Besides Marks and Spencers Car Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from M & S are so useful. Marks & Spencer Money financial products are, of course, designed to make M&S a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

M200 Mattress - Medium, at Mark's & Spencer
Single (3ft): W90 x L190cm Double (4ft 6in): W135 x L190cm King Size (5ft): W150 x L200cm Super King Size (6ft): W180 x L200cm Mattress depth: 24cm Soft pillowtop layer Spring Count: 522 Anti-allergy protected for the life of the mattress Does not require turning Manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cosmetic Floral Weekender & Purse Set, at M&S
2 part set Floral print weekender bag with double handles and zip fastening Floral trim purse with zip fastening Lined

Sony Bravia 52'' KDL-52EX1 HD Ready LCD TV, at Marks and Spencer
HD Ready 1080p: HD 1080p compatible to display High Definition signals in breathtaking quality, i.e. Playstation 3, Blu-ray, etc. HDMI (High-Definition Multimedia Interface) delivers crystal-clear, digital audio and video signals using a single cable. 1080p is the maximum resolution defined for HDTV use Display: 52 inch screen BRAVIA Engine 2: Experience incredibly clear and defined images with BRAVIA ENGINE 2 picture enhancement technology and Advanced Contrast Enhancer Live Colour Creation with x.v.Colour: Uses a larger colour palette to produce vibrant colour like nature intended it to be seen Integrated Digital and Cable Tuner Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) and is cable TV ready (with supported providers only) S-Force Pro Front Surround: Gives you virtual surround sound from just two front speakers 24p True Cinema: Shows films at 24 frames per second, just like a real cinema Picture Frame Mode: When you are not watching TV, display one of the 6 pre-installed masterpieces or show one of your own photos uploaded via the USB input Motionflow: Boosts the refresh rate from standard 50Hz to 100Hz for super-smooth, precise viewing, which is ideal for sports Xross Media Bar: A new Sony interface that's easier to operate Voice Zoom: Allows you to alter the volume of voices without changing the background volume BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button Connectors: Digital audio output (optical), HDMI™ PC signal capability, 4 x HDMI™ inputs, PC input (15pin d-sub) + audio in, USB 2.0 input, RCA AV input, PCMCIA card slot, 3.5mm MiniJack (Head/Earphone) M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Pile Of Presents Thank You Card, at Marks and Spencers
Cover text: Thank you Inside message: Blank for your own message Approx size: 150 x 150mm

Autograph Pure Cotton Plain Stripe Dobby Shirt, at Marks and Spencer
Comfortable and versatile, this cotton long sleeve shirt is a classic style, perfect for smart dressing

3 Authentic Woven Pure Cotton Assorted Boxers, at Marks & Spenser
Made from soft breathable cotton, these comfy boxers are ideal for everyday wear

Double Pocket Lined Holdall Bag, at Marks n Spencer
Stylish and practical, this holdall is ideal for business or weekend travel

Pure Cotton Floral Print Pleated Skirt, at Marks and Spencers
Pretty and feminine, this knee length pleated skirt is a look you'll love. Stylish, practical and fashionable

Pure Cotton Spot Print Cropped Pyjama Bottoms, at Marks n Spencer
Fashionable and practical, these spot print pyjama bottoms are made from soft breathable cotton for a comfortable night's sleep

A Year In Your Garden Book, at M&S
A beautiful range of 5 gardening titles, full of inspiring ideas and tips both for the novice and more experienced gardener. From pots and small backyards to larger gardens, feel confident in choosing the right flowers and shrubs for the right place all year round! Packed full of wonderful colour photography, these books will prepare and motivate you to garden

Die Cut Classic Anniversary Card, at Marks and Spencers
Cover text: With love Inside message: On your anniversary This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Sonoma Office Shelving Unit, at Marks & Spenser
H170 x W44 x D30cm 1 cupboard 2 adjustable shelves Made from White Oak Solids and veneers This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Shelves made from White Oak veneer Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Miele Type U Hyclean Dustbags, at Marks&Spencer
4 dustbags Capacity of 6 litres 1 x motor filter 1 x super air clean filter Suitable for S7 upright vacuum cleaners

Paris (Eyewitness Travel Guide), at Marks & Spencer
Paris has a seemingly limitless variety of attractions to tempt the visitor. Whether you are interested in a romantic stroll along the Seine or the medieval treasures of the Cluny, or just want to seek out the shopping along les grands boulevards, the "Eyewitness Travel Guide to Paris" has everything you need. Using the unique cutaway maps, floor-plans and 3D models explore state of the art museums, places of worship and architecture, from Gothic Notre Dame majestic Sacre Coeur to the Arc de Triomphe and contemporary Centre Pompidou

Indian Jacquard Quilted Bedcover, at Marks and Spencer
L250 x W265cm Indian inspired floral jacquard design, Manufacturer: Marks & Spencer

5 Younger Girls' Pure Cotton Heart Print Briefs, at Marks n Spencer
Fun and fabulous, this 5 pack of cotton briefs feature heart print designs

Ten in the Bed Book, at Marks&Spencer
A colourful and beautifully illustrated adaptation of the traditional nursery rhyme. Explore a magical adventure with the toys as they come to life in this bedtime tale. Children will love to press the buttons and sing a long to the familiar tune as they follow the story

Adjustable Task Floor Lamp, at Marks & Spensers
Antique-effect brass finish Height adjustable between 147cm and 178cm H167 x Diam 37cm Frosted glass shade Bulb: E27 60W GLS This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Monroe Headboard, at Marks and Spenser
Headboard H110cm Double: W135cm King size (5ft): W150cm Super king size (6ft): W180cm Leather upholstery Designed to fit most standard divans Mattress and divan sold separately Delivered boxed to your door. No assembly required but you will need to unpack and position the item yourself This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

5 Pairs of Long Pelerine Socks, at Marks & Spenser
With enough pairs for everyday of the school week, start the school term in comfy style with the soft fabric and easy to care for design of these great value pelerine socks

Autograph Sailor Button Bootleg Trousers, at Marks & Spenser
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sit on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Per Una Flap Zip Bag, at Marks & Spencer
A stylish bag featuring front zip details. Fantastic with this season's styles

Bring Your Own Whites Mix- Case of 12, at Marks & Spencer
4 El Tidon Sauvignon Blanc 2008: Packed full of fresh, spicy flavour, this Spanish Sauvignon Blanc offers outstanding value for money. Aromas of citrus fruit and dried herbs are followed up by a dry, tangy palate and a soft-textured finish... 4 Sicilia Bianco 2007: Clean, fresh limey aromas with lively fruit on the palate. A really refreshing, fruit dry wine... 4 Ctes du Rhne Blanc 2008: With its appealing aromas of honeysuckle and baked pears, this soft and gently spicy white is classic Ctes du Rhne at a fantastically affordable price ... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Stainless Steel Handle Soup Ladle, at Marks & Spencers
Suitable for non-stick saucepans Stainless steel finish Plastic scoop, Manufacturer: Marks & Spencer

Per Una Embossed Puff Jacket, at Mark's & Spencer
A fashionable single breasted jacket featuring embossed design and gathered stitch detail.

Adored Comfort Floral Embroidered Shorts, at Mark's & Spencer
Soft and pretty, these embroidered shorts are made from the softest fabric and trims, so they feel blissfully comfortable to wear. The low leg style gives a modern shapely fit. Feminine everyday lingerie

Trailing Flower Curtains, at Mark's & Spencer
Pencil pleat Trailing chrysanthemum design Lined Comes in standard 168cm/66in (STD) and wider 219cm/86in (WDR) widths Also comes in three drop lengths: short (137cm/54in), medium (183cm/72in), long (229cm/90in) How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Active Stripe Shell Bottoms, at Marks and Spenser
Perfect for active wear, these quick drying performance bottoms are made from high-performance breathable fabric. They're designed in the latest style for a great fit and essential ease of movement.

Per Una Roma Cotton Rich Soft Bootleg Trousers, at Marks and Spencers
A fashionable bootleg pair of trousers featuring a button and zip fastening

7 Pairs of Freshfeet Stripe Socks with Silver Technology, at M+S
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Marks & Spencer Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tescos:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.