When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Mark & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencers, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

There are lots of ways to save money using M+S Money. Not least of these is Mark's & Spencer Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from M+S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencer Money, you get more, and you pay less.

Sony Bravia 20'' KDL-20B4050 Portable HD Ready LCD TV, at M+S
HD Ready: Enjoy clearer, sharper and more vibrant images with this 'High Definition' ready TV. Perfect for the display of High Definition signals, i.e PlayStation3, Blu-ray Disc™ etc. Display: 20 inch LCD, Display Resolution: 1366 x 768 pixels Contrast: On screen contrast; 700:1. Dynamic contrast; 5000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W51.6 x H37.3 x D12.4cm (with table stand) Weight: 7.5kg (including stand) Surround Sound Effect: BBE ViVA high quality sound and built-in Virtual Dolby creating the effect of full surround sound from only 2 front speakers Connectors: 2 x scart sockets, 1 x HDMI™ port, PC input + audio in, 4 pin (Y/C) In (S Video) BRAVIA Engine Picture Enhancement: It uses the advanced BRAVIA engine to create stunning images with enhanced clarity, depth and definition Audio Description Compatible: Audio Description compatible allowing for blind or partially sighted people to follow television programmes (where available) BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band Aerial. Suitable portable TV Aerials can be used to receive freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using a indoor aerial Use wall mount

Domaine de la Clapière Jardin de Jules 2006 - Case of 12, at Mark's & Spencer
Style: Full Bodied Country of origin: France Closure: Natural cork Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml:1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Animal Choker Necklace, at Mark & Spencers
Square chunky beads Animal print design Choker style Neclace length 41cm, extendable by 8cm

Per Una Tweed Panelled Skirt, at Marks and Spencers
A pretty mid-calf length tweed skirt featuring a panel and pleat design

Autograph Pure Silk Pillowcase, at Mark & Spencers
Plain, Manufacturer: Marks & Spencer

Round Glow Alarm Clock, at Marks & Spencer
Analogue display Round face Snooze alarm Sweep second movement Glow in the dark hands and numerals Quartz accuracy Dimensions: H10 x W10 x D5cm Weight: 0.11kg

Portfolio Leopard Print Shoulder Bag, at Marks & Spencer
Fashionable and practical, this leopard print shoulder bag is a useful accessory with bags of style!

Pure Cotton Short Sleeve Palm Tree T-Shirt, at Marks & Spencers
A practical, casual top in pure cotton featuring palm tree silhouettes. A great value easycare style

Enamel Diamanté Photo Frame 13 x 18cm (5 x 7"), at Marks and Spencer
Diamant detail Beaded trim Aperture: 13 x 18cm (5 x 7") H22 x W17cm, Manufacturer: Marks & Spencer

Leather Gibson Shoes, at Marks&Spencer
Smart casual style is a breeze with these modern leather gibson shoes. Relaxed, fashionable and comfortable

Ashton Bedstead, at Marks & Spensers
Headboard: H111.5cm Endboard: H69cm Underbed: H28cm Single: L201 x W101cm Double (4ft 6''): L201 x W147cm King size (5ft): L201 x W162cm Mattress sold separately Made from solid poplar and rubberwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Delivered flatpack due to size Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Footglove™ Wide Fit Leather Court Shoes, at Marks and Spenser
Step out in style in these wide fit Footglove™ shoes, made with a soft leather upper. Comfortable, lightweight and flexible

Floral Cosmetic Purse, at Marks and Spencer
Matching mirror Floral detail

Sprung-Edge Non-Storage Divan & M400 Mattress, at Marks & Spencers
Single Mattress (3ft): W90 x L190cm Double Mattress (4ft 6in): W135 x L190cm King Size Mattress (5ft): W150 x L200cm Super King Size Mattress (6ft): W180 x L200cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Mattress depth: 24cm Divan Height: 41cm Mattress filling made from resilient foam and polyester fibre Further filling layers of cotton and lambs wool keeps you warm in summer and cool in winter Two rows of hand side-stitching give the mattress edge-to-edge support. This allows you full use of the sleeping surface Individually pocketed springs Mattress Spring Count: 1054 Sprung-Edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Open Face Date Watch, at Mark & Spensers
Stylish and contemporary, this analogue watch features a large time display with day indicator, fashionable and practical must-have

Adored Pure Cotton Floral Embroidered Long Nightdress, at Mark & Spencers
Stylish and elegant, this flattering long nightdress is part of our feminine Adored collection. It's made from the softest fabrics for the ultimate in comfort

Griffin iClear for iPhone Invisible Protection, at M&S
iClear encases your iPhone to provide total protection and total access to screen, controls, ports, and switches. Unobtrusive (almost invisible) design in a tough polycarbonate shell, strong enough to take the daily abuse of active lifestyles

Limited Collection Double Buckle Shoulder Bag, at M&S
Fashionable and fabulous, this double buckle shoulder bag is designed in one of this season's key shapes. It's a practical as well as trend-conscious accessory. Get the latest look!

Sancerre Domaine du Pre Semele 2007 - Case of 6, at Marks & Spenser
Style: Dry Grape variety: Sauvignon Blanc Country of origin: France Closure: Natural Cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 12.5% Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

M&S Compact Blender, at Marks and Spenser
800 ml capacity 300 watt 2 speeds Pulse button Stainless steel Includes glass jug Dimensions: H32 x W20 x D32cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

2 Pure Cotton Joggers, at Marks and Spencer
Comfortable enough for crawling or napping in, these soft cotton joggers are a practical and fashionable choice

Formula Age Restructure™ Contouring Neck Cream & Calcium Complex, at Marks & Spenser
Calcium complex to firm and improve the structure of the sagging skin Collageneer a lupin extract to strengthen and improve skin elasticity Ovaliss ™ to contour the double chin effect and Pullulan to immediately tighten and Creatine to energise boosting fatigued skin Suitable for all skin types Hypoallergenic 50ml This product is not available for international delivery. Find out more

2 Cotton Rich Classic Short Sleeve Crew Neck Vests, at Marks & Spencers
A seam free design along the sides and the soft qualities of cotton ensures these great vests provide the ultimate in everyday comfort

Autograph Jewel Cufflinks, at M+S
Provide the perfect finish to your smart attire with the elegant design of these sophisticated cufflinks

Girls' Limited Pure Cotton Acid Wash Dress, at Mark & Spensers
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Acapulco Ring, at Marks & Spenser
Chunky design Sun detail

Autograph Tuxedo Jacket, at Marks & Spencer
Modern and stylish, this tuxedo jacket is ideal for proms, balls and special occasions. It's extra durable and added stretch keeps it in great shape and gives enhanced comfort and ease of movement

Painted Floral Mother's Day Sheet Wrap Pack, at Marks & Spencer
Contains: 2 sheets and 2 tags Approx size: Each sheet: 495 x 695mm

Nail Care Cushioned Emery Boards, at Marks & Spencer
Pack of 2 Stripe and spot design Cushioned

Cotton Rich Long Sleeve Heart Print Cardigan, at Marks and Spencer
Soft and comfy, this long sleeve cardigan is made from soft cotton and features a heart print design. A pretty easycare style

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.