.8 x H35cm, Manufacturer: Marks & Spencer

M&S 2GB Micro SD Memory Card, at Marks & Spencer
Compatible with digital devices with a microSD card slot Read (MB /s): 10MB Write (MB /s): 3MB Available capacity: 1940MB M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

XBOX 360® LEGO® Indiana Jones™: The Original Adventures Game, at Marks & Spencers
Be Indiana Jones: Re-live his epic adventures in a humorous LEGO world based on the original trilogy of movies Explore and discover: Journey from the jungles of South America to the snowy mountaintops of India, all in search of ancient and powerful artefacts that you will use to solve puzzles Whip it! Use Indy's signature weapon to capture and disarm enemies, swing across gaps, activate levers, and interact with a world of LEGO objects and puzzles Pick your character: Choose from over 60 playable characters, each with a variety of unique abilities that you will use to help solve puzzles and battle enemies. Plus, play the villains and supporting characters You must be 12 years of age or over to purchase this product M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Xbox 360, ESRB Rating: Teen

Neutrals Giraffe Nursery Blocks, at M&S
An exciting introduction to the world of playtime, this activity toy will have them entertained for hours of fun

Pure Cotton Spot Print Camisole Top, at M&S
A spot print design makes this soft cotton top extra cute

Marks n Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but M+S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.