Marks & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Motor Insurance, but Marks and Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Buildings Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks&Spencer insurance products in document format too.

There are lots of ways to save money using M+S Money. Not least of these is Marks and Spencer Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencers Money, you get more, and you pay less.

M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark & Spensers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Les Closiers Châteauneuf-du-Pape 2007 - Case of 6, at Marks and Spencer
Style: Dry, full bodied Grape variety: Grenache, Syrah, Mourvdre, Cinsault, Counoise Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Eterno Müller Thurgau 2007 - Case of 12, at Marks and Spenser
Style: Dry, light to medium bodied Grape variety: Mller Thurgau Country of origin: Italy Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Holographic Flower and Trace Wedding Card, at M+S
Cover text: Wedding Inside message: Blank for your own message Approx size: 178mm x 126mm

Ultimate Pure Wool Flat Front Trousers, at Marks and Spenser
aspirational copy

Garlic Crusher, at Marks&Spencer
Coated design L15cm, Manufacturer: Marks & Spencer

Brass & Damask Collection - Floor Lamp, at Marks and Spenser
Antique brass effect Damask shade H175 X Diam 41cm Bulb: 60W GLS or 11W CFL This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Half Frame Reading Glasses, at Marks and Spencer
Comes in +1.25 to +3.0 strengths Magnifying lenses aid close work and reading Half frame design

2 Pure Cotton Polo Shirts, at Marks and Spencer
This great value 2-pack polo shirts is made from pure cotton, a natural choice for schoolwear

Autograph Silk Rich Pleated Plunge Bra, at Marks and Spencer
Elegant and feminine this luxurious bra is made from soft silk rich fabric, finished with a contrast lace trim. Gentle padding and underwiring give a flattering uplifted shape. Beautiful exclusive lingerie

Faux Pearl Y Shape Necklace & Earrings Set, at Mark's & Spencer
2 part set Y-shape necklace with clasp fastening Hook fastening drop earrings Faux pearl design Necklace length 43cm, extendable by 8cm

Long Sleeve Cropped Oblong Cardigan, at Mark's & Spencer
Contemporary and casual this oblong cardigan makes the perfect light extra layer. It features a ribbed shawl collar for an extra stylish touch

Build A Farm Puzzle, at Marks and Spencers
50 piece puzzle Country scene farm design Helps with problem solving and discovering the environment Suitable for ages 3-6 years This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

3 Pure Cotton Long Sleeve Cutie Tops, at Marks n Spencer
Stock up on essentials for less! This great value pack of 3 pure cotton long sleeve cutie tops is comfortable, practical, fashionable and easycare

Limited Collection Geo Beaded Hipster Bikini Bottoms, at Marks & Spencer
Smooth and sleek, these glamorous stylish bikini bottoms is designed in a fabulous flattering shape and detailed with a bead trim. A stylish, shapely look

Big & Tall Stormwear™ Single Pleat Trousers with Wool, at Mark & Spensers
Innovative and stylish, these single pleat trousers are made with Stormwear™ technology. The unique water and stain repellent finish keeps you feeling dry and comfortable. Perfectly proportioned for big and tall men

Clarendon Large 2-Seater Sofa, at MarksandSpencer
H91 x W233 x D103cm Seat H52cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that maintains the cushions' look and shape. Click here to Find out more Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

5 Younger Girls' Pure Cotton Hello Kitty Briefs, at Marks & Spensers
Cute and trendy, this 5 pack of pure cotton briefs feature assorted Hello Kitty designs

Shell Scarf Jumble Necklace, at M&S
Faux shell beads Long length Multi strand design Button loop fastening Length: 62cm

Cotton Rich Drawstring Bootleg Joggers, at Marks & Spencers
These comfy and practical cotton rich joggers are great for heavy workouts or relaxing in style

Set of 3 Photo Frames 17 x 12cm (4 x 6"), at Marks & Spencers
Set of 3 Rectangle shape Aperture: 4 x 6'' H17 x W12cm, Manufacturer: Marks & Spencer

Portfolio Deep V-Neck Boyfriend Cardigan, at Mark & Spensers
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Hooded Faux Fur Trim Jacket, at Marks n Spencer
Fashionable and practical, this hooded coat is outstanding value. An easycare style at a great price

Pure Cotton Double Button Bootleg Trousers, at Mark's & Spencer
Designed to give a shapely silhouette, these on-the-waist bootcuts are feminine and flattering. A look that's always in style

Angled Pleat Sleeveless Dress, at M & S
Smart and stylish, this sleeveless dress features an angled pleat design above the waist. A great choice that will take you from the office to an evening out. Machine washable for convenience

Autograph Manor Damask Cushion, at Marks and Spencer
Square shape Damask design L56 x W56cm, Manufacturer: Marks & Spencer

Royal Jelly & Pure Honey Body Wash, at Marks and Spenser
Body wash 200ml

Tapestry Pencil Pleat Curtains, at Marks and Spencers
Manufacturer: Marks & Spencer

Pure Cotton Long Sleeve Lightning McQueen T-Shirt, at Marks and Spencer
Fans of Cars will love this cotton rich t-shirt that features Lightning McQueen

Heritage Spot Cushion With Recycled Filling, at Marks and Spencer
Spot design Stripe pattern 50 x 50cm, Manufacturer: Marks & Spencer

Crystal Arms Chandelier, at Marks and Spencer
7 arms Glass droplets H30 x D30cm Bulb: 7 x 40W E14 Candle This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.