Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Car Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Buildings & Contents Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M&S insurance products in document format too.

When you're shopping at Mark's & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks&Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

Pure Wool Flat Front Straight Cut Trousers, at Marks & Spencers
Cut closer for a sharper silhouette, these straight cut trousers are designed in a contemporary style. The trend-conscious cut gives a longer, leaner appearance and a flattering fit

Perfect Tuck Belted Dress, at Mark's & Spencer
The A-line silhouette of this shift dress flatters all ages and shapes, while the pleat neck adds key detail for autumn

Luxury Pure Wool Tweed Single Breasted 2 Button Jacket, at Marks and Spencers
Beautifully designed, made from superior fabric and finished with careful attention to detail, this 2 button jacket is exceptionally stylish and luxurious

Per Una Ruffle Front Heart Shirt, at Marks & Spensers
A fresh stripe and heart print shirt in stretch cotton, the ruffle front makes it extra stylish

Detroit 3 Door Glazed Top Unit, at Mark & Spencers
H100 x W145 x D35cm Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs Solid oak doors Side panels made with oak veneer Top panels made from oak veneer with a solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

M&S iPod® & MP3 Speaker Dock with CD Player & Radio Alarm, at Marks and Spencer
iPod dock MP3 Dock (via USB Slot) CD Player FM Radio Alarm Clock (either Buzzer, iPod tracks or FM Radio) Connects to other audio devices, 5 ways to wake up and snooze function Compatible with all generations of iPod and other MP3 players - classic, nano and touch iPods, iPod shuffle, MP3 players and other external audio devices when used in conjunction with stereo mini plug cord Charges iPod when docked Amplifier power output: 4W x 2, 1KHz 10% THD, 8 ohm Tuner band: FM, tuning range: 87.5 ~ 108.0 MHz, frequency step: 50 KHz Input impedance AUX input: 10 kohms Input terminal: external DC IN (for AC adapter), AUX IN AC adapter: input: AC 100 -240V, 50/60 Hz, output: DC 12V Power source: DC 12V 2A (external DC IN) Dimensions (approx): W25.6 x H12.1 x D14.5cm Weight: 1.526 kg M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Cotton Rich Micro Spot Summer Trilby, at Mark's & Spencer
This season's hottest hat is the trilby, making this example the perfect way to get the look. It's stylishly detailed with contrast trim detail and looks fantastic with this season's styles

Autograph Chocolate Tile Bedcover, at Marks & Spenser
Quilted tile design, Manufacturer: Marks & Spencer

Drum Stool, at Marks and Spencer
H43 x Diam 45cm (all dimensions are approximate) Cushion filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Pure Cotton Single Breasted Mac with Belt, at Marks and Spencer
Don't let rainy days spoil the fun! This fashionable mac will keep her dry. It features a waist tie belt

5 No VPL High Rise Full Briefs, at M+S
These no VPL full briefs are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Classic Chaise - Right-Hand, at Marks and Spencer
H86 x W182 x D78cm Seat H46cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Back cushion made from fixed foam Cushion covers are not removeable Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

2 Kitchen Hand Towels, at MarksandSpencer
Stripe design Pack of 2 Approx 50 x 70cm, Manufacturer: Marks & Spencer

Florentyna Foam Bath, at M & S
Foam bath with moisturisers 250ml

2 Older Boys' Cotton Rich Mock Layer Pyjamas, at Marks&Spencer
Made from comfortable, breathable cotton, these mock layer pyjamas are outstanding value

Classic Collection Floral Embroidered Slippers, at Marks and Spencer
Round toe Embroidered floral detail Pump style Flat sole Slip on

Pure Cotton Thomas Hooded T-Shirt & Shorts Outfit, at Marks&Spencer
Fans of Thomas The Tank Engine will love this pure cotton 3 part set featuring Thomas the popular character. A practical, easycare style

Malabar Glazed Unit, at MarksandSpencer
H190 x W110 x D49cm 4 drawers 3 adjustable shelves Made from solid mango wood Treated with a protective low-sheen lacquer that provides added durability Fitted with antique-brass-effect handles Glass doors are made from safety-tested toughened glass All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Maxim Side Plate, at Marks & Spenser
Suitable for everyday use Versatile fine dining range Pure white porcelain Diameter 20.5cm, Manufacturer: Marks & Spencer

Divan Sets - M400S+SE 4 DRWS, at Mark's & Spencer
Manufacturer: Marks & Spencer

5 Pairs of Plain Trainer Liner Socks, at Marks and Spencer
Comfortable and durable, these socks are outstanding value. They feature a reinforced toe and stretch fabric for an improved fit

Suzie Damask Jacquard Pillowcase, at M&S
Fits standard pillows Damask jacquard design, Manufacturer: Marks & Spencer

Chateaubriand, at M&S
Serves 3-4 Ready to cook Suitable for freezing 750g As featured on page 35 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Autograph Skinny Plain Tie, at Marks & Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Collections - PB WOOD PUL/TRAIN, at MarksandSpencer
Manufacturer: Marks & Spencer

Blue Harbour Plain Swimming Shorts, at Marks & Spencer
A great value pair of shorts offering a secure fit, while multiple pockets should come in handy for that relaxing walk on the beach

Nokia 6500 Classic - Vodafone Pay as you talk Mobile Phone, at Marks & Spenser
A maximum of 2 phones per customer may be purchased Talk time: Up to 3.5 hours Stand-by time: Up to 9 days Display: 2" (320 x 240 pixels) QVGA display supporting up to 16.7 million true colors Dimensions: 109.8 x 45 x 9.5 mm Weight: 94g Bandwidth: GSM/EGSM: 850/900/1800/1900, WCDMA 850/2100 Music and multimedia: Music player supports AAC, eAAC+, and MP3 audio formats, Video playback supports H.263, MPEG4, and 3GPP formats and codecs, Video streaming supports 3GPP and H.263 formats Camera and video: Image capture: JPEG, resolution of images: 1600 x 1200 pixels, video capture: MP4, Resolution of videos: QCIF/SQCIF, 176 x 144 pixels Browsing: xHTML browser over wTCP/IP stack supports WAP release 2.0, WML (WAP 2.0) browser Connectivity: Micro USB, 2.0 + enhanced data rate (EDR), Remote SyncML data synchronization via Bluetooth Data transfer: WCDMA, GPRS, EGPRS and Dual band 3G technology Java™ applications: Java MIDP 2.0 games and applications Messaging and email: MMS, SMS, AMS and Email client supports POP3 and IMAP4 Memory: 1 GB internal memory with up to 920 MB user free memory Personal information management: calendar, to-do list, and notes, alarm clock, stopwatch, countdown timer and calculator Ringtones: Video, MP3, MP4, eAAC+, AAC, and WMA, Polyphonic Vodafone Pay as you talk: Your mobile service provider will be Vodafone. A Vodafone SIM card is included with this handset. Click here to view Vodafone's Pay as you talk tariffs. M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Elasticated School Plimsolls, at M+S
Slip on Elasticated side band Thick ribbed sole Round toe

5 Pairs of Star Sports Sock, at Marks & Spensers
Fun and fashionable, these soft cotton socks feature assortred designs

Silia Rosé 2008 - Case of 12, at MarksandSpencer
Style: Medium to full bodied Grape variety: Nero d'Avola Country of origin: Italy Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from M & S are so useful. M&S Financial Services financial products are, of course, designed to make Marks & Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Financial Services Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Financial Services Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.