When you're shopping at M&S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks&Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks and Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

There are lots of ways to save money using Marks & Spencers Money. Not least of these is Mark & Spencers Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencer Money, you get more, and you pay less.

Extra Wide Open Toe Sports Sandals, at Marks&Spencer
Open toe Rip tape fastening Flat thick sole Contrast stitch Extra wide fit

Pure Cotton Bubble Sarong, at Marks and Spencer
Feminine and pretty, this fashionable sarong features a striking bubble print. The ultimate in poolside glamour

Murphy's Contemporary Selection White Mix - Case of 12, at Mark & Spencers
2 Chateau Darzac Reserve 2008: A subtle, unoaked white wine from Bordeaux that is youthful and refreshing... 2 Castello d'Alba White 2008: A stylish, full-flavoured white from Portugal's Douro Valley. Traditional Portuguese varieties have been used to create a highly individual wine with layers of flavour that include red apple, wild herbs, toasted almonds and mixed spice... 4 Willowbank Semillon Chardonnay 2007: A refreshing and intensely fruity white that is perfect for everyday drinking... 4 Beau Moulin Blanc 2008: A bright and crisp, unoaked white wine from a blend of traditional grapes grown in the sunny vineyards of the Languedoc... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Blue Harbour Luxury Supima® Cotton Chinos with Stormwear™, at Marks and Spencers
Fashionable and comfortable, these straight leg chinos are made from luxurious Supima cotton which is softer, stronger and more absorbent than ordinary cotton. They're also treated with Stormwear™ technology, a breathable finish that repels water and stains

Autograph Pure Silk Tie Made with CRYSTALLIZED™ - Swarovski Elements, at Marks & Spenser
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

3 Easycare Short Sleeve Shirts, at Marks and Spencer
This 3 pack of easycare short sleeve shirts is outstanding value! A school essential

3 Stain-Away™ Short Sleeve Polo Shirts, at Marks & Spencer
A great value 3-pack treated with STAIN-AWAY™, our unique high performance finish which helps prevent everyday stains, and makes them easy to wash out clean. It even works with ink blots!

All Whites - Case of 12, at Marks and Spenser
2 Mcon Millly-Lamartine Blanc 2007: It's so difficult to find good value white Burgundy these days, which is exactly why this wine is a real gem. With aromas of roasted peach and grilled nuts... 2 Trentino Chardonnay 2008: A scrumptious, lip-smackingly fresh style of Chardonnay from the mountain slopes of northern Italy... 4 Turn the Table Sauvignon Blanc 2008, Durbanville: A lively and invigorating Sauvignon Blanc with crisp acidity and a lovely touch of spice on the finish. Classic flavours of cut grass and freshly podded peas are complimented by a note of tangy lemon... 4 El Tidon Sauvignon Blanc 2008: Packed full of fresh, spicy flavour, this Spanish Sauvignon Blanc offers outstanding value for money... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Panasonic 50" TX-P50S10 Full HD Plasma TV, at MarksandSpencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 50 inch plasma screen, 2,073,600 (1,920 x 1,080) pixels Contrast ratio (in dark surroundings): Native 30,000:1, Dynamic 2,000,000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: (Including stand) W121.8 x H81.4 x D40.1cm, (without stand) D121.8 x H76.9 x D10.5cm Weight: (with stand) 34kg, (without stand) 32kg V-Audio Surround: V-Audio delivers crystal-clear sound with superior bass performance Connectors: 3 x HDMI, 2 Scart, PC Input, S-Video, Component Video Input, Headphone Jack, VIERA Superior Picture Quality: The VIERA system provides richly expressed images with enhanced contrast and deeper natural colours, thanks to the wider x.v.Colour palette Digital Cinema Colour: Superb colour reproduction with 5,1200 steps of gradation Intelligent Frame Creation With 24p Playback: The Intelligent Frame Creation achieves high moving picture resolution even in fast-motion scenes. 24p Playback creates high speed playback of images to recreate the full cinematic experience SD Card Slot: View your treasured photos on the big screen by simply removing your camera's memory card and sliding it into the SD card slot VIERA Link: Enables you to control all your AV systems with only one remote Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Adored Pansy Lace Non-Padded Bra, at Mark's & Spencer
Soft and stylish, this gently supportive bra is made from the softest fabric and lace, so it's blissfully comfortable to wear. It's structured for secure support and a natural uplifted shape. Feminine everyday lingerie

Autograph Oval Mirror, at Mark's & Spencer
Freestanding Stainless steel Oval shape Bevelled edges Tilt base with handle - no need to touch the mirror This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cotton Blend Long Sleeve Boyfriend Cardigan, at Marks and Spencer
A practical choice for school, this cotton blend long sleeve boyfriend cardigan is easycare for convenience

Autograph Pure Silk Multi Check Tie, at Marks & Spencers
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Boycat Sauvignon Blanc 2008 - Case of 6, at Marks & Spencer
Style: Dry Grape variety: Sauvignon Blanc Country of origin: Australia Closure: Screw cap Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Dear Zoo: Lift the Flaps Book, at Marks & Spencers
A letter to the zoo asking for a pet results in a succession being dispatched - all of them containing highly unsuitable pets. All, of course, except the last one

Charlotte 3-Seater Sofa, at Marks & Spencers
H94 x W205 x D96cm Seat H50cm, arm H63cm, top back rail H77cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Blue and Brown Floral Anniversary Card, at Marks and Spencer
Cover text: With Love Inside message: Blank for your own message Approx size: 175 mm x 125 mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

North Coast Pure Cotton Crew Neck T-Shirt, at Mark & Spensers
Fashionable and relaxed, this crew neck t-shirt is made from pure cotton. It's soft, breathable and comfortable to wear

Foot Survival Pack, at M&S
For instantly comfier feet, whatever shoes you're wearing

Perfect Modal Blend Open Front Cardigan, at M & S
Casual and contemporary, this fashionable open front cardigan is made from supersoft fabric that looks and feels great. Modern styling details give a contemporary edge

Small Hurricane Lamp, at MarksandSpencer
Hurricane design Thick base Clear glass Candle and sand included, Manufacturer: Marks & Spencer

Pure Cotton Straight Leg Boxer Jeans with Keyring, at Marks & Spencers
Jeans are a wardrobe essential and this straight leg pair make a fashionable and practical choice

Hand Finished Cecily's Garden Floral Multipack of Easter Cards, at Marks & Spencers
Cover text: Design 1: Easter wishes, design 2: with love at Easter, design 3: happy Easter Inside message: All designs, blank for your own message 6 cards, 3 designs Approx size: 145 x 70mm

'It's A Girl!' Gift Bag with Balloon & Bunny, at Mark's & Spencer
Celebrate the birth of a baby girl with this lovely gift bag that includes pretty pink, yellow and blue blooms. A congratulations balloon and polka dot bunny make this gift bag extra special Available for delivery from 1st April to 30th September 2009

Sleeveless Chambray Shirt Dress, at Mark & Spensers
Fashionable and modern, this chambray dress features button fastening and a tie waist detail. A flattering, stylish look

British Herb Glazed and Roasted Sliced Chicken Platter, at Mark & Spensers
Serves 8 Ready to eat Suitable for freezing 440g As featured on page 16 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Pure Cotton Spa Tonal Stripe Bathmats, at Marks and Spencer
Striped tone-on-tone design Thick texture Bathmat: L80 x W50cm Pedestal:: L55 x W50cm Bathmat and pedestal mat must be purchased separately, Manufacturer: Marks & Spencer

Autograph Pure Marble Soap Dispenser, at Marks & Spencer
Pump action Textured finish Cuboid H18.5 x W6 x L6cm, Manufacturer: Marks & Spencer

Older Girls' Canvas Trainers, at M & S
Round toe Lace up Metallic finish Canvas design Flat sole

Autograph Firm Control Lace High Waist Knickers, at M+S
Look slimmer in seconds! These firm control knickers gently flatten tummies for a sleeker, slimmer silhouette

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark's & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M&S, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.