Besides Marks and Spenser Motor Insurance, M&S Money Credit Cards and other financial products, M&S Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spensers purchases are also protected while you take them home.

Also, on both M&S Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Mark's & Spencer are so useful. M&S Money financial products are, of course, designed to make Marks & Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Property Insurance than you will anywhere else, and you may even pay less with M&S.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Mark's & Spencer, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Everyday Floral Embroidered Underwired Bra, at Marks & Spenser
Soft and comfortable, this spot embroidered bra is ideal for everyday wear. Underwiring and padding give an uplifted and enhanced natural shape

Single Sprung-Edge Divan with 1 Small + 1 Large Drawer & Autograph M500 Mattress - Firm, at Marks and Spenser
Single (3ft): W90 x L190cm Mattress: spring count 1225, depth 27.5cm Divan height: 41.5cm Divan drawer sizes: 1 x small H15 x W40.5 x D53cm, 1 x large H15 x W78.4 x D53cm Mattress and divan are anti-allergy No turn mattress This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Roberts iDream DAB/FM Clock Radio with iPod Dock, at M & S
Dock for iPod - listen to your iPod whilst it charges DAB/FM wavebands with 20 station presets Infra red remote control Auto time set Two independent alarms - wake to iPod, radio or buzzer Adjustable Sleep and Snooze timers Large easy to read LCD display with blue display backlight and multi stage dimmer Menu display/selection of all major functions Search /Manual tuning Aux input socket for iPod/MP3 playback Headphone socket iPod not included M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Limited Collection Knotted Strand Necklace, at Marks and Spenser
Mixed beads Multi strand design Knoted detail

2 Cotton Rich Plain Drawstring Joggers, at Marks & Spencer
Relaxed and comfortable, these casual joggers are made from soft cotton and feature a pull tie fastening waist. A practical easycare choice

Ten in the Bed Book, at Marks and Spencers
A colourful and beautifully illustrated adaptation of the traditional nursery rhyme. Explore a magical adventure with the toys as they come to life in this bedtime tale. Children will love to press the buttons and sing a long to the familiar tune as they follow the story

Autograph Flat Front Bootleg Trousers, at Marks n Spencer
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Collezione Pure Wool Single Breasted 3 Button Jacket, at Mark's & Spencer
Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other.

Angle 16-Piece Cutlery Set, at M & S
16-piece set 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Blue Harbour Short Sleeve Tonal Stripe Shirt, at M+S
Stylishly smart casual, this tonal stripe shirt is made from a modal blend so it feels exceptionally comfortable to wear. Modal is a luxuriously soft fabric made from natural plant fibres

The Little Mermaid Special Edition DVD, at Mark's & Spencer
Rating Universal, suitable for all,

Classic Collection Pure Cotton Stripe Cardigan, at Marks & Spensers
Warm and cosy, this stylish cardigan makes a versatile extra layer. Dress it up with smart skirts and trousers, or wear it with jeans for a casual modern look

2 Big & Tall Autograph Supima® Plain Trunks, at Marks&Spencer
Made from soft, luxurious Supima cotton, these superior trunks are designed for exceptional comfort, a fashionable look and a flattering fit

5 Cotton Lycra® Midi Knickers, at Marks & Spencers
These cotton rich low leg midi knickers are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

3 Pure Cotton Eskimo Bibs, at Marks & Spensers
Cute and practical, this handy pack of 3 pure cotton bibs is great value

Per Una Pure Cotton Lily Print Kimono, at Marks & Spensers
Modern and feminine, this pretty kimono is made from soft cotton so you can relax in comfort and style. Part of Per Una's sleepwear collection

Fairtrade Organic Cotton Animal Bodysuit & Bib, at Marks & Spencers
Look below to see a video clip about Fairtrade This cute bodysuit & bib set is made from soft, comfy Fairtrade cotton. We buy the cotton at a fair price from small-scale farmers around the world. The extra income raised enables them to invest in their own communities, like providing wells for clean water and improving healthcare facilities

Limited Collection Pure Cotton Frill Shirt, at Marks & Spencer
Part of Limited Collection's Club Rio trend - get tropical in a heady mix of hot, sun-drenched hues and modern graphic prints with fresh white accents. A fashion-conscious holiday look

Domaine des Serres du Colombier 2007 - Case of 6, at Mark's & Spencer
Style: Dry Grape Variety: Shiraz (Syrah) Country: France Closure: Natural cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

125 Years One Shoulder Ring Detail Swimsuit, at Marks and Spencer
Part of the Commemorative Collection. These exclusive garments have been inspired by some of the beautiful pieces in our archive and reference the iconic decades of the 20th century. Retro styling has been given a contemporary twist for the modern day

Wisteria Small Rollercase, at Mark's & Spencer
Smart and practical, this rollercase is made from hardwearing fabric and is fully lined. It features lock trolley system and comes with a padlock for security

Per Una Spot Print Dress, at Marks & Spencer
A gorgeous sleeveless spot print dress featuring frilled scoop neck

Per Una Short Sleeve Ditsy Floral Top with Vest, at Marks & Spencer
A casual short sleeve top in a soft cotton blend. Floral print gives it the Per Una touch

Big & Tall Blue Harbour Stormwear™ Jeans, at Marks and Spencer
Innovative and stylish, these jeans are made with Stormwear™ technology. The unique water and stain repellent finish keeps you feeling dry and comfortable. Perfectly proportioned for big and tall men

Mirror Squares Photo Frame 10 x 15cm (4 x 6"), at Marks and Spencers
Rectangular frame Mirror square design Aperture: 10 x 15cm (4 x 6"), Manufacturer: Marks & Spencer

3 °Climate Control Cotton Rich Plain Hipsters, at MarksandSpencer
Climate control keeps you cool when you're hot and warms you up when you're cold so you're always at your optimum temperature. Exclusive to M&S, Climate control clothing is comfortable and breathable - ideal for sportswear. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology

Which Plant Where? Book, at Marks & Spencers
A beautiful range of 5 gardening titles, full of inspiring ideas and tips both for the novice and more experienced gardener. From pots and small backyards to larger gardens, feel confident in choosing the right flowers and shrubs for the right place all year round! Packed full of wonderful colour photography, these books will prepare and motivate you to garden

Ashbourne Armchair, at Marks and Spencer
H99 x W114 x D104cm Seat H49cm, arm H65, top back rail H75cm Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible seat cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Girls' Limited Pure Cotton Cropped Jeans, at M&S
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

The High Waist Military Style Trousers, at Marks & Spencers
Military styling is a hot look for the new season so get in line with these fashionable high waist trousers. The button stud detailing makes them definite must haves

M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.